topic Re: 700 Club!!! TU 702 in Rebuilding Your Credit

700 Club!!! TU 702

Duncanrr — Sat, 15 Sep 2012 21:26:34 GMT

Got my letter from Amex re my Delta APR and it had my TU score listed (a little pissed it didn't have EX score but I'll call the CB Team at Amex on Monday and see if I can get). I was approved for 2k limit at 17.24% (their middle tier APR interest rate). My TU score listed 702!!!!! Hurray. The five negatives I have are: 1. Serious delinquency, 2. Proportion of loan balances to loan amounts too high (student loan), 3. Time since delinquency too recent (last late in March) 4. Too few accounts currently paid as agreed (don't get this one as every account on my CR is paid as agreed; and 5. Too many inquiries (had 2 before this pull).

Re: 700 Club!!! TU 702

mrordinary — Sat, 15 Sep 2012 23:21:51 GMT

Woooo... Bet it feels good. I imagine that I'll hold my head a little higher when I enter the 700 club!

Re: 700 Club!!! TU 702

DrivenDoctoress — Sun, 16 Sep 2012 00:34:40 GMT

Congratulations! I bet you feel fantastic! Can't wait to join the club with you. :-)

Re: 700 Club!!! TU 702

Shogun — Sun, 16 Sep 2012 00:49:55 GMT

Congrats!

Re: 700 Club!!! TU 702

LIGHTNIN — Sun, 16 Sep 2012 13:04:04 GMT

Let's do the 700 Club Dance Congrats to YOU!!!

Re: 700 Club!!! TU 702

Duncanrr — Sun, 16 Sep 2012 15:05:05 GMT

Thanks. I'm sure I'll not be in 700 for a month or so after new cards hit ;) just went 5 for 5 with Chase Freedom approval.

Re: 700 Club!!! TU 702

ninjamike81 — Sun, 16 Sep 2012 16:10:13 GMT

congrats... nice job

Re: 700 Club!!! TU 702

proudnavymom — Sun, 16 Sep 2012 16:57:56 GMT

Congratulations!!