topic Should I wait or try again? in Rebuilding Your Credit

Should I wait or try again?

firsttimemama — Fri, 04 May 2012 14:11:49 GMT

I haven't had luck so far with my first round of GW letters to WFNNB. I sent the last one to the President of Alliance Data Systems (parent company of WFNNB) last week and promptly received a phone call from the consumer relations department saying "no". Should I send another GW letter this week to WFNNB (not alliance)? I don't want to tick anyone off by being pushy but I also want to be persistent. Any thoughts?

TIA!

Re: Should I wait or try again?

FrugalRican — Fri, 04 May 2012 14:25:23 GMT

So what would happen if you "tick them off"?

Think about it.

Keep trying.

Re: Should I wait or try again?

Crashem — Fri, 04 May 2012 14:27:04 GMT

Keep trying with creditor but pick different people.

Re: Should I wait or try again?

firsttimemama — Fri, 04 May 2012 15:11:36 GMT

FrugalRican wrote:
So what would happen if you "tick them off"?

Think about it.
Keep trying.

Thanks! Great point...The worst they can say is "no" and I've already heard that a few times from them. Besides, once my other two baddies are deleted (hopefully soon - got confirmation again this week from both) then that's literally the only derog I have left on my CR. My goal is to have good credit regardless of my score :smileyhappy:

Re: Should I wait or try again?

firsttimemama — Fri, 04 May 2012 15:11:59 GMT

Crashem wrote:
Keep trying with creditor but pick different people.

That's my plan! Thank you!

Re: Should I wait or try again?

bridgetkaryn — Fri, 04 May 2012 15:44:37 GMT

Keep trying... It took 3 months of "no's" from WFNNB to finally get a yes (and it was the same GW letter too, just with a different date at the top!)... Just be persistant and keep sending letters...

Re: Should I wait or try again?

firsttimemama — Fri, 04 May 2012 18:28:38 GMT

bridgetkaryn wrote:
Keep trying... It took 3 months of "no's" from WFNNB to finally get a yes (and it was the same GW letter too, just with a different date at the top!)... Just be persistant and keep sending letters...

Thanks, I will. I'm mailing another one as I type :smileyhappy: