topic SW Problem?? in myFICO® Product Feedback

SW Problem??

Booner72 — Fri, 24 Aug 2012 20:35:27 GMT

I have been getting SW alerts for the past 2 months, all is fine and good. But they continue to say my score is 687 and has not changed. I have let a credit card report with a maxed balance, no change in score.

I just had Directloans report my loans as closed/sold - no change.

I have a new account and new inquiry - no change.

Could this be right???

YES, my score is set to 687.

Thanks in advance.

Re: SW Problem??

llecs — Sat, 25 Aug 2012 00:14:02 GMT

All 3 examples would trigger a new score. If the score is the same, then it really hasn't moved. Sounds like something is weighing it down. BTW, DW went months without any net score changes.

Re: SW Problem??

Booner72 — Sat, 25 Aug 2012 01:29:47 GMT

Hi, llecs. That's kinda what I thought, that I'm at the max # I can be right now with the cc balances we have right now. I pay off the credit union visa every payday, but payday is one day after statement day (last of mo/fIrst of mo)......So I'm always maxed or close to.