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    <title>topic MCM is getting nervous I think, but still jerks in Rebuilding Your Credit</title>
    <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MCM-is-getting-nervous-I-think-but-still-jerks/m-p/1637742#M211947</link>
    <description>&lt;p&gt;RIght now mm suing mcm in federal court.  As we are beginning to go into discovery my lawyer emails me.  They are offering to settle.  They will waive the debt. 2 Tell the cras to delete, and settle for 1000 dollars + confidentiality agreement.   What they are refusing to realize is that this debt was created through id theft.  THe cras have already deleted. 2  They re offering to waive a debt that was never mine? and 3.  1000 bucks?   They re out of their minds.  Im planning on taking this to court.  &lt;/p&gt;</description>
    <pubDate>Thu, 11 Oct 2012 17:19:22 GMT</pubDate>
    <dc:creator>jerrod76</dc:creator>
    <dc:date>2012-10-11T17:19:22Z</dc:date>
    <item>
      <title>MCM is getting nervous I think, but still jerks</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MCM-is-getting-nervous-I-think-but-still-jerks/m-p/1637742#M211947</link>
      <description>&lt;p&gt;RIght now mm suing mcm in federal court.  As we are beginning to go into discovery my lawyer emails me.  They are offering to settle.  They will waive the debt. 2 Tell the cras to delete, and settle for 1000 dollars + confidentiality agreement.   What they are refusing to realize is that this debt was created through id theft.  THe cras have already deleted. 2  They re offering to waive a debt that was never mine? and 3.  1000 bucks?   They re out of their minds.  Im planning on taking this to court.  &lt;/p&gt;</description>
      <pubDate>Thu, 11 Oct 2012 17:19:22 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MCM-is-getting-nervous-I-think-but-still-jerks/m-p/1637742#M211947</guid>
      <dc:creator>jerrod76</dc:creator>
      <dc:date>2012-10-11T17:19:22Z</dc:date>
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      <title>Re: MCM is getting nervous I think, but still jerks</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MCM-is-getting-nervous-I-think-but-still-jerks/m-p/1637766#M211950</link>
      <description>&lt;p&gt;Get 'em!&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;:smileyvery-happy:&lt;/p&gt;</description>
      <pubDate>Thu, 11 Oct 2012 17:33:45 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MCM-is-getting-nervous-I-think-but-still-jerks/m-p/1637766#M211950</guid>
      <dc:creator>ltfb</dc:creator>
      <dc:date>2012-10-11T17:33:45Z</dc:date>
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    <item>
      <title>Re: MCM is getting nervous I think, but still jerks</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MCM-is-getting-nervous-I-think-but-still-jerks/m-p/1637836#M211967</link>
      <description>&lt;p&gt;Go for it. Good luck and let us know the outcome&lt;/p&gt;</description>
      <pubDate>Thu, 11 Oct 2012 18:00:28 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MCM-is-getting-nervous-I-think-but-still-jerks/m-p/1637836#M211967</guid>
      <dc:creator>Cadillac-XTS</dc:creator>
      <dc:date>2012-10-11T18:00:28Z</dc:date>
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      <title>Re: MCM is getting nervous I think, but still jerks</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MCM-is-getting-nervous-I-think-but-still-jerks/m-p/1637846#M211968</link>
      <description>&lt;p&gt;Drag them to court...  See if you can flog them while you're at it!!!!&lt;/p&gt;</description>
      <pubDate>Thu, 11 Oct 2012 18:02:53 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MCM-is-getting-nervous-I-think-but-still-jerks/m-p/1637846#M211968</guid>
      <dc:creator>Shogun</dc:creator>
      <dc:date>2012-10-11T18:02:53Z</dc:date>
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    <item>
      <title>Re: MCM is getting nervous I think, but still jerks</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MCM-is-getting-nervous-I-think-but-still-jerks/m-p/1638026#M211994</link>
      <description>&lt;p&gt;Yeah let kick em in da corner of darkness &lt;/p&gt;</description>
      <pubDate>Thu, 11 Oct 2012 19:26:56 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MCM-is-getting-nervous-I-think-but-still-jerks/m-p/1638026#M211994</guid>
      <dc:creator>nicholasyud</dc:creator>
      <dc:date>2012-10-11T19:26:56Z</dc:date>
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    <item>
