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    <title>topic Re: AFNI won't budge in Rebuilding Your Credit</title>
    <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1520072#M200094</link>
    <description>&lt;blockquote&gt;&lt;hr&gt;adio413 wrote:&lt;br&gt;&lt;p&gt;i have an old sprint bill from afni as well.... from 2007-2008. also a verizon DSL bill from 4 yrs ago.  can you pm me also? :)&lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;pm sent&lt;/p&gt;</description>
    <pubDate>Wed, 01 Aug 2012 22:21:09 GMT</pubDate>
    <dc:creator>seigex</dc:creator>
    <dc:date>2012-08-01T22:21:09Z</dc:date>
    <item>
      <title>AFNI won't budge</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1519592#M200036</link>
      <description>&lt;p&gt;I have a very old PAID Collection account with AFNI for a Sprint bill.  I have tried multiple phone calls, Emails and letters to try and get a GW deletion, with no luck.  It will fall off at the end of next year, but I of course want it off now.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Any suggestions from those of you that have had success with AFNI????&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;The last lady that I spoke with at AFNI was very understanding but firm on the fact that she could not offer a delete.  She suggested that I ask the CRAs directly.  Everything that I have read here says that asking the CRA's for a delete directly is pointless, does everyone agree, or have a missed something in my reading?&lt;/p&gt;</description>
      <pubDate>Wed, 01 Aug 2012 17:55:24 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1519592#M200036</guid>
      <dc:creator>ironsight</dc:creator>
      <dc:date>2012-08-01T17:55:24Z</dc:date>
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    <item>
      <title>Re: AFNI won't budge</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1519942#M200067</link>
      <description>&lt;blockquote&gt;&lt;hr&gt;ironsight wrote:&lt;br&gt;&lt;p&gt;I have a very old PAID Collection account with AFNI for a Sprint bill.  I have tried multiple phone calls, Emails and letters to try and get a GW deletion, with no luck.  It will fall off at the end of next year, but I of course want it off now.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Any suggestions from those of you that have had success with AFNI????&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;The last lady that I spoke with at AFNI was very understanding but firm on the fact that she could not offer a delete.  She suggested that I ask the CRAs directly.  Everything that I have read here says that asking the CRA's for a delete directly is pointless, does everyone agree, or have a missed something in my reading?&lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;sending a pm&lt;/p&gt;</description>
      <pubDate>Wed, 01 Aug 2012 20:50:55 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1519942#M200067</guid>
      <dc:creator>seigex</dc:creator>
      <dc:date>2012-08-01T20:50:55Z</dc:date>
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    <item>
      <title>Re: AFNI won't budge</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1519948#M200068</link>
      <description>&lt;p&gt;man i would like to know what to do also. I have the same problem. sprint (afni)&lt;/p&gt;</description>
      <pubDate>Wed, 01 Aug 2012 20:58:08 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1519948#M200068</guid>
      <dc:creator>luckelle</dc:creator>
      <dc:date>2012-08-01T20:58:08Z</dc:date>
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    <item>
      <title>Re: AFNI won't budge</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1520020#M200083</link>
      <description>&lt;p&gt;Just sent you both a PM as well - good luck!&lt;/p&gt;</description>
      <pubDate>Wed, 01 Aug 2012 21:46:43 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1520020#M200083</guid>
      <dc:creator>JohnPTEX</dc:creator>
      <dc:date>2012-08-01T21:46:43Z</dc:date>
    </item>
    <item>
      <title>Re: AFNI won't budge</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1520064#M200092</link>
      <description>&lt;p&gt;i have an old sprint bill from afni as well.... from 2007-2008. also a verizon DSL bill from 4 yrs ago.  can you pm me also? :)&lt;/p&gt;</description>
      <pubDate>Wed, 01 Aug 2012 22:15:11 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1520064#M200092</guid>
      <dc:creator>adio413</dc:creator>
      <dc:date>2012-08-01T22:15:11Z</dc:date>
    </item>
    <item>
