topic Re: credit protection association? in Rebuilding Your Credit

credit protection association?

pj2028 — Tue, 14 Feb 2012 01:05:12 GMT

In searching, I've seen some people have success with this CA by emailing execs. I'm trying to get a PFD on this one. Does anyone have an email? I've been unable to find anything other than the generic info email address.

Re: credit protection association?

RobertEG — Tue, 14 Feb 2012 01:09:03 GMT

If it is in your credit report, you should have received dunning notice from them within 5 days of their reporting. That notice is required to provide you information on how to contact them for DV requests. So their address contact information should have been provided.

Did you receive dunning notice?

Re: credit protection association?

pj2028 — Tue, 14 Feb 2012 01:14:56 GMT

I know about this and am taking action because I'm trying to clean up my credit report. My CR shows that this was opened in 2008, so to answer your question, I have no idea. Of course, there's a mailing address on there, but I would rather get directly in touch with someone. Upon searching, I found threads where people had success by sending GW emails. I was hoping someone would share that email address.

Re: credit protection association?

izzesparks — Tue, 14 Feb 2012 01:43:58 GMT

check your PM! I sent you something better :)

Re: credit protection association?

veganpower — Tue, 14 Feb 2012 04:41:35 GMT

I am having a similar issue. This company is on all three of my credit reports, but I don't think the charges are accurate. I've sent them PFD's three times and I'm not even getting a response. Any suggestions? Thanks in advance!

Re: credit protection association?

Katytee — Thu, 01 Mar 2012 20:10:34 GMT

I would appreciate the same information. I have these guys on one of my collection accounts and have tried mailing letters for PFD with no response success :(

Re: credit protection association?

armyguy90 — Tue, 13 Mar 2012 16:47:49 GMT

bump... id like contact info as well... pfd ??

Re: credit protection association?

Fresh101 — Tue, 13 Mar 2012 21:29:48 GMT

I worked with this people and they were very helpful and with no hassle. I have the contact at home and willing to provide you the name I spoke to and deleted my account. All communication was done over the phone and they agreed to have the line removed from all 3 CRA's, which they did. It did took about 2 months for that to happen as removal request sometimes takes it days and not controlled by CA.

Re: credit protection association?

Katytee — Tue, 13 Mar 2012 21:31:46 GMT

Wonderful! If you could PM me the contact information once you retrieve it from home I would greatly appreciate it!!

Re: credit protection association?

armyguy90 — Tue, 13 Mar 2012 22:52:57 GMT

Please pm me info as well!!! Really be appreciated

Re: credit protection association?

Fresh101 — Wed, 14 Mar 2012 04:19:24 GMT

contact info sent, check inbox. GD LUCK

Re: credit protection association?

armyguy90 — Thu, 22 Mar 2012 05:05:31 GMT

HEY EVERYONE!! CPA agreed to my pay for delete!! The balance was less than $150. I spoke with a great representive ( a supervisor) who listened to me and was very polite, she agreed to plea my case to my supervisor and emailed me a letter "... We have instructed Equifax, Experian, and Transunion credit reporting agencies to delete this account from their records as of 3-20-2012."

PM Me for info

Re: credit protection association?

bt5418 — Tue, 24 Apr 2012 02:41:38 GMT

Can I have the info too please!!!

Re: credit protection association?

Maharajamd — Thu, 26 Apr 2012 17:15:51 GMT

I too am in need of this contact info!

Thank you!

Re: credit protection association?

ThePatronizer — Thu, 26 Apr 2012 21:32:32 GMT

I also just requested a PFD with this CA via an email address I received from these forums. I did a lot of preliminary work PRIOR to sending the email, but eventually it paid off. For me, it helped that I had such a long documentation trail to include with email; she replied within minutes and stated that it would be deleted.

The best part.. I didn't even have to pay anything. It has since been deleted all my CRA reports (within 10 days of the email even though she said to allow 3-4 weeks). Victory!!! I will say though, that you may have a harder time getting these removed if you haven't "appeared" as though you have exhausted all avenues first. In other words, if your first effort is to email an executive.. um yeah, probably not gonna happen. Go through the motions. Be patient.

But it is possible. Good luck.

Re: credit protection association?

bt5418 — Thu, 26 Apr 2012 22:42:31 GMT

Congrats and thanks for the info. Would you mind pm'ing me the email address you used? So did you call regular customer service, get denied a couple of times and then tried the email? What did you basically say in your email? This is my most recent collection and probably my last (hoping to have my other deleted in a couple of weeks) and I really want to get it off. Thanks in advance?

Re: credit protection association?

ThePatronizer — Fri, 27 Apr 2012 15:25:47 GMT

bt5418, Check your PM :smileywink:

Also, what is the amount of the collection?

Re: credit protection association?

Maharajamd — Fri, 27 Apr 2012 15:39:14 GMT

I had/have an $80 collection with CPA. Actually, on my credit reports I have TWO entries for the same thing but with different account numbers. This is the only negative things on my reports! The $80 is a Time Warner charge from 2006!

I sent a half dozen letters to CPA and got no response. Ultimately, and this may have been the wrong move, I called TW and finally tracked down what the charge was. It was just ONE $80 charge, not two. I paid them, the OC.

At that point I thought I had nothing to loose so I called CPA. After 20 minutes of waiting and tons of personal info to track down the account, I got sent up to a manager or "floor supervisor". I told her they will be getting contacted by TW that I have paid the charges. She said "Ok, so what can I do for you?". I explained that I have TWO entries on my credit reports for the same thing, which is incorrect. She looked it up and agreed. And then asked again, "what can I do for you?". I said "Well, for the past 6 years I've had TWO negative entries when it shouldn't have been like that. What are you going to do to make amends?" She explained that once they receive contact from the OC they will contact me and discuss it.

Did I do this wrong? I HAD to get it taken care of. Even if that means it just being turned over to "Paid" and not deleted. Should I have paid the CA instead of the OC? What kind of recourse can I take with the double entries? They should, at the very least, delete one of them right?

Re: credit protection association?

bt5418 — Fri, 27 Apr 2012 15:48:00 GMT

The collection is for $266

Re: credit protection association?

ThePatronizer — Fri, 27 Apr 2012 17:42:29 GMT

Yeah they should delete one. I would dispute it throuh the CRAs if you haven't already. Are they both reporting as "Paid"? I have to say that you lost all leverage by paying it off. At this point, you should shift your focus to GW letters to the CA. All you did by paying the charge was acknowledge that you owed it in the first place.