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    <title>topic HSBC GW Success in Rebuilding Your Credit</title>
    <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/773306#M123151</link>
    <description>&lt;p&gt;Goodmorning My Fico,&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;I have been sending goodwill letters until my hands hurt . I have deleted 14 accounts so far,they all was chargeoff. I had teo HSBC accounts that showed delinquency,&lt;/p&gt;&lt;p&gt;Hsbc RZ 120 LATE still open removed late payments and Hsbc Pink card chargeoff was removed. Thank god on all three of my credit reports I have a total of 72 positive accounts never late. I was just approved for American Optima ard to rebuild my credit . Still have a lot of work to go but I see sunlight now. About a year ago I had around 20-24 negative accounts and this is what I have left.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Accounts that is left&lt;/p&gt;&lt;p&gt;1.American Express paid waiting for a update&lt;/p&gt;&lt;p&gt;2.Chase Bank  paid  waiting for a response&lt;/p&gt;&lt;p&gt;3.CitiCards paid  settlement&lt;/p&gt;&lt;p&gt;4.Citibank unpaid&lt;/p&gt;&lt;p&gt;5.Citibank unpaid&lt;/p&gt;&lt;p&gt;6.Americredit about to fall off next year but considering to settle with them so they don't pop up again&lt;/p&gt;&lt;p&gt;7.Dell Financial drop off next month making settlement off now.&lt;/p&gt;&lt;p&gt;8. Credit One Bank paid  only showing on my Experian report&lt;/p&gt;&lt;p&gt;9. Sallie private career training loan paid GW LETTER&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Lets see what November will bring in .&lt;/p&gt;&lt;p&gt;.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt; &lt;/p&gt;</description>
    <pubDate>Mon, 08 Nov 2010 14:54:35 GMT</pubDate>
    <dc:creator>chamire</dc:creator>
    <dc:date>2010-11-08T14:54:35Z</dc:date>
    <item>
      <title>HSBC GW Success</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/773306#M123151</link>
      <description>&lt;p&gt;Goodmorning My Fico,&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;I have been sending goodwill letters until my hands hurt . I have deleted 14 accounts so far,they all was chargeoff. I had teo HSBC accounts that showed delinquency,&lt;/p&gt;&lt;p&gt;Hsbc RZ 120 LATE still open removed late payments and Hsbc Pink card chargeoff was removed. Thank god on all three of my credit reports I have a total of 72 positive accounts never late. I was just approved for American Optima ard to rebuild my credit . Still have a lot of work to go but I see sunlight now. About a year ago I had around 20-24 negative accounts and this is what I have left.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Accounts that is left&lt;/p&gt;&lt;p&gt;1.American Express paid waiting for a update&lt;/p&gt;&lt;p&gt;2.Chase Bank  paid  waiting for a response&lt;/p&gt;&lt;p&gt;3.CitiCards paid  settlement&lt;/p&gt;&lt;p&gt;4.Citibank unpaid&lt;/p&gt;&lt;p&gt;5.Citibank unpaid&lt;/p&gt;&lt;p&gt;6.Americredit about to fall off next year but considering to settle with them so they don't pop up again&lt;/p&gt;&lt;p&gt;7.Dell Financial drop off next month making settlement off now.&lt;/p&gt;&lt;p&gt;8. Credit One Bank paid  only showing on my Experian report&lt;/p&gt;&lt;p&gt;9. Sallie private career training loan paid GW LETTER&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Lets see what November will bring in .&lt;/p&gt;&lt;p&gt;.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt; &lt;/p&gt;</description>
      <pubDate>Mon, 08 Nov 2010 14:54:35 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/773306#M123151</guid>
      <dc:creator>chamire</dc:creator>
      <dc:date>2010-11-08T14:54:35Z</dc:date>
    </item>
    <item>
      <title>Re: HSBC GW Success</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/773312#M123152</link>
      <description>&lt;p&gt;Thats great news.  Could you please PM me the contact info you used for HSBC?  I'm just starting this long journey myself.  Thanks.&lt;/p&gt;</description>
      <pubDate>Mon, 08 Nov 2010 15:02:06 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/773312#M123152</guid>
      <dc:creator>YnotME</dc:creator>
      <dc:date>2010-11-08T15:02:06Z</dc:date>
    </item>
    <item>
      <title>Re: HSBC GW Success</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/773388#M123171</link>
      <description>&lt;p&gt;Do you mind sending me a PM also to whom to write to, thanks&lt;/p&gt;</description>
      <pubDate>Mon, 08 Nov 2010 17:22:27 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/773388#M123171</guid>
      <dc:creator>tray</dc:creator>
      <dc:date>2010-11-08T17:22:27Z</dc:date>
    </item>
    <item>
