topic Re: HELP asap - PLEASE.... Hospital calling back regarding collections that arent mine in Rebuilding Your Credit

HELP asap - PLEASE.... Hospital calling back regarding collections that arent mine

LoveGoodCredit — Mon, 10 Sep 2012 16:58:12 GMT

I have several medical collections on my credit report and I was confused to why they were there. It turns out they are my moms from her medical treatments. They said I must have signed something saying I was responsible for her debt, which I dont remember ever doing. If I did sign something its because it wasnt explained to me and I was sitting there watching my mom dying in the hospital.

Well my mom is okay and can pay her own bills (thank god)

But for my credits sake, can I get out of this? I was having a hard time figuring out why these medical bills kept coming up on my credit report and they are looking for the paper that I supposidly signed. Iff they cant find it do they need to remove the collections from my reports? She is supposed to call back here shortly!

Re: HELP asap - PLEASE.... Hospital calling back regarding collections that arent mine

Shogun — Mon, 10 Sep 2012 18:13:25 GMT

Absolutely. It is not your debt.

Re: HELP asap - PLEASE.... Hospital calling back regarding collections that arent mine

LoveGoodCredit — Mon, 10 Sep 2012 19:26:26 GMT

sheesh I was wondering where they were cominmg from!!!!!! I got one that is in collection. The HOSPITIAL is calling the credit agency to remove the one for 116.00. I am so glad I caught this because I was about to have two more on my credit report. I wonder how much this will make my score jump. One collection just over a year old deleted. They said they would remove it today, hopefully it will reflect my report soon. SO that leaves TWO accounts for that horrible collection agency instead of 3. :)

Re: HELP asap - PLEASE.... Hospital calling back regarding collections that arent mine

Jaade — Mon, 10 Sep 2012 20:55:34 GMT

Generally speaking, you're only legally liable for a medical bill that belongs to you personally or your children. But if you did ever sign for emergency care for someone at the hospital, even if it was a kid down the street, etc, you can be held legally liable.

Fortunately, the hospital couldn't find any paper they claim you signed so your problem is resolved. :) IF you had signed for it, it would just be a matter or having your mom go to the hospital business office and absolving you of the responsibility by signing for it herself.

Re: HELP asap - PLEASE.... Hospital calling back regarding collections that arent mine

LoveGoodCredit — Mon, 10 Sep 2012 23:46:07 GMT

Okay come to find out, they seen that I had signed for her health care not debt. 3 phone calls with collection agency and 3 phone calls with the hospital and IT IS REMOVED! Gone! See ya later bye! ONE DOWN!

Okay breathe, Phew!

That is one down and 6 more to go. I have to redo my PFD letter now, and remove this account. THANK GOD. YAY, one down and a million more to go.

Now I wonder how long it will take the CRA to update :) and get some of my points back!!!!!

HAPPY!

Re: HELP asap - PLEASE.... Hospital calling back regarding collections that arent mine

jamie123 — Tue, 11 Sep 2012 01:36:21 GMT

Awesome!!!!

You're moving right along!

See, its not so hard. You are getting good at this. It won't be long now!

Re: HELP asap - PLEASE.... Hospital calling back regarding collections that arent mine

Shogun — Tue, 11 Sep 2012 01:38:27 GMT

Happy Dance!

Re: HELP asap - PLEASE.... Hospital calling back regarding collections that arent mine

LoveGoodCredit — Tue, 11 Sep 2012 03:52:39 GMT

:smileyvery-happy: Gonna wait till the end of the month to update the scores and see what happens, it'll throw another good ON TIME payment with a car and credit card. I'll make sure to let you guys know how much it goes up.