http://ficoforums.myfico.com/t5/myFICO-Product-Feedback/Lucy-You-got-some-splainin-to-do/m-p/1818985#M10418 <p>The simulator says if I pay down x amount for every month for 1 month my score will be 724-764.</p><p>The simulator also says if I pay the same x amount of my total revolving/open account balance (the other option) that my score will be 684-724.  What gives? The simulator indicates the reason for the increase (both) are identical.  By the way, I already paid x amount last month so I'm just waiting to see which is going to be closer. </p><p> </p><p>What has been your experience with this witchcraft?</p> Fri, 18 Jan 2013 02:20:49 GMT NY_Beauty 2013-01-18T02:20:49Z http://ficoforums.myfico.com/t5/myFICO-Product-Feedback/Lucy-You-got-some-splainin-to-do/m-p/1818985#M10418 <p>The simulator says if I pay down x amount for every month for 1 month my score will be 724-764.</p><p>The simulator also says if I pay the same x amount of my total revolving/open account balance (the other option) that my score will be 684-724.  What gives? The simulator indicates the reason for the increase (both) are identical.  By the way, I already paid x amount last month so I'm just waiting to see which is going to be closer. </p><p> </p><p>What has been your experience with this witchcraft?</p> Fri, 18 Jan 2013 02:20:49 GMT http://ficoforums.myfico.com/t5/myFICO-Product-Feedback/Lucy-You-got-some-splainin-to-do/m-p/1818985#M10418 NY_Beauty 2013-01-18T02:20:49Z