topic Re: Jefferson Capital No Response in Rebuilding Your Credit

Jefferson Capital No Response

dbslove — Mon, 11 Jun 2012 13:55:51 GMT

Jefferson Capital did not resond to the BBB complaint, any suggestions?

Re: Jefferson Capital No Response

rckstrscott — Mon, 11 Jun 2012 13:57:07 GMT

dbslove wrote:
Jefferson Capital did not resond to the BBB complaint, any suggestions?

What is the context of the issue?

Did you have another thread that explains what you were hoping to accomplish??

That one sentance alone doesn't provide enough for much response from the community?

-scott

Re: Jefferson Capital No Response

dbslove — Mon, 11 Jun 2012 14:19:39 GMT

I was hoping to get them to remove the CA off of my reports based off of the FTC ruling, Jefferson had until 06/10/12 to respond to my complaint. I checked this morning and the update read no response by company. I had an Aspire card back in 07-08 but the account had been closed.

Re: Jefferson Capital No Response

traveler2005 — Tue, 12 Jun 2012 07:10:57 GMT

Did you send a letter to Jeff Capital citing the ruling and requesting them to remove the TL? I would, it has worked for many here in the forum.

Re: Jefferson Capital No Response

dbslove — Tue, 12 Jun 2012 11:17:19 GMT

Yes I sent the letter and oddly enough I checked my mail yesterday evening and they responded they would be deleting it from the CRA..Yes!

Re: Jefferson Capital No Response

RocketChick — Wed, 08 Aug 2012 16:04:35 GMT

Hi, what letter did you use? I have an old Salute CC from them back in 2008 and they are still reporting on my CR. Would you be able to PM the letter that you used please?

Re: Jefferson Capital No Response

traveler2005 — Thu, 09 Aug 2012 09:13:25 GMT

Rocketchick

Check your personal mail.:smileyhappy:

Re: Jefferson Capital No Response

RocketChick — Thu, 09 Aug 2012 14:18:25 GMT

Thank you so much!! Thank you!! Thank you!!

Re: Jefferson Capital No Response

RocketChick — Tue, 28 Aug 2012 14:31:03 GMT

I just got my response letter from Jefferson Capitol yesterday & they will be deleting the tradelines! I couldnt beleive it, I had to read the letter several times to make sure I was reading it correctly lol! I had almost given up hope, but the letter came on the absolute last day :smileylol:

Thank you guys so much, w/o you I would have never know about this ruling! I was actually about to settle with them, I am so thankful.This is my 1st little "victory" in the battle for good credit lol, so I am very excited! Thanks again everyone!

Now...back to my fight with LVNV.... :smileyfrustrated:

Re: Jefferson Capital No Response

Shogun — Tue, 28 Aug 2012 15:21:37 GMT

Way to go!

Re: Jefferson Capital No Response

fmouto — Tue, 28 Aug 2012 15:47:59 GMT

Please send me letter also. I also have salute charge off.

Re: Jefferson Capital No Response

mstaiti75 — Thu, 30 Aug 2012 19:25:18 GMT

Can you PM me that info as well please! THANKS!!!

Re: Jefferson Capital No Response

Cadillac-XTS — Fri, 31 Aug 2012 01:14:30 GMT

Can you please Pm me the letter as well. I have been fighting to have them removed for years now?

Re: Jefferson Capital No Response

Zach76 — Tue, 02 Oct 2012 03:04:19 GMT

Excuse my ignorance but could someone explain to me what the FTC ruling and it's relationship to the BBB? I have an account with them for an old Wachovia checking account.

Re: Jefferson Capital No Response

RocketChick — Tue, 02 Oct 2012 13:59:50 GMT

@ Zach76..the FTC ruling was against Compucredit and Jefferson Capital regading credit cards ( Salute, Imagine, Aspire etc) from around 2006-2008. The BBB is more so for filing a complaint against their business practices...it is not directly related to the FTC ruling.

Re: Jefferson Capital No Response

Zach76 — Tue, 02 Oct 2012 16:29:24 GMT

Thanks. How do I use the decision and the BBB to get then to delete the TL?

Re: Jefferson Capital No Response

RocketChick — Tue, 02 Oct 2012 18:17:34 GMT

The FTC ruling was only regarding the credit cards that were distributed by Compucredit/Jefferson Credit during that time period. It wouldnt apply to a Wachovia bank account.

Re: Jefferson Capital No Response

llecs — Wed, 03 Oct 2012 04:32:24 GMT

Zach76 wrote:
Thanks. How do I use the decision and the BBB to get then to delete the TL?

Ditto to the prior comments on the FTC. The BBB is only a consumer advocacy organization. They cannot force anyone to do anything. You can complain to the BBB about them, but that's all you can do with that path. Sometimes the pressure can lead them to move on, sometimes not. You'll need to get specific about your complaint (e.g. they didn't honor an agreement, charged money when they shouldn't have, you paid them and they said you didn't, etc.).

Re: Jefferson Capital No Response

trh722 — Sun, 07 Oct 2012 23:58:54 GMT

Jefferson capital is currently suing me for the imagine card debt from 2007. How do i find out if my account was part of that ruling. What can i do? @traveler2005 any suggestions..thank you in advance

Re: Jefferson Capital No Response

fmouto — Mon, 08 Oct 2012 04:23:22 GMT

Please send me the letter used for FTC ruling.