http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/What-is-considered-a-Reasonable-Settlement-w-CA/m-p/1574312#M205613 Ok sounds better then mine ;) Wed, 05 Sep 2012 03:43:38 GMT Ashleyma23 2012-09-05T03:43:38Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/What-is-considered-a-Reasonable-Settlement-w-CA/m-p/1574248#M205606 I have a collection notice and it's 286.00 but truth of the matter is they include their fees plus fees from OC that I do not think I owe bc I did not my cell phone for 2 months prior to changing plans when they shut it off. What is the usual neg price I already have the PFD but need the price before I CMRR Wed, 05 Sep 2012 03:17:53 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/What-is-considered-a-Reasonable-Settlement-w-CA/m-p/1574248#M205606 Ashleyma23 2012-09-05T03:17:53Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/What-is-considered-a-Reasonable-Settlement-w-CA/m-p/1574258#M205608 <p>It depends.  What is the DOFD of the account?  What is the SOL of your state.  These are some things to consider when offering a settlement.  </p> Wed, 05 Sep 2012 03:19:55 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/What-is-considered-a-Reasonable-Settlement-w-CA/m-p/1574258#M205608 Shogun 2012-09-05T03:19:55Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/What-is-considered-a-Reasonable-Settlement-w-CA/m-p/1574280#M205611 I think about a year. Sol of NJ 6 yrs Wed, 05 Sep 2012 03:26:24 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/What-is-considered-a-Reasonable-Settlement-w-CA/m-p/1574280#M205611 Ashleyma23 2012-09-05T03:26:24Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/What-is-considered-a-Reasonable-Settlement-w-CA/m-p/1574310#M205612 <p>I'd offer $75 and see what they counter with.</p> Wed, 05 Sep 2012 03:39:59 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/What-is-considered-a-Reasonable-Settlement-w-CA/m-p/1574310#M205612 Shogun 2012-09-05T03:39:59Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/What-is-considered-a-Reasonable-Settlement-w-CA/m-p/1574312#M205613 Ok sounds better then mine ;) Wed, 05 Sep 2012 03:43:38 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/What-is-considered-a-Reasonable-Settlement-w-CA/m-p/1574312#M205613 Ashleyma23 2012-09-05T03:43:38Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/What-is-considered-a-Reasonable-Settlement-w-CA/m-p/1574336#M205619 <p>Let us know how it goes!</p> Wed, 05 Sep 2012 03:54:32 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/What-is-considered-a-Reasonable-Settlement-w-CA/m-p/1574336#M205619 Shogun 2012-09-05T03:54:32Z