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    <title>topic Re: Sallie Mae SUCCESS!!!!!!!!!!!!!!! in Rebuilding Your Credit</title>
    <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1440084#M191158</link>
    <description>That's easy... simply by removing every major derog you have on your reports.</description>
    <pubDate>Sat, 09 Jun 2012 15:23:36 GMT</pubDate>
    <dc:creator>2NE1</dc:creator>
    <dc:date>2012-06-09T15:23:36Z</dc:date>
    <item>
      <title>Sallie Mae SUCCESS!!!!!!!!!!!!!!!</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1436850#M190785</link>
      <description>&lt;p&gt;I contacted Sallie Mae's Office of the Consumer Advocate about 45 days ago and as of today's phone call they told me the 90 day late will be removed when reporting occurs at the end of the month! That's a &amp;quot;KEY DEROGATORY&amp;quot; on my account and showing with all three bureaus within the last year so I'm hoping to see a decent improvement in scores across the board. Just want to say thanks to everyone who has put the information out there and want to say that the people at the Advocate's office are very good at what they do!&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Any idea on what this may do to my scores?!?!?&lt;/p&gt;</description>
      <pubDate>Thu, 07 Jun 2012 15:08:27 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1436850#M190785</guid>
      <dc:creator>AutumnC74</dc:creator>
      <dc:date>2012-06-07T15:08:27Z</dc:date>
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    <item>
      <title>Re: Sallie Mae SUCCESS!!!!!!!!!!!!!!!</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1436902#M190798</link>
      <description>A 90 day late seems to be a heavy derog and since it happened last year I'm guessing you'll get a bit of a boost, was this your only baddie? BTW congrats!!!&lt;br&gt;&lt;br&gt;:D</description>
      <pubDate>Thu, 07 Jun 2012 15:37:51 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1436902#M190798</guid>
      <dc:creator>2NE1</dc:creator>
      <dc:date>2012-06-07T15:37:51Z</dc:date>
    </item>
    <item>
      <title>Re: Sallie Mae SUCCESS!!!!!!!!!!!!!!!</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1436904#M190799</link>
      <description>&lt;p&gt;CONGRATS!! :smileyhappy: PLEASEEE tell me how you were able to get this taken care of! I have 2 Sallie Mae accounts reporting 3 late payments each...I called them &amp;amp; they didn't assist. I emailed them @ the customer advocate address as well...they have not responded yet. From what I've read, you should have a nice improvement in your score..keep us posted!&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Can you PM me please...thanks in advance!&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt; &lt;/p&gt;</description>
      <pubDate>Thu, 07 Jun 2012 15:39:28 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1436904#M190799</guid>
      <dc:creator>iamdetermined</dc:creator>
      <dc:date>2012-06-07T15:39:28Z</dc:date>
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    <item>
      <title>Re: Sallie Mae SUCCESS!!!!!!!!!!!!!!!</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1436976#M190812</link>
      <description>&lt;p&gt;dang! good job. I tried the same thing and a lady called me and told me since my loans were a federal loan they cant change the lates&lt;/p&gt;</description>
      <pubDate>Thu, 07 Jun 2012 16:22:54 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1436976#M190812</guid>
      <dc:creator>Steelersfan904</dc:creator>
      <dc:date>2012-06-07T16:22:54Z</dc:date>
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    <item>
      <title>Re: Sallie Mae SUCCESS!!!!!!!!!!!!!!!</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1439932#M191136</link>
      <description>&lt;p&gt;Hi, what is their contact number?  I need to do the same thing.  Thanks&lt;/p&gt;</description>
      <pubDate>Sat, 09 Jun 2012 12:13:50 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1439932#M191136</guid>
      <dc:creator>rredstick9</dc:creator>
      <dc:date>2012-06-09T12:13:50Z</dc:date>
