topic Re: Medical bill 2008 in Rebuilding Your Credit

Medical bill 2008

Brian_Trying_700 — Mon, 07 May 2012 21:30:10 GMT

I need some help here. I have a medical bill from 2008. Its on a big $200. PDF GW. What to do. I would like to pay it,but I'm scared my Fico and credit score will be lower. Any suggestions. Thanks again Fico friends.

Re: Medical bill 2008

pizzadude — Mon, 07 May 2012 22:05:57 GMT

The first thing I would suggest is to send a PFD request. You pay, they agree to delete the account from your credit reports.

Re: Medical bill 2008

Brian_Trying_700 — Mon, 07 May 2012 23:17:48 GMT

That's what I was thinking. Thanks Pizza you are the man. Anymore suggestions from anyone else. Do I pay first or get a letter from them first ?

Re: Medical bill 2008

2NE1 — Mon, 07 May 2012 23:17:35 GMT

is this "bill" a collection? have you tried paying to the OC? or is this being reported by a CA?

Re: Medical bill 2008

Brian_Trying_700 — Mon, 07 May 2012 23:22:05 GMT

Its a collection on my reports from a CA. I never tried paying back OC because I wasnt working.

Re: Medical bill 2008

2NE1 — Mon, 07 May 2012 23:20:48 GMT

Brian_Trying_700 wrote:
Its a collection on my cc reports.

From personal experience, I've had success getting UNPAID medical collections from 2008 and 2009 deleted off ALL 3 CRAs by sending the pre-HIPAA letters. Check your inbox! :smileyhappy:

Re: Medical bill 2008

trix_r_4_kids — Tue, 08 May 2012 00:21:23 GMT

2NE1:

Would you please PM me as well with info regarding pre-HIPAA letters?

Thanks :-)

Re: Medical bill 2008

Lasardo — Tue, 08 May 2012 09:47:16 GMT

Would love those letters also!

Re: Medical bill 2008

Lasardo — Tue, 22 May 2012 07:01:20 GMT

Please please send them to me too!! Please !!!

Re: Medical bill 2008

2NE1 — Tue, 22 May 2012 14:48:41 GMT

@Lasardo I've already sent you the info weeks ago, check your inbox! :)

Re: Medical bill 2008

Lasardo — Wed, 23 May 2012 03:22:25 GMT

2Ne Thank you!!!

Re: Medical bill 2008

ccubedzx3 — Wed, 23 May 2012 11:09:27 GMT

I paid off a $135 collection back in '10, but it still shows as a "KD" in red on my report. I received a letter from them saying it was paid in full, but it still shows up as a "ding" on my report. I called to get it removed, but they won't....what to do?

Re: Medical bill 2008

needbettercredit88 — Wed, 23 May 2012 14:55:12 GMT

I have three medical collections on my CR. Can you please PM me the info also. Thank you!!

Re: Medical bill 2008

julieray419 — Wed, 23 May 2012 14:57:47 GMT

I'd like the form.

Re: Medical bill 2008

mzniko — Fri, 13 Jul 2012 01:47:31 GMT

Hey All,

Can someone pm the letter as well!!

Thanks a bunch!

Re: Medical bill 2008

helpmepleasefromsc — Wed, 14 Nov 2012 22:51:28 GMT

I would like this inbox info, too....please.

Re: Medical bill 2008

Lasardo — Fri, 16 Nov 2012 05:08:31 GMT

You will all have to use the HIPAA process, dispute first, etc.,..

I disputed several from 2008-2009 and didn't have to even go past the dispute process, they removed them, no problem and I didn't even hAve to pay anything..

Re: Medical bill 2008

Paleta25 — Sat, 17 Nov 2012 07:26:23 GMT

Can you inbox me the info as well? I have several form 2008 that I would love to get taken care of! Thanks!!

2NE1 wrote:
Brian_Trying_700 wrote:
Its a collection on my cc reports.
From personal experience, I've had success getting UNPAID medical collections from 2008 and 2009 deleted off ALL 3 CRAs by sending the pre-HIPAA letters. Check your inbox! :smileyhappy: