http://ficoforums.myfico.com/t5/Mortgage-Loans/Approved-with-Conditions-NERVOUS/m-p/1722534#M106788 <p>OP, I am curious as to what your DTI is. Mine is currently at 48% and I was told I need to have rougly around 3600 in the bank as reserves. I'm going VA btw</p> Wed, 28 Nov 2012 22:35:44 GMT MrChairman 2012-11-28T22:35:44Z http://ficoforums.myfico.com/t5/Mortgage-Loans/Approved-with-Conditions-NERVOUS/m-p/1573270#M102784 <p>Ok, I was approved with conditions on AUG 27th.  I submitted all of my conditions early Friday.  The builder and the mortgage company submitted theirs Thursday.  Mortgage company called USAA informing them to have the coverage to start 05 SEPT.   I am doing a final walk-thru tomorrow morning.  Well, I called today, and was told that the file is still in u/w and it may take a day or 2.  I am a bit nervous because we are in a hotel (since Friday) and I do not know when we are going to close.  Am I over-reacting, or is my wife getting me frazzle up???  Someone help me!!!</p> Tue, 04 Sep 2012 18:25:53 GMT http://ficoforums.myfico.com/t5/Mortgage-Loans/Approved-with-Conditions-NERVOUS/m-p/1573270#M102784 birjest 2012-09-04T18:25:53Z http://ficoforums.myfico.com/t5/Mortgage-Loans/Approved-with-Conditions-NERVOUS/m-p/1721322#M106763 <p>Hello just wondering how your closing ended up going. I to have a similar situation was approved with conditions and I am supposed to close 11/29 but am waiting for U/W to the final approval. If you meet the conditions is it safe to say you are going to be approved? Im a nervous reck! Thanks in advance for sharing.</p> Wed, 28 Nov 2012 04:52:14 GMT http://ficoforums.myfico.com/t5/Mortgage-Loans/Approved-with-Conditions-NERVOUS/m-p/1721322#M106763 lillygooch4 2012-11-28T04:52:14Z http://ficoforums.myfico.com/t5/Mortgage-Loans/Approved-with-Conditions-NERVOUS/m-p/1722528#M106787 <p>Well, we did closed on our home.  There was like 20 conditions that needed to be met between myself, the mortgage company, and the builder.  I was told the my DTI was a bit of an issue, and that I needed to have cash in my account to show I am able to afford a home...HOWEVER, we made it through and it felt good to get the keys from the builder</p> Wed, 28 Nov 2012 22:26:31 GMT http://ficoforums.myfico.com/t5/Mortgage-Loans/Approved-with-Conditions-NERVOUS/m-p/1722528#M106787 birjest 2012-11-28T22:26:31Z http://ficoforums.myfico.com/t5/Mortgage-Loans/Approved-with-Conditions-NERVOUS/m-p/1722534#M106788 <p>OP, I am curious as to what your DTI is. Mine is currently at 48% and I was told I need to have rougly around 3600 in the bank as reserves. I'm going VA btw</p> Wed, 28 Nov 2012 22:35:44 GMT http://ficoforums.myfico.com/t5/Mortgage-Loans/Approved-with-Conditions-NERVOUS/m-p/1722534#M106788 MrChairman 2012-11-28T22:35:44Z http://ficoforums.myfico.com/t5/Mortgage-Loans/Approved-with-Conditions-NERVOUS/m-p/1725014#M106878 <p>We were approved today with conditions as well. We had to explain some inquiries on our credit, provide a copy of two deposited checks, and I also provided them with a statement from my money market account.</p><p> </p><p>Keeping my finger's crossed.</p> Fri, 30 Nov 2012 05:09:42 GMT http://ficoforums.myfico.com/t5/Mortgage-Loans/Approved-with-Conditions-NERVOUS/m-p/1725014#M106878 southerngyrl83 2012-11-30T05:09:42Z http://ficoforums.myfico.com/t5/Mortgage-Loans/Approved-with-Conditions-NERVOUS/m-p/1725500#M106897 <p>Well, my DTI was never confirmed to me, but I was told it was at 52%.  It was a big mess, but I would say it was at 48%.  I went with FHA.  My score was a 660.</p> Fri, 30 Nov 2012 15:59:48 GMT http://ficoforums.myfico.com/t5/Mortgage-Loans/Approved-with-Conditions-NERVOUS/m-p/1725500#M106897 birjest 2012-11-30T15:59:48Z