      <title>Re: AFNI won't budge</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1520072#M200094</link>
      <description>&lt;blockquote&gt;&lt;hr&gt;adio413 wrote:&lt;br&gt;&lt;p&gt;i have an old sprint bill from afni as well.... from 2007-2008. also a verizon DSL bill from 4 yrs ago.  can you pm me also? :)&lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;pm sent&lt;/p&gt;</description>
      <pubDate>Wed, 01 Aug 2012 22:21:09 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1520072#M200094</guid>
      <dc:creator>seigex</dc:creator>
      <dc:date>2012-08-01T22:21:09Z</dc:date>
    </item>
    <item>
      <title>Re: AFNI won't budge</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1520284#M200117</link>
      <description>I am interested in this solution as well...AT&amp;amp;T</description>
      <pubDate>Thu, 02 Aug 2012 01:38:11 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1520284#M200117</guid>
      <dc:creator>katydid</dc:creator>
      <dc:date>2012-08-02T01:38:11Z</dc:date>
    </item>
    <item>
      <title>Re: AFNI won't budge</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1520462#M200141</link>
      <description>&lt;p&gt;I struggled to have success with this as well, however after a lot of persistence and not accepting no I got someone to agree to delete.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;My advice to you is to continue to call DAILY and when the rep says no, ask for a supervisor...and when they shoot you down, don't just say OK and hang up.  Continue to converse with them and state you know MULTIPLE people who have made this same request with success and even if they shoot you down again, still don't just give up.  At that point, try to make it personal.  In my situation it was the difference between me buying my family a home or not.  I used human compassion to get to it, and in the end I found a Sup that felt enough compassion to help another human being out&lt;/p&gt;</description>
      <pubDate>Thu, 02 Aug 2012 04:27:42 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1520462#M200141</guid>
      <dc:creator>jtc411</dc:creator>
      <dc:date>2012-08-02T04:27:42Z</dc:date>
    </item>
    <item>
      <title>Re: AFNI won't budge</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1538044#M201856</link>
      <description>&lt;p&gt;UPDATE:&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;SUCCESS!!!!  I just got an email from their recovery team stating that they have submitted requests to all three for deletion!!!!  It was in response to one of my GW emails that I sent on 8/1.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Anyone out there trying to GW AFNI, just keep being persistant, it worked for me!!&lt;/p&gt;&lt;p&gt; &lt;/p&gt;</description>
      <pubDate>Mon, 13 Aug 2012 16:03:47 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1538044#M201856</guid>
      <dc:creator>ironsight</dc:creator>
      <dc:date>2012-08-13T16:03:47Z</dc:date>
    </item>
    <item>
      <title>Re: AFNI won't budge</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1539422#M201963</link>
      <description>&lt;p&gt;Thank you for this thread.  I followed the advice and it helped me get a paid ANFI collection off of DH's report. &lt;/p&gt;</description>
      <pubDate>Tue, 14 Aug 2012 10:01:17 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1539422#M201963</guid>
      <dc:creator>trix_r_4_kids</dc:creator>
      <dc:date>2012-08-14T10:01:17Z</dc:date>
    </item>
    <item>
      <title>Re: AFNI won't budge</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1549154#M202912</link>
      <description>&lt;p&gt;I have also been trying to no avail to get a PFD for an ATT account with AFNI. I've tried phone calls, emails, and snail mail. Any other suggestions?? I would appreciate any help offered.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Thanks.&lt;/p&gt;</description>
      <pubDate>Mon, 20 Aug 2012 19:33:37 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1549154#M202912</guid>
      <dc:creator>mojopsy</dc:creator>
      <dc:date>2012-08-20T19:33:37Z</dc:date>
    </item>
    <item>
      <title>Re: AFNI won't budge</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1552224#M203194</link>
      <description>&lt;p&gt;can someone please PM me the email address used for AFNI?&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Thank you&lt;/p&gt;</description>
      <pubDate>Wed, 22 Aug 2012 08:00:05 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1552224#M203194</guid>
      <dc:creator>bluerazr</dc:creator>
      <dc:date>2012-08-22T08:00:05Z</dc:date>
    </item>
