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    <title>topic Verizon Home Phone Service Help in Rebuilding Your Credit</title>
    <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Home-Phone-Service-Help/m-p/673105#M107503</link>
    <description>&lt;p&gt;I have a old home phone account which is paid. It is paid after sent to collections. Not set to come off until 2013. I GW Verizon and got the old &amp;quot;we have to report accurately&amp;quot;. They don't have to report at all, which is what I would like. I previously had 2 accounts with them and that one has been deleted from all 3 bureaus. I have tried Planetfeedback for GW several times no success. Any suggestions? I have also used e-mails to Ivan Seidenberg with no response, didn't expect one but worth a shot.&lt;/p&gt;&lt;p&gt;I really need to get this off before 2 1/2 years.&lt;/p&gt;</description>
    <pubDate>Mon, 10 May 2010 23:03:42 GMT</pubDate>
    <dc:creator>breakthecycle</dc:creator>
    <dc:date>2010-05-10T23:03:42Z</dc:date>
    <item>
      <title>Verizon Home Phone Service Help</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Home-Phone-Service-Help/m-p/673105#M107503</link>
      <description>&lt;p&gt;I have a old home phone account which is paid. It is paid after sent to collections. Not set to come off until 2013. I GW Verizon and got the old &amp;quot;we have to report accurately&amp;quot;. They don't have to report at all, which is what I would like. I previously had 2 accounts with them and that one has been deleted from all 3 bureaus. I have tried Planetfeedback for GW several times no success. Any suggestions? I have also used e-mails to Ivan Seidenberg with no response, didn't expect one but worth a shot.&lt;/p&gt;&lt;p&gt;I really need to get this off before 2 1/2 years.&lt;/p&gt;</description>
      <pubDate>Mon, 10 May 2010 23:03:42 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Home-Phone-Service-Help/m-p/673105#M107503</guid>
      <dc:creator>breakthecycle</dc:creator>
      <dc:date>2010-05-10T23:03:42Z</dc:date>
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    <item>
      <title>Re: Verizon Home Phone Service Help</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Home-Phone-Service-Help/m-p/677927#M108944</link>
      <description>&lt;p&gt;Welcome to the world of paid CO/paid COLL. They suck, and it's why one should NEVER pay a CO or COLL, outside of a PFD, unless one HAS to. Before some jackhole responds, &amp;quot;unless one HAS to&amp;quot; is subject to a lot of interpretation, and situations vary. For example, if one is facing a lawsuit, and Capone is an example of an OC notorious for suing within 6 months of SOL, then one might have to paid to pay a CO or COLL without a PFD.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Unless the OC is reporting something inaccurate that you could then challenge, you're at their mercy to receive GW or not. However, pesky people sometimes annoy OCs into deleting.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;If your 2.5 year timeline is because you wanna buy a house, I would not rule it out just yet, even with a paid CO. There are options.&lt;/p&gt;</description>
      <pubDate>Sat, 22 May 2010 22:47:32 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Home-Phone-Service-Help/m-p/677927#M108944</guid>
      <dc:creator>Noah_Bodie</dc:creator>
      <dc:date>2010-05-22T22:47:32Z</dc:date>
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