http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Removal-of-old-baddies-PLEASE-HELP/m-p/1628006#M210944 <p>+1   Some people forget the +180 days part.  :)</p> Sat, 06 Oct 2012 01:29:56 GMT Shogun 2012-10-06T01:29:56Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Removal-of-old-baddies-PLEASE-HELP/m-p/1627828#M210917 <p>I have a question, I have some old baddies that are on my credit report that are failing to drop off. I have bad luck in the past with trying to dispute certain accounts sometimes resulting in new baddies showing up on my credit report. At this point now I have baddies that are over 7 yrs old but continue to report! any suggestions on how i get them removed? </p><p> </p><p>I have worked to hard to get my fico score from 479  2yrs ago up to 696(lender pull). I really want to break the 700 mark.</p><p>Thanks for all your help and ny suggetions!</p> Fri, 05 Oct 2012 23:05:24 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Removal-of-old-baddies-PLEASE-HELP/m-p/1627828#M210917 Movingup79 2012-10-05T23:05:24Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Removal-of-old-baddies-PLEASE-HELP/m-p/1627888#M210926 <p>Check exact date of first delinquency. They may report as long as 7 yrs + 180 days.</p> Sat, 06 Oct 2012 00:04:09 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Removal-of-old-baddies-PLEASE-HELP/m-p/1627888#M210926 yo-upacreek 2012-10-06T00:04:09Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Removal-of-old-baddies-PLEASE-HELP/m-p/1628006#M210944 <p>+1   Some people forget the +180 days part.  :)</p> Sat, 06 Oct 2012 01:29:56 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Removal-of-old-baddies-PLEASE-HELP/m-p/1628006#M210944 Shogun 2012-10-06T01:29:56Z