      <title>Re: HSBC GW Success</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/773416#M123175</link>
      <description>&lt;p&gt;That is awesome news!!  Congrats on how far you've come :) &lt;/p&gt;&lt;p&gt;I also have been GW HSBC with no success, may I also have the HSBC info in a PM? &lt;/p&gt;</description>
      <pubDate>Mon, 08 Nov 2010 17:48:50 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/773416#M123175</guid>
      <dc:creator>golfingmama</dc:creator>
      <dc:date>2010-11-08T17:48:50Z</dc:date>
    </item>
    <item>
      <title>Re: HSBC GW Success</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/774116#M123288</link>
      <description>&lt;p&gt;Congrats..that is great news.  I sent out a GW to HSBC yesterday.  I have 3 (30 day lates)..can you please send me the info you used, in case my GW gets shredded.&lt;/p&gt;&lt;p&gt;Thank you so much.  and again congrats  that&amp;quot;s awesome&lt;/p&gt;</description>
      <pubDate>Tue, 09 Nov 2010 16:15:05 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/774116#M123288</guid>
      <dc:creator>PositiveThoughts</dc:creator>
      <dc:date>2010-11-09T16:15:05Z</dc:date>
    </item>
    <item>
      <title>Re: HSBC GW Success</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/774318#M123306</link>
      <description>&lt;p&gt;Can you be so kind to pm me that address as well, lol?  I've been trying &amp;amp; have been shot down the 4x's I tried.&lt;/p&gt;</description>
      <pubDate>Tue, 09 Nov 2010 19:12:00 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/774318#M123306</guid>
      <dc:creator>ABattle</dc:creator>
      <dc:date>2010-11-09T19:12:00Z</dc:date>
    </item>
    <item>
      <title>Re: HSBC GW Success</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/776170#M123536</link>
      <description>&lt;p&gt;Hey there. Do you mind PMing me the HSBC contact info as well?  Could really use it. Thanks!!&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;John&lt;/p&gt;</description>
      <pubDate>Thu, 11 Nov 2010 16:04:52 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/776170#M123536</guid>
      <dc:creator>Ortz33__</dc:creator>
      <dc:date>2010-11-11T16:04:52Z</dc:date>
    </item>
    <item>
      <title>Re: HSBC GW Success</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/787865#M124636</link>
      <description>&lt;p&gt;Chamire, congratulations on your success!&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Would you also PM me with your contact person at HSBC?&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Thank you and congrats again.&lt;/p&gt;</description>
      <pubDate>Mon, 29 Nov 2010 03:12:48 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/787865#M124636</guid>
      <dc:creator>Poet34</dc:creator>
      <dc:date>2010-11-29T03:12:48Z</dc:date>
    </item>
    <item>
      <title>Re: HSBC GW Success</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/787887#M124639</link>
      <description>&lt;p&gt;Can you PM me the info too?&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;I have gone round and round with HSBC for 2 1/2 years on 2 CO accounts from 2002 they just couldn't report right they finally fell off.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;This round I have some lates that I would like to get removed, I sent an email to someone it may or may not be the same one you spoke with.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt; &lt;/p&gt;</description>
      <pubDate>Mon, 29 Nov 2010 05:02:17 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/787887#M124639</guid>
      <dc:creator>gdtobefree</dc:creator>
      <dc:date>2010-11-29T05:02:17Z</dc:date>
    </item>
    <item>
      <title>Re: HSBC GW Success</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/788311#M124671</link>
      <description>&lt;p&gt;Hello, good job! I am happy for you. Can you send me the information as well? Thanks so very much!:smileywink:&lt;/p&gt;</description>
      <pubDate>Mon, 29 Nov 2010 22:09:58 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/788311#M124671</guid>
      <dc:creator>lteek</dc:creator>
      <dc:date>2010-11-29T22:09:58Z</dc:date>
    </item>
    <item>
      <title>Re: HSBC GW Success</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/788347#M124677</link>
      <description>&lt;p&gt;Congrats on your success!!! Could you PM me the address that you used for your GW letter as well.&lt;/p&gt;</description>
      <pubDate>Mon, 29 Nov 2010 22:42:52 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/788347#M124677</guid>
      <dc:creator>angeldaria</dc:creator>
      <dc:date>2010-11-29T22:42:52Z</dc:date>
    </item>
    <item>
      <title>Re: HSBC GW Success</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/788433#M124688</link>
