topic Re: they just keep comming off....... Finally in Rebuilding Your Credit

they just keep comming off....... Finally

irving_magik — Sun, 02 Sep 2012 16:37:27 GMT

Hello everyone,

So my story is that back in 05' (I was young and dumb) I ran up debt on a total of 7 CC and in. November I lost my job and defaulted on all 7 of them. So fast forward to today, I have been working hard the last two and a half years to repair my credit. Finally bought a house and haven't been late in anything in over 4 years.

Everything was scheduled to be deleted for my repost mostly in November but I guess I'm somewhat lucky, almost all of the CO's and CA's (13 or so combided on each report) have all fallen off. Only 2 remain on TU, 1 on experian, and 1 on equifax.

Thanks everyone for all the help!!! Can't wait to apply for my wish list of CCs, BCP, Freedom, and US Bank Cash+.

Re: they just keep comming off....... Finally

rogersave — Sun, 02 Sep 2012 16:47:03 GMT

congrats!

Re: they just keep comming off....... Finally

irving_magik — Sun, 02 Sep 2012 21:13:45 GMT

This really makes me wonder something, maybe someone who knows can help answer this:

Who is in responsable of aging off accounts at the 7 year mark? I'm assuming the CRAs are?? The reason I ask is cause they have all been falling off at different time that don't necessarily go with the DOFD. I have some COs that still haven't fallen off TU but they are already gone from my other two and vice versa.