topic Re: Update: Going for it! VA Loan - APPROVED! in Mortgage Loans

Update: Going for it! VA Loan - CLOSED!

seigex — Wed, 19 Dec 2012 03:24:34 GMT

Well, I sorta gave up on looking for houses until I happened to take a look at a foreclosure home today that I love. So tomorrow I'm going to work up my VA Loan pre-approval and then put an offer in! Not thinking I was getting a mortgage any time soon, I opened up a new credit card a week ago, and it hasn't posted to my credit report yet, but should in the next 3 weeks, and have 4 other new credit cards from July, and one from April. My loan officer said it shouldn't be a problem though as long as I justify the cards and the inquiries and since my DTI is 0%. Wish me luck! I'll keep this post updated with the process.

Re: Going for it! VA Loan

seigex — Sun, 04 Nov 2012 18:37:06 GMT

Made it through automated underwriting today, and about to go put an offer on the house.

Re: Going for it! VA Loan

JM-AM — Sun, 04 Nov 2012 20:05:27 GMT

Congrats and gl with your offer.

Re: Going for it! VA Loan

webhopper — Sun, 04 Nov 2012 20:49:08 GMT

Congrats and good luck on your offer!

Re: Going for it! VA Loan

seigex — Sun, 04 Nov 2012 21:38:12 GMT

Thanks! All ducks are in a row except for my dang DD-214, can't find it. Offer was made and now waiting on a response! :)

Re: Going for it! VA Loan

MissKay — Mon, 05 Nov 2012 04:26:53 GMT

Do you have access to myarmyportal.com or whatever branch's system u are in? U should be able to print ur dd213 from there.
Congrats!!

Re: Going for it! VA Loan

seigex — Mon, 05 Nov 2012 06:16:04 GMT

I got access to eVetBenefits or something like that to get my COE and there was a place I could request my DD214, it said within 48 hours so hopefully i'll see it tomorrow... thanks!

Re: Going for it! VA Loan

seigex — Wed, 07 Nov 2012 22:50:58 GMT

Got the counter offer today, accepted it, and resubmitted. We are doing the property inspection on Friday then ordering the VA loan appraisal! Moving along... Potential closing date around 12/5/12! :)

Re: Going for it! VA Loan

jnkp2001 — Thu, 08 Nov 2012 00:40:34 GMT

Nice house. If I may ask, what part of the country is that in?

Re: Going for it! VA Loan

seigex — Thu, 08 Nov 2012 00:46:05 GMT

Southern California Mountains .. beautiful area

Re: Going for it! VA Loan

seigex — Sat, 10 Nov 2012 08:35:22 GMT

Inspection today went well, signed all the loan docs today, VA Appraisal was ordered today ... now the anticipation! I fear something will happen in underwriting that will keep me from getting this house, and I don't want to lose it... it's perfect!

Re: Going for it! VA Loan

seigex — Tue, 13 Nov 2012 05:56:57 GMT

Got my GFE in my email today... moving along

Re: Going for it! VA Loan

seigex — Thu, 15 Nov 2012 19:14:46 GMT

I was approved today for my loan w/ conditions! Conditions are easy, already sent what was needed and my Loan officer is writing up my letters for me... she has been great! Extremely excited, just waiting for the VA appraisal to come back :D

Re: Update: Going for it! VA Loan - APPROVED!

adonis2011 — Thu, 15 Nov 2012 19:20:44 GMT

Who are you going through for your VA loan?

Re: Update: Going for it! VA Loan - APPROVED!

seigex — Fri, 16 Nov 2012 16:36:53 GMT

adonis2011 wrote:
Who are you going through for your VA loan?

A loan officer for WJ Bradley ... "Mod Cut" she's been great! Keeps in touch with me along the way and has been very helpful, even answering all my newbie questions... And the process is going smooth and fast.

OP, Full names are not allowed to be posted, per myFICO Terms of Service. You are welcome to exchange such things, via PM.
Lightnin,myFICO moderator

Re: Update: Going for it! VA Loan - APPROVED!

seigex — Mon, 19 Nov 2012 19:51:51 GMT

VA Appraisal just came back!!!! NO CONDITIONS, UP TO VA STANDARDS!!! And came back at the exact asking price!! So I was told I could close within two weeks!!! (just a little excited)

Re: Update: Going for it! VA Loan - APPROVED!

seigex — Tue, 20 Nov 2012 05:18:15 GMT

seigex wrote:
adonis2011 wrote:
Who are you going through for your VA loan?
A loan officer for WJ Bradley ... "Mod Cut" she's been great! Keeps in touch with me along the way and has been very helpful, even answering all my newbie questions... And the process is going smooth and fast.

OP, Full names are not allowed to be posted, per myFICO Terms of Service. You are welcome to exchange such things, via PM.
Lightnin,myFICO moderator

I was careful not to post her name, but a public link to her company website with her permission

Re: Update: Going for it! VA Loan - APPROVED!

webhopper — Tue, 20 Nov 2012 07:28:05 GMT

seigex wrote:
VA Appraisal just came back!!!! NO CONDITIONS, UP TO VA STANDARDS!!! And came back at the exact asking price!! So I was told I could close within two weeks!!! (just a little excited)

Wow that is amazing congratulations!!!

Re: Update: Going for it! VA Loan - APPROVED!

seigex — Fri, 30 Nov 2012 21:58:52 GMT

Well I got final approval and I will be signing loan documents on Monday, if everything goes well I'll be closing between Wednesday and Friday! :D

Re: Update: Going for it! VA Loan - APPROVED!

YHWHUDAH — Thu, 06 Dec 2012 21:04:17 GMT

Congrats, I closed on my VA loan last year in Dec with USAA. Did you try them? You should be ok for Monday!