      <description>&lt;p&gt;Congrats!! Please pm me the email info.. Thanks..&lt;/p&gt;</description>
      <pubDate>Tue, 30 Nov 2010 00:49:02 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/788433#M124688</guid>
      <dc:creator>gettinright01</dc:creator>
      <dc:date>2010-11-30T00:49:02Z</dc:date>
    </item>
    <item>
      <title>Re: HSBC GW Success</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/789463#M124789</link>
      <description>&lt;p&gt;Great job on your efforts!  HSBC is a hard nut to crack. Can you send me your contact info??  Thanks.&lt;/p&gt;</description>
      <pubDate>Wed, 01 Dec 2010 16:35:33 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/789463#M124789</guid>
      <dc:creator>homeloanseeker</dc:creator>
      <dc:date>2010-12-01T16:35:33Z</dc:date>
    </item>
    <item>
      <title>Re: HSBC GW Success</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/789613#M124801</link>
      <description>&lt;p&gt;Congrats ! HSBC is very hard to deal with...Would you please PM the contact info as well?&lt;/p&gt;</description>
      <pubDate>Wed, 01 Dec 2010 19:40:42 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/789613#M124801</guid>
      <dc:creator>bint-bilady</dc:creator>
      <dc:date>2010-12-01T19:40:42Z</dc:date>
    </item>
    <item>
      <title>Re: HSBC GW Success</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/790139#M124850</link>
      <description>&lt;p&gt;can u please pm me the address&lt;/p&gt;</description>
      <pubDate>Thu, 02 Dec 2010 14:40:52 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/790139#M124850</guid>
      <dc:creator>davir3351</dc:creator>
      <dc:date>2010-12-02T14:40:52Z</dc:date>
    </item>
    <item>
      <title>Re: HSBC GW Success</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/790503#M124870</link>
      <description>&lt;p&gt;Please Please Please PM me the contact info for the GW.  I have tried and tried with them.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;&lt;br&gt;THANK YOU!!!!!!&lt;/p&gt;</description>
      <pubDate>Thu, 02 Dec 2010 21:08:39 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/790503#M124870</guid>
      <dc:creator>pritchardhallhokie</dc:creator>
      <dc:date>2010-12-02T21:08:39Z</dc:date>
    </item>
    <item>
      <title>Re: HSBC GW Success</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/790531#M124876</link>
      <description>&lt;p&gt;Congrats on your success!!!! Can you pm me the info too? Thanks!&lt;/p&gt;</description>
      <pubDate>Thu, 02 Dec 2010 22:03:41 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/790531#M124876</guid>
      <dc:creator>joe21</dc:creator>
      <dc:date>2010-12-02T22:03:41Z</dc:date>
    </item>
    <item>
      <title>Re: HSBC GW Success</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/792148#M125019</link>
      <description>&lt;p&gt;I have two negative HSBC accounts.  Both paid off, one over a year and a half ago, the other back in June.  Both are still showing a delinquency status.  I've tried to dispute one, but for some reason they NEVER correct the wrong information they are reporting.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Hi, I am also interested in the contact information of HSBC.  I'd appreciate if someone could PM me in info.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Thanks!!&lt;/p&gt;</description>
      <pubDate>Sun, 05 Dec 2010 16:00:53 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/792148#M125019</guid>
      <dc:creator>h20r02</dc:creator>
      <dc:date>2010-12-05T16:00:53Z</dc:date>
    </item>
    <item>
      <title>Re: HSBC GW Success</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/792520#M125037</link>
      <description>&lt;p&gt;Hey, I too would also appreciate if you PMed me the contact info you had with this company for ur GW success&lt;/p&gt;</description>
      <pubDate>Mon, 06 Dec 2010 03:23:10 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/792520#M125037</guid>
      <dc:creator>Greene718</dc:creator>
      <dc:date>2010-12-06T03:23:10Z</dc:date>
    </item>
    <item>
      <title>Re: HSBC GW Success</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/795488#M125307</link>
      <description>&lt;p&gt;great work !!!  never hurts to keep trying... I need to send a GW letter to HSBC could you send over your contact information, it would help dearly:) thank you so much for your hard work&lt;/p&gt;</description>
      <pubDate>Thu, 09 Dec 2010 18:38:45 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HSBC-GW-Success/m-p/795488#M125307</guid>
      <dc:creator>ccorr3326</dc:creator>
      <dc:date>2010-12-09T18:38:45Z</dc:date>
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