    <item>
      <title>Re: AFNI won't budge</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1553216#M203351</link>
      <description>&lt;p&gt;I'm in the same boat. Any help or PM is appreciated.&lt;/p&gt;</description>
      <pubDate>Wed, 22 Aug 2012 23:21:59 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1553216#M203351</guid>
      <dc:creator>QAEngineer</dc:creator>
      <dc:date>2012-08-22T23:21:59Z</dc:date>
    </item>
    <item>
      <title>Re: AFNI won't budge</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1553266#M203357</link>
      <description>I have had no luck with AFNI either. It's a PAID AT&amp;amp;T bill. Can someone PM me the contact info? Thanks so much!</description>
      <pubDate>Thu, 23 Aug 2012 00:07:28 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1553266#M203357</guid>
      <dc:creator>waltini</dc:creator>
      <dc:date>2012-08-23T00:07:28Z</dc:date>
    </item>
    <item>
      <title>Re: AFNI won't budge</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1569746#M205163</link>
      <description>&lt;p&gt;Same issue here can you pm me also.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Thanks&lt;/p&gt;</description>
      <pubDate>Sun, 02 Sep 2012 14:20:36 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1569746#M205163</guid>
      <dc:creator>pymintz1</dc:creator>
      <dc:date>2012-09-02T14:20:36Z</dc:date>
    </item>
    <item>
      <title>Re: AFNI won't budge</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1571242#M205307</link>
      <description>&lt;p&gt;I have a hit from AFNI on my TU report for Tmobile. Its saying that the original account was from 2008. Ive been with Sprint since 2007. I had Tmobile in 2004/2005. Obviously they are just selling the debt but cant i fight this and say its past SOL in my state (FL)?&lt;/p&gt;</description>
      <pubDate>Mon, 03 Sep 2012 14:14:29 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1571242#M205307</guid>
      <dc:creator>Meeza23</dc:creator>
      <dc:date>2012-09-03T14:14:29Z</dc:date>
    </item>
    <item>
      <title>Re: AFNI won't budge</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1607772#M209361</link>
      <description>&lt;p&gt;I am in the same boat as well..they won't budge..Can someone please PM me?&lt;/p&gt;</description>
      <pubDate>Tue, 25 Sep 2012 17:24:17 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1607772#M209361</guid>
      <dc:creator>ilikedreaming</dc:creator>
      <dc:date>2012-09-25T17:24:17Z</dc:date>
    </item>
    <item>
      <title>Re: AFNI won't budge</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1608758#M209443</link>
      <description>&lt;p&gt;I also have an account with AFNI that I didn't know was on my credit until I pulled it last week. I sent an e-mail to an address that I found, but I have not gotten a repose back, but it has only been less than a week.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;If someone else has had better luck let me know what you did so your good luck can rub off on me :-) LOL&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Help help/advice would be awesome.  Thanks!&lt;/p&gt;</description>
      <pubDate>Wed, 26 Sep 2012 01:42:39 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1608758#M209443</guid>
      <dc:creator>mandar13077</dc:creator>
      <dc:date>2012-09-26T01:42:39Z</dc:date>
    </item>
    <item>
      <title>Re: AFNI won't budge</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1644002#M212627</link>
      <description>&lt;p&gt;hey i also have a charge from anfi for $194 from 11/07, i would like this off my credit report, what would be the best option to go with? thanks ron.&lt;/p&gt;</description>
      <pubDate>Mon, 15 Oct 2012 05:27:16 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1644002#M212627</guid>
      <dc:creator>rubberman365</dc:creator>
      <dc:date>2012-10-15T05:27:16Z</dc:date>
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    <item>
      <title>Re: AFNI won't budge</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1644004#M212628</link>
      <description>&lt;p&gt; hey i also have a charge from anfi for $194 from 11/07, i would like this off my credit report, what would be the best option to go with? thanks ron. :smileytongue: &lt;/p&gt;</description>
      <pubDate>Mon, 15 Oct 2012 05:29:16 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/AFNI-won-t-budge/m-p/1644004#M212628</guid>
      <dc:creator>rubberman365</dc:creator>
      <dc:date>2012-10-15T05:29:16Z</dc:date>
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