    </item>
    <item>
      <title>Re: Sallie Mae SUCCESS!!!!!!!!!!!!!!!</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1439942#M191138</link>
      <description>&lt;p&gt;Please tell me how the heck you got your scores go up 100 points in 4 months??????&lt;/p&gt;</description>
      <pubDate>Sat, 09 Jun 2012 12:30:37 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1439942#M191138</guid>
      <dc:creator>rickyonn39</dc:creator>
      <dc:date>2012-06-09T12:30:37Z</dc:date>
    </item>
    <item>
      <title>Re: Sallie Mae SUCCESS!!!!!!!!!!!!!!!</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1440084#M191158</link>
      <description>That's easy... simply by removing every major derog you have on your reports.</description>
      <pubDate>Sat, 09 Jun 2012 15:23:36 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1440084#M191158</guid>
      <dc:creator>2NE1</dc:creator>
      <dc:date>2012-06-09T15:23:36Z</dc:date>
    </item>
    <item>
      <title>Re: Sallie Mae SUCCESS!!!!!!!!!!!!!!!</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1440212#M191175</link>
      <description>&lt;p&gt;What did you say or how did you word it to get this taken off?  &lt;/p&gt;</description>
      <pubDate>Sat, 09 Jun 2012 17:46:08 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1440212#M191175</guid>
      <dc:creator>rredstick9</dc:creator>
      <dc:date>2012-06-09T17:46:08Z</dc:date>
    </item>
    <item>
      <title>Re: Sallie Mae SUCCESS!!!!!!!!!!!!!!!</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1440496#M191192</link>
      <description>I talked to a sallie mae advocate,too, and she says because everything IS correctly reporting they can't get rid of it. There must have been something OP's advocate had to go on to remove it.&lt;br&gt;&lt;br&gt;</description>
      <pubDate>Sat, 09 Jun 2012 22:55:29 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1440496#M191192</guid>
      <dc:creator>Booner72</dc:creator>
      <dc:date>2012-06-09T22:55:29Z</dc:date>
    </item>
    <item>
      <title>Re: Sallie Mae SUCCESS!!!!!!!!!!!!!!!</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1440562#M191202</link>
      <description>Congrats!!!!! That's GREAT news! I also was able to get sallie Mae to delete a 90 day late and a 120 day late from dec and jan! My lowest score at the time was 556, it's now 600! I haven't checked my other scores which I hope will be at least 620 :)</description>
      <pubDate>Sat, 09 Jun 2012 23:48:53 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1440562#M191202</guid>
      <dc:creator>How2increase</dc:creator>
      <dc:date>2012-06-09T23:48:53Z</dc:date>
    </item>
    <item>
      <title>Re: Sallie Mae SUCCESS!!!!!!!!!!!!!!!</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1628056#M210951</link>
      <description>&lt;p&gt;Would you please PM me the address or phone contact you used for sucess with Sallie Mae.  I have (4) 30 day lates with them that is killing me!&lt;/p&gt;</description>
      <pubDate>Sat, 06 Oct 2012 01:56:34 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1628056#M210951</guid>
      <dc:creator>K12teachers</dc:creator>
      <dc:date>2012-10-06T01:56:34Z</dc:date>
    </item>
    <item>
      <title>Re: Sallie Mae SUCCESS!!!!!!!!!!!!!!!</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1628128#M210959</link>
      <description>&lt;p&gt;I am a co-signer for my brother, and when he lost his job, he let the bill slip wo me knowing.  This is one of the only late pays on my account.. HELP!.  Can you pm me the info on who to call and what key points helped you get them to remove it ?  Thanks a million!&lt;/p&gt;</description>
      <pubDate>Sat, 06 Oct 2012 02:33:55 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1628128#M210959</guid>
      <dc:creator>weekendwarrior23</dc:creator>
      <dc:date>2012-10-06T02:33:55Z</dc:date>
    </item>
    <item>
      <title>Re: Sallie Mae SUCCESS!!!!!!!!!!!!!!!</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1636080#M211706</link>
