topic Re: Should I try in Rebuilding Your Credit

Should I try

Queeniam — Thu, 11 Oct 2012 01:54:57 GMT

Should I try to settle all my Collection and charge-off account or pay them in full...then send good will letters. Thanks

Re: Should I try

Shogun — Thu, 11 Oct 2012 01:57:55 GMT

Try for PFDs first. Maybe you can get some of them off that way. Don't just pay and hope for a GW, it may come to this later, but give the PFDs a try first.

Re: Should I try

fuzzybean — Thu, 11 Oct 2012 02:00:01 GMT

Queeniam wrote:
Should I try to settle all my Collection and charge-off account or pay them in full...then send good will letters. Thanks

Is it a valid debt?

Re: Should I try

Queeniam — Thu, 11 Oct 2012 11:37:00 GMT

What do you mean by valid debt????

Re: Should I try

Queeniam — Thu, 11 Oct 2012 11:37:45 GMT

whatIll what is a PFD?

Re: Should I try

Shogun — Thu, 11 Oct 2012 11:52:52 GMT

Hello and welcome to the forums. Below are some links that will help your familiarize yourself with the forums. Read themand post any questions you have here. We're here to help you. Good Luck!

http://ficoforums.myfico.com/t5/User-Guidelines-General/Common-Abbreviations/td-p/88458

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/What-Steps-Do-I-Take-Do-I-DV-PFD/td-p/337142

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/GW-letter-Q-amp-A-Examples-and-GW-Success-Stories/td-p/1573680

Re: Should I try

fuzzybean — Thu, 11 Oct 2012 11:58:05 GMT

fuzzybean wrote:
Queeniam wrote:
Should I try to settle all my Collection and charge-off account or pay them in full...then send good will letters. Thanks
Is it a valid debt?

I mean is it something you really owe and is it still within SOL?

Re: Should I try

fuzzybean — Thu, 11 Oct 2012 11:59:00 GMT

Queeniam wrote:
whatIll what is a PFD?

PFD = Pay For Deletion (or maybe it's Paid instead of Pay)