topic Re: OMG!!!!!! BoA Love....GW Success in Rebuilding Your Credit

OMG!!!!!! BoA Love....GW Success

jeffgucci — Fri, 18 Feb 2011 19:39:09 GMT

I have followed what you guys said about GW letters. I researched contacts @ BoA. I found a bunch of emails for people in card services, and emailed them. Its been about 3 weeks and no response. I came to grips that I would just pay it. It was not sold to a CA yet but they did forward it to a CA. So I was reading how to get around that. I took some advice and went into the branch were I got the card, I did have the amount to pay it off in my hand. The rep took the card called some other office, she was on the line about 15 minutes and she turned to me said these words...It appears a Sr VP, intervened on your account as of 2/15/2011. The balance was zero, and the entire TL was in the process of being deleted from all my reports. I'm not lying when I say a tear came to my eye . It felt so good. I thanked GOD! He definitely heard my prayers. I can't wait to see what this does to my score....700 I'm coming!

Re: OMG!!!!!! BoA Love....GW Success

Walt_K — Fri, 18 Feb 2011 19:41:47 GMT

So they deleted a tradeline for you where you still owed a balance? Am I understanding that correctly? Congratulations. I have had no luck in getting to them to remove some late payments where I paid them back in full.

Re: OMG!!!!!! BoA Love....GW Success

jeffgucci — Fri, 18 Feb 2011 19:46:51 GMT

Yep she said it should report on the next cycle as it was just initiated on 2/15. I'm telling you...ever seen a grown man cry...lol...I have read the forums about having no luck with them....and about drafting GW....cant believe it worked, but I grateful it did.

Re: OMG!!!!!! BoA Love....GW Success

creditscore720 — Mon, 21 Feb 2011 23:15:22 GMT

Congrats!! Could you PM me the email addresses that you worked for you thanks and again Congrats!!

Re: OMG!!!!!! BoA Love....GW Success

dxd8216 — Tue, 22 Feb 2011 01:27:37 GMT

I need help with my credit scores. I do not know where to start? 525 547 575 I really want to purchase a home I have credit reports and I am registered with creditreport.com... Please help me.. my personal email is [Edited to remove personal information]

HI dxd8216,

Please don't post personal information in the public forums for your own safety and security. You're welcome to exchange such information via PM's (Private Messages). Thanks for finding and contributing to our online family.

-Marinevietvet, myFICO moderator

Re: OMG!!!!!! BoA Love....GW Success

MBOhio2 — Tue, 22 Feb 2011 13:46:03 GMT

Please PM me with the BoA contact!

Re: OMG!!!!!! BoA Love....GW Success

WindBlazer3 — Thu, 03 Mar 2011 05:02:13 GMT

Wow - Please PM me with that contact information as well! My gf has a 90 day late from 18 months ago that's the last negative she needs to have removed from her CR, but she's had no luck thus far even though the account has been PIF every month for 15+ mos.

Congrats!

Re: OMG!!!!!! BoA Love....GW Success

TayciBear — Thu, 03 Mar 2011 14:14:57 GMT

If you don't mind pming me too. I have one 30 day late charge on a card thats been closed for 3 years.

Re: OMG!!!!!! BoA Love....GW Success

soccrstar — Thu, 03 Mar 2011 14:48:46 GMT

same here! PM email address please!

Re: OMG!!!!!! BoA Love....GW Success

laurasiew — Fri, 04 Mar 2011 05:29:06 GMT

Please, please, please PM me the email info. I have a very similar situation!

Thx :smileytongue:

Re: OMG!!!!!! BoA Love....GW Success

prolificjinx23 — Mon, 28 Mar 2011 07:00:23 GMT

I'm having issues with BOA too!!! Please PM me too!!!!!:smileyvery-happy:

Re: OMG!!!!!! BoA Love....GW Success

bpohl93 — Mon, 28 Mar 2011 11:50:30 GMT

Can anyone PM me the email addresses, too?

Re: OMG!!!!!! BoA Love....GW Success

sjt — Mon, 28 Mar 2011 20:04:07 GMT

Congrats on your success. Its inspiration for all of us.

Im wondering if I can use a goodwill to remove some lates from 2008 on accounts that are on a payment plan but are current.

Can you PM me your contacts. Thanks

Re: OMG!!!!!! BoA Love....GW Success

bpohl93 — Tue, 29 Mar 2011 14:19:31 GMT

Never did get a PM on this. Can you help, OP?

Re: OMG!!!!!! BoA Love....GW Success

CS800 — Tue, 29 Mar 2011 14:35:52 GMT

Card 1 :

30 days late 4 times

60 days late 1 time

90+ days late 7 times

All the above are in 2007

Card 2:

30 days late 3 times

60 days late 2 times

90+ days late 6 times

All the above in 2007

Card 3:

30 days late 1 time

60 days late 1 time

90+ days late 8 times

All in 2007

----------------------------------------------------

The accounts were closed in 2007 are listed negative but are current (i'm on a payment plan) and will be PIF Dec 2011. I wonder if I could GW the lates since the account has been current since 2007. That would definitely help my score.

Could you PM the email of the contact? Thanks

Re: OMG!!!!!! BoA Love....GW Success

CS800 — Sun, 03 Apr 2011 03:06:16 GMT

Can you please pm me the boa gw contact?

Re: OMG!!!!!! BoA Love....GW Success

jrwall1 — Mon, 09 May 2011 01:54:29 GMT

Congrats

Would love to have contacts for BOA

Thanks

James

Re: OMG!!!!!! BoA Love....GW Success

mountaingirl — Mon, 09 May 2011 02:34:30 GMT

Could you please send the contact info to me too??? :smileyhappy: Thank you, thank you!!!!!

Re: OMG!!!!!! BoA Love....GW Success

hereicome — Mon, 09 May 2011 19:49:06 GMT

Could you Please PM me the contact information too!!! I would really love to attempt to get some lates removed :smileywink:

Re: OMG!!!!!! BoA Love....GW Success

Renata — Fri, 24 Jun 2011 05:30:32 GMT

Requesting a PM with BofA contact information too. :)