      <description>&lt;p&gt;Would you mind PM'ing me the contact information of whom you got to help you? I have 1 90 day from 2009 for them I would LOVE to get off. Thank you! :)&lt;/p&gt;</description>
      <pubDate>Wed, 10 Oct 2012 20:06:51 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1636080#M211706</guid>
      <dc:creator>megan8110</dc:creator>
      <dc:date>2012-10-10T20:06:51Z</dc:date>
    </item>
    <item>
      <title>Re: Sallie Mae SUCCESS!!!!!!!!!!!!!!!</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1636314#M211749</link>
      <description>&lt;p&gt;Hi there! Congrats! Would you mind sending me a PM with the contact info as well? I'm trying to remove 60 day lates from my account and want to be sure I include all the right info and contact them in the best possible way. Any help would be appreciated! &lt;/p&gt;</description>
      <pubDate>Wed, 10 Oct 2012 22:11:21 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1636314#M211749</guid>
      <dc:creator>hoosierincali</dc:creator>
      <dc:date>2012-10-10T22:11:21Z</dc:date>
    </item>
    <item>
      <title>Re: Sallie Mae SUCCESS!!!!!!!!!!!!!!!</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1636326#M211753</link>
      <description>&lt;p&gt;Congratulations!&lt;/p&gt;</description>
      <pubDate>Wed, 10 Oct 2012 22:19:56 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1636326#M211753</guid>
      <dc:creator>fuzzybean</dc:creator>
      <dc:date>2012-10-10T22:19:56Z</dc:date>
    </item>
    <item>
      <title>Re: Sallie Mae SUCCESS!!!!!!!!!!!!!!!</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1637242#M211870</link>
      <description>Can you PM me what/where you sent your request? I have 2 lates from Sallie Mae that is killing my scores. Thanks</description>
      <pubDate>Thu, 11 Oct 2012 06:09:00 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1637242#M211870</guid>
      <dc:creator>justjunie928</dc:creator>
      <dc:date>2012-10-11T06:09:00Z</dc:date>
    </item>
    <item>
      <title>Re: Sallie Mae SUCCESS!!!!!!!!!!!!!!!</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1637832#M211966</link>
      <description>&lt;p&gt;Congrats&lt;/p&gt;</description>
      <pubDate>Thu, 11 Oct 2012 17:58:51 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1637832#M211966</guid>
      <dc:creator>Cadillac-XTS</dc:creator>
      <dc:date>2012-10-11T17:58:51Z</dc:date>
    </item>
    <item>
      <title>Re: Sallie Mae SUCCESS!!!!!!!!!!!!!!!</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1638378#M212026</link>
      <description>Can I please have the letter into you contacted for the same thank you</description>
      <pubDate>Thu, 11 Oct 2012 22:17:37 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1638378#M212026</guid>
      <dc:creator>rredstick9</dc:creator>
      <dc:date>2012-10-11T22:17:37Z</dc:date>
    </item>
    <item>
      <title>Re: Sallie Mae SUCCESS!!!!!!!!!!!!!!!</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1638476#M212035</link>
      <description>&lt;p&gt;IDK if you guys are getting the PM's of info, but if you're not, just google &amp;quot;Credit Advocate Sallie Mae&amp;quot; and call that number.  They will put you in touch with whoever's caseload you fall on.  It takes some time to find the info, but it can be done, and calling the 1800 number for sallie is USELESSSSSSS&lt;/p&gt;</description>
      <pubDate>Thu, 11 Oct 2012 23:13:31 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1638476#M212035</guid>
      <dc:creator>Booner72</dc:creator>
      <dc:date>2012-10-11T23:13:31Z</dc:date>
    </item>
    <item>
      <title>CRe: Sallie Mae SUCCESS!!!!!!!!!!!!!!!</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1795922#M228543</link>
      <description>&lt;p&gt;Can you PM the information to contact Sallie Mae?&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Thanks!&lt;/p&gt;</description>
      <pubDate>Tue, 08 Jan 2013 16:18:30 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sallie-Mae-SUCCESS/m-p/1795922#M228543</guid>
      <dc:creator>changeisvital</dc:creator>
      <dc:date>2013-01-08T16:18:30Z</dc:date>
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