http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Midland/m-p/1633060#M211395 <p>So I spoke with midland funding a couple weeks ago and worked out a payment plan for a credit one card that went to collections. They were supposed to take the payment out on the 2nd, but didn't. Should I call them to be sure they are still willing to do the payments? Anyone else have experience with them?</p> Tue, 09 Oct 2012 13:57:41 GMT ALD22 2012-10-09T13:57:41Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Midland/m-p/1633060#M211395 <p>So I spoke with midland funding a couple weeks ago and worked out a payment plan for a credit one card that went to collections. They were supposed to take the payment out on the 2nd, but didn't. Should I call them to be sure they are still willing to do the payments? Anyone else have experience with them?</p> Tue, 09 Oct 2012 13:57:41 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Midland/m-p/1633060#M211395 ALD22 2012-10-09T13:57:41Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Midland/m-p/1633462#M211455 <p>Midland is a pain in the butt, yes contact them. </p> Tue, 09 Oct 2012 17:01:53 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Midland/m-p/1633462#M211455 Shogun 2012-10-09T17:01:53Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Midland/m-p/1634158#M211516 <p>Do you have formal written agreement for your plan?  If so, you have a contract that they must comply with.</p><p>If not, then you dont have clear evidence of agreement until they accept a payment.</p><p> </p><p>You have, in my opinion, a hanging issue as to whether you have a valid payment plan agreement.  Yes, I would contact them and inquire as to whether or not they have accepted your agreement.  Until then, you are left hanging....</p> Tue, 09 Oct 2012 21:50:26 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Midland/m-p/1634158#M211516 RobertEG 2012-10-09T21:50:26Z