topic Re: Another one bites the dust :) in Rebuilding Your Credit

Another one bites the dust :)

LoveGoodCredit — Sat, 06 Oct 2012 23:28:12 GMT

Southern Credit removecd the 92.00 baddie. I now own them for a 75 and a 92. They deleted them before I paid them. Thank god the lady believed me. I am very close to being able to buy a house for my family. TU is up to 602 from 595. EX is up over 50 points, but I can only go by the FAKO of Credit Sesame at 622 from 570. Equifax is back to 577 from 535 but that's okay because once I get my CC paid down it will go back up. on my 300 First Premier I have a 200.00 balance wich will be paid down by the end of the month. 4 more PFD and I will have NO MORE open collections!

Re: Another one bites the dust :)

S7 — Sat, 06 Oct 2012 23:47:24 GMT

Yay!!! Congrats!

Re: Another one bites the dust :)

LoveGoodCredit — Sun, 07 Oct 2012 01:02:42 GMT

Yes and AMEN! I thought I would never get this far. Got a few more to go but with the help of the members in here I am successful! :)

Re: Another one bites the dust :)

Elyuri23 — Sun, 07 Oct 2012 01:21:16 GMT

Hey Lovegoodcredit I have PFD I need to send them. Can you please share that contact person that helped you. Also did you called her or just sent her the letter. I really need them off my report, I owe them. $102, thanks for the help

Re: Another one bites the dust :)

Shogun — Sun, 07 Oct 2012 01:43:30 GMT

Got the song in my head while typing this. Congrats!

Re: Another one bites the dust :)

LoveGoodCredit — Sun, 07 Oct 2012 04:39:29 GMT

haha Shogun! :) I am so happy! Just got 4 left.

Re: Another one bites the dust :)

LoveGoodCredit — Sun, 07 Oct 2012 04:40:28 GMT

Eluri I will inbox you how I did it. I basically got ahold of them and told them the truth about the bills.

Re: Another one bites the dust :)

afraymoore — Sun, 07 Oct 2012 06:00:09 GMT

Congratulations! I am just beginning my process, and you've given me inspiration.

Re: Another one bites the dust :)

jamie123 — Sun, 07 Oct 2012 12:22:16 GMT

LoveGoodCredit wrote:
haha Shogun! :) I am so happy! Just got 4 left.

Congrats! Good job!

I think that as each of these last 4 collections are removed you will see a sizable score bump as each is removed. You just started out with too many collections for the first 4 removals to make much difference. I can't wait to see your first 30 point bump! It will be coming soon!

Keep up the good work!

You can do it!

Re: Another one bites the dust :)

LoveGoodCredit — Sun, 07 Oct 2012 19:29:29 GMT

Thanks you guys. Having bad credit is not the easiest thing to live with. I got tired of it and wanted to do something with it. There are many good people in here that have been in the same boat one time or another. What inspires me is the encourgement from Jamie and Shogun and a few others. It is also very encourging to find those with a 800 credit score that would actually give advice to someone like me with an average of just over 600.

Re: Another one bites the dust :)

fmouto — Sat, 17 Nov 2012 22:54:12 GMT

How did you get southern credit to delete? I have 3 accts with them. Will they do pfd?

Re: Another one bites the dust :)

LoveGoodCredit — Thu, 13 Dec 2012 01:46:55 GMT

Yes they will PFD but you have to work with them.. They are very hard to work with.

Re: Another one bites the dust :)

Jutz — Thu, 13 Dec 2012 01:57:22 GMT

Nice, great effort