topic Re: My first-ever GW attempt = immediate success!!! in Rebuilding Your Credit

My first-ever GW attempt = immediate success!!!

Mandazoid — Wed, 07 Sep 2011 17:50:29 GMT

I have a student loan through MOHELA (Missouri Higher Education Loan Authority) that has been open since 2004. I pulled my credit report a few weeks ago and it was showing that I had one 30-day, one 60-day, and one 120-day late reporting on it from fall 2005 (this account is one of three baddies on my report, including a paid medical collection from last year and an unpaid CO from 2005). I'd never heard of a GW letter before I found this forum, but I thought I'd give it a go. I did some searching last night and I found an annual report PDF that listed the email address of MOHELA's executive director.

I sent him an email around 1:00 a.m. EST last night and I got a voicemail about an hour ago from someone at MOHELA named Belinda (very friendly!) who said that a request has been sent to all three credit bureaus to remove the late payments from my history and that a letter to that effect is in the mail to me today. She also said that it can take up to 30 days for the change to show on my credit reports and to please give her a call if I have any questions.

WAHOO!!!!!!! I'm so excited!!!!!!! Now I might actually have the energy to start working on getting the other two baddies removed, as well. :smileyvery-happy:

Re: My first-ever GW attempt = immediate success!!!

Nanz — Wed, 07 Sep 2011 18:01:39 GMT

WOW! Congrats!! Nice going and keep up the good work!!

Re: My first-ever GW attempt = immediate success!!!

Mandazoid — Wed, 07 Sep 2011 18:13:33 GMT

Thanks, Nanz!

Also, I just logged into my email and saw the following two replies to my initial emailed request:

Reply from the executive director at 12:16 p.m. EST today:

Amanda:

Thank you for your request. Yes, we will definitely be happy to accommodate your request. Most importantly, it is great to hear that you completed your degree. I have passed along your request to Mary _____, our Director of operations. The change will be made promptly, however, I am not sure how long it will take to make its way completely into all of the databases of various credit reporting agencies. Mary or her staff will respond to you via email when this has been completed. I wish you the best of luck in purchasing a new car!

Reply from Mary, the director of operations, at 12:48 p.m. EST today:

Amanda:

Your request has been completed. Normally it takes approximately 30 days or so for the various credit reporting agencies to update their database. We also sent you today a letter outlining the updates made for your records.

If you should need anything further, please let us know.

Thank you!

How nice and prompt are they?!? :smileyhappy:

Re: My first-ever GW attempt = immediate success!!!

jasimae — Wed, 07 Sep 2011 18:48:46 GMT

Congrats. You're on your way!

Re: My first-ever GW attempt = immediate success!!!

RussianPassion — Wed, 07 Sep 2011 22:13:58 GMT

Congrats!

Can you please share with me the letter you sent to them in a PM. I am about to write a GW to my credit union to ask to remove some lates and want to see what people are having success with.

Thanks!

Re: My first-ever GW attempt = immediate success!!!

snowangel — Wed, 07 Sep 2011 23:46:21 GMT

Congrats!! I'm going to try a GW for my SLs as well. Even if they don't remove all of the lates, maybe they will remove some.

Re: My first-ever GW attempt = immediate success!!!

stoopidmunkee — Thu, 08 Sep 2011 01:33:32 GMT

That's awesome! Congrats, I really need to start getting more stuff taken off my report.

Re: My first-ever GW attempt = immediate success!!!

Mandazoid — Thu, 08 Sep 2011 02:13:01 GMT

Thanks, everyone! Up next on the to-do list: get my $180 paid medical collection deleted. Eek!

PM just sent, Russian!

Re: My first-ever GW attempt = immediate success!!!

gottastartsometime — Tue, 20 Mar 2012 01:46:05 GMT

Would you still have the contact info for the Mohela GW? I have 4 30 day lates that I would LOVE to have removed!!

Re: My first-ever GW attempt = immediate success!!!

Mandazoid — Thu, 22 Mar 2012 02:25:20 GMT

Sure do! I'll PM it to you. :)

Re: My first-ever GW attempt = immediate success!!!

Adalen — Thu, 22 Mar 2012 14:45:07 GMT

Many congratulations! My first GW attempt was a success yesterday as well! I couldn't believe it and didn't realize I'd feel so great about it, haha! It was a local CA for a medical co-pay that I forgot about and they were also very nice and responded in less than five hours. Quite a lovely shock! :D

Congrats again!

Re: My first-ever GW attempt = immediate success!!!

stilettos_and_spitup — Fri, 30 Mar 2012 14:22:04 GMT

Hi! I was so excited to find your post- i have had no success with GWing Mohela!!! Can you please share the email address you used? For Raymond Bayer? Thank you sooo much!!!!

Re: My first-ever GW attempt = immediate success!!!

Mandazoid — Sat, 31 Mar 2012 02:24:01 GMT

Sure! I'll PM it to you. :)

Re: My first-ever GW attempt = immediate success!!!

gottastartsometime — Wed, 04 Apr 2012 11:26:53 GMT

I just sent my email to the contact you used...has anyone else had any luck with a Goodwill from this contact??

Re: My first-ever GW attempt = immediate success!!!

ldnewlady — Wed, 04 Apr 2012 15:59:08 GMT

Congratulations!!! May I have the contact info for Mohela as well. I have some late pays that I hope can be removed!

Re: My first-ever GW attempt = immediate success!!!

Queeniam — Wed, 04 Apr 2012 17:49:27 GMT

This is exactly what I'm looking to do. I am now current on all student loans and paid off two loans but the lates are continuing to show up. Can you pls PM me this letter? thanks in advance.

Re: My first-ever GW attempt = immediate success!!!

McCarthy777 — Wed, 04 Apr 2012 22:25:14 GMT

Great to hear that you had success with a gw to mohela. I just sent them a GW letter but if I don't hear back or don't get a helpful response, I may try to email them like you did. Would you mind sending me a PM with your contact at mohela?

Re: My first-ever GW attempt = immediate success!!!

Mandazoid — Thu, 05 Apr 2012 04:59:59 GMT

I just sent you all PMs with the info, but let me know if you don't get it and I can resend.

I'll keep my fingers crossed for all of you!

Re: My first-ever GW attempt = immediate success!!!

onetobehold — Fri, 22 Jun 2012 14:23:58 GMT

Hi, I'm new on this board and was wondering if you would be willing to share the GW letter you sent to your SL company? I'm working on removing my DHs student loan baddies and I haven't been having any luck on my own. Thank you in advance for your assistance!

Re: My first-ever GW attempt = immediate success!!!

Mandazoid — Mon, 09 Jul 2012 20:04:01 GMT

Hi, one!

Sending you a PM right now. :)