http://ficoforums.myfico.com/t5/Mortgage-Loans/mortgage-in-wife-name-only/m-p/1635482#M104361 <p><span>new mortgage for new single family house, in San Jose, California.</span></p><p><br><span>wife is married, and husband and wife will live in this house.</span><br><br><span>house title in both wife and wife mother's names.</span><br><br><span>can mortgage name using wife's name only?</span><br><br><span>thank you.</span></p> Wed, 10 Oct 2012 15:46:42 GMT young707 2012-10-10T15:46:42Z http://ficoforums.myfico.com/t5/Mortgage-Loans/mortgage-in-wife-name-only/m-p/1635482#M104361 <p><span>new mortgage for new single family house, in San Jose, California.</span></p><p><br><span>wife is married, and husband and wife will live in this house.</span><br><br><span>house title in both wife and wife mother's names.</span><br><br><span>can mortgage name using wife's name only?</span><br><br><span>thank you.</span></p> Wed, 10 Oct 2012 15:46:42 GMT http://ficoforums.myfico.com/t5/Mortgage-Loans/mortgage-in-wife-name-only/m-p/1635482#M104361 young707 2012-10-10T15:46:42Z http://ficoforums.myfico.com/t5/Mortgage-Loans/mortgage-in-wife-name-only/m-p/1635562#M104363 <blockquote><hr>young707 wrote:<br><p><span>new mortgage for new single family house, in San Jose, California.</span></p><p><br><span>wife is married, and husband and wife will live in this house.</span><br><br><span>house title in both wife and wife mother's names.</span><br><br><span>can mortgage name using wife's name only?</span><br><br><span>thank you.</span></p><hr></blockquote><p><strong>  Yes</strong></p> Wed, 10 Oct 2012 16:30:35 GMT http://ficoforums.myfico.com/t5/Mortgage-Loans/mortgage-in-wife-name-only/m-p/1635562#M104363 namvet 2012-10-10T16:30:35Z http://ficoforums.myfico.com/t5/Mortgage-Loans/mortgage-in-wife-name-only/m-p/1635714#M104372 <p>do we need some kind of release from the husband?</p><p> </p><p>how to registered house title in both wife and wife mother's name? Can the title later change to wife and husband?</p> Wed, 10 Oct 2012 17:45:38 GMT http://ficoforums.myfico.com/t5/Mortgage-Loans/mortgage-in-wife-name-only/m-p/1635714#M104372 young707 2012-10-10T17:45:38Z http://ficoforums.myfico.com/t5/Mortgage-Loans/mortgage-in-wife-name-only/m-p/1638324#M104449 <p>With that you need to make sure the wife has the credit and income to afford the mortgage but Cali is a community property state so both husband and wife will be on the deed</p> Thu, 11 Oct 2012 21:30:22 GMT http://ficoforums.myfico.com/t5/Mortgage-Loans/mortgage-in-wife-name-only/m-p/1638324#M104449 beb86 2012-10-11T21:30:22Z http://ficoforums.myfico.com/t5/Mortgage-Loans/mortgage-in-wife-name-only/m-p/1638432#M104452 Does that mean the husband would have to qualify for the loan since CA is community property?<br><br>I bought the house in my name only last year. I'm in OR, NOT a c.p. state. (Thank gawd). Will put husband on the deed when child support crap ends. (11/12/12) - wow! Next month. Thu, 11 Oct 2012 22:41:48 GMT http://ficoforums.myfico.com/t5/Mortgage-Loans/mortgage-in-wife-name-only/m-p/1638432#M104452 Booner72 2012-10-11T22:41:48Z http://ficoforums.myfico.com/t5/Mortgage-Loans/mortgage-in-wife-name-only/m-p/1638472#M104453 No just on the deed in my situation ky is a CP state and my wife had really really bad credit but I have decent credit and good income so the loan is in my name but.she is on the deed so in the eyes of the law she owns the house with me but isnt responsible for the loan. So if we divorced or she got sued the could take the house Thu, 11 Oct 2012 23:08:40 GMT http://ficoforums.myfico.com/t5/Mortgage-Loans/mortgage-in-wife-name-only/m-p/1638472#M104453 beb86 2012-10-11T23:08:40Z http://ficoforums.myfico.com/t5/Mortgage-Loans/mortgage-in-wife-name-only/m-p/1638720#M104460 <p>As long as her DTI will support it, I don't see why not.  Good Luck</p> Fri, 12 Oct 2012 01:54:15 GMT http://ficoforums.myfico.com/t5/Mortgage-Loans/mortgage-in-wife-name-only/m-p/1638720#M104460 Shogun 2012-10-12T01:54:15Z