http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Does-quot-Date-Reported-quot-impact-your-score/m-p/1625884#M210735 <p>Okay, thanks!  I won't bother it then.</p> Fri, 05 Oct 2012 00:06:42 GMT diabla 2012-10-05T00:06:42Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Does-quot-Date-Reported-quot-impact-your-score/m-p/1625802#M210727 <p>I understand that it is a violation of FCRA for a creditor to continue to report regularly a debt discharged through BK.   I went over my report again and found just one - Target - that was discharged in 2006, still reporting monthly.  Although it says 0 balance, and status is discharged through BK, and the date of status is 5/2006.  However, under last reported, it says 9/2012.   </p><p> </p><p>Does this have any impact on my score?  If it does, then I want to notify them that they are to cease and desist reporting this monthly.  If not, then I won't bother.</p> Thu, 04 Oct 2012 23:13:05 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Does-quot-Date-Reported-quot-impact-your-score/m-p/1625802#M210727 diabla 2012-10-04T23:13:05Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Does-quot-Date-Reported-quot-impact-your-score/m-p/1625858#M210733 <p>Nope, just updated.  Nothing changes.  It doesn't matter when it's updated.</p> Thu, 04 Oct 2012 23:52:00 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Does-quot-Date-Reported-quot-impact-your-score/m-p/1625858#M210733 Shogun 2012-10-04T23:52:00Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Does-quot-Date-Reported-quot-impact-your-score/m-p/1625884#M210735 <p>Okay, thanks!  I won't bother it then.</p> Fri, 05 Oct 2012 00:06:42 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Does-quot-Date-Reported-quot-impact-your-score/m-p/1625884#M210735 diabla 2012-10-05T00:06:42Z