http://ficoforums.myfico.com/t5/myFICO-Product-Feedback/Inconsistent-report-verbiage/m-p/1778042#M10315 <p>From a 01/01/13 pull of Transunion via myFico:</p><p> </p><p>Under &quot;What's helping your FICO score&quot;</p><p> </p><p><span>1) There is no evidence of a serious delinquency (60 days past due or greater) or derogatory description on your credit report. </span></p><p><span> </span></p><p><span>Followed by in the box:</span></p><p><span> </span></p><p><span>- Number of your accounts that were ever 60 days late or worse: </span><span>1 account </span></p><p><span> </span></p><p><span> </span></p><p><span> </span></p><p><span>The late payment is legit, so it's likely something in your report generation code that's gone a little wonky; or it's being looked at by age and mine is &gt;2 years ago.  In either event more clarity or consistency would be a good thing I suspect.</span></p> Tue, 01 Jan 2013 18:07:18 GMT Revelate 2013-01-01T18:07:18Z http://ficoforums.myfico.com/t5/myFICO-Product-Feedback/Inconsistent-report-verbiage/m-p/1778042#M10315 <p>From a 01/01/13 pull of Transunion via myFico:</p><p> </p><p>Under &quot;What's helping your FICO score&quot;</p><p> </p><p><span>1) There is no evidence of a serious delinquency (60 days past due or greater) or derogatory description on your credit report. </span></p><p><span> </span></p><p><span>Followed by in the box:</span></p><p><span> </span></p><p><span>- Number of your accounts that were ever 60 days late or worse: </span><span>1 account </span></p><p><span> </span></p><p><span> </span></p><p><span> </span></p><p><span>The late payment is legit, so it's likely something in your report generation code that's gone a little wonky; or it's being looked at by age and mine is &gt;2 years ago.  In either event more clarity or consistency would be a good thing I suspect.</span></p> Tue, 01 Jan 2013 18:07:18 GMT http://ficoforums.myfico.com/t5/myFICO-Product-Feedback/Inconsistent-report-verbiage/m-p/1778042#M10315 Revelate 2013-01-01T18:07:18Z