      <title>Re: MCM is getting nervous I think, but still jerks</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MCM-is-getting-nervous-I-think-but-still-jerks/m-p/1638032#M211996</link>
      <description>&lt;blockquote&gt;&lt;hr&gt;jerrod76 wrote:&lt;br&gt;&lt;p&gt;RIght now mm suing mcm in federal court.  As we are beginning to go into discovery my lawyer emails me.  They are offering to settle.  They will waive the debt. 2 Tell the cras to delete, and settle for 1000 dollars + confidentiality agreement.   What they are refusing to realize is that this debt was created through id theft.  THe cras have already deleted. 2  They re offering to waive a debt that was never mine? and 3.  1000 bucks?   They re out of their minds.  Im planning on taking this to court.  &lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;It would be smart to counter with a settlement that includes a larger dollar amount, around what you expect to clear from the court case, and attorney's fees.&lt;/p&gt;</description>
      <pubDate>Thu, 11 Oct 2012 19:29:37 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MCM-is-getting-nervous-I-think-but-still-jerks/m-p/1638032#M211996</guid>
      <dc:creator>p-</dc:creator>
      <dc:date>2012-10-11T19:29:37Z</dc:date>
    </item>
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      <title>Re: MCM is getting nervous I think, but still jerks</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MCM-is-getting-nervous-I-think-but-still-jerks/m-p/1638044#M211997</link>
      <description>&lt;p&gt;I agree with p-, plus put something off the wall in there.  Like Globetrotter tickets and a pack of skittles!  lol, just joking.  But if they are willing to pay more to keep it from going to court, see how much they'll take.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;</description>
      <pubDate>Thu, 11 Oct 2012 19:34:28 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MCM-is-getting-nervous-I-think-but-still-jerks/m-p/1638044#M211997</guid>
      <dc:creator>Shogun</dc:creator>
      <dc:date>2012-10-11T19:34:28Z</dc:date>
    </item>
    <item>
      <title>Re: MCM is getting nervous I think, but still jerks</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MCM-is-getting-nervous-I-think-but-still-jerks/m-p/1638204#M212004</link>
      <description>&lt;p&gt;Rule number 1 in negotations when you have the upper hand - never accept the first offer.&lt;/p&gt;&lt;p&gt;Rule number 2 in negotations when you have the upper hand - always make a counter offer for way more than what you realisitcally would expect.&lt;/p&gt;&lt;p&gt;Rule number 3 in negotiations when you have the upper hand - never talk about fight club.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;I agree go back with a counter offer for 150% of what you expect to get if you won a court case, PLUS all legal fees, PLUS a formal written apology, and in return you would write a letter stating that you would consider this matter closed.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;If you have a slam dunk case, I wouldn't accept anything less than 100% plus attorneys fees if you sign a confidentiality agreement of any sorts....because if it goes to trial, you win - you DON'T have to keep your mouth shut as everything would be public record. But you better make sure you have all your Ts crossed and Is dotted....&lt;/p&gt;</description>
      <pubDate>Thu, 11 Oct 2012 20:35:06 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MCM-is-getting-nervous-I-think-but-still-jerks/m-p/1638204#M212004</guid>
      <dc:creator>scarrollprint</dc:creator>
      <dc:date>2012-10-11T20:35:06Z</dc:date>
    </item>
    <item>
      <title>Re: MCM is getting nervous I think, but still jerks</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MCM-is-getting-nervous-I-think-but-still-jerks/m-p/1638226#M212010</link>
      <description>&lt;p&gt;Don't forget the skittle either.... that's the deal breaker!&lt;/p&gt;</description>
      <pubDate>Thu, 11 Oct 2012 20:47:27 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MCM-is-getting-nervous-I-think-but-still-jerks/m-p/1638226#M212010</guid>
      <dc:creator>Shogun</dc:creator>
      <dc:date>2012-10-11T20:47:27Z</dc:date>
    </item>
    <item>
      <title>Re: MCM is getting nervous I think, but still jerks</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MCM-is-getting-nervous-I-think-but-still-jerks/m-p/1639252#M212113</link>
      <description>&lt;blockquote&gt;&lt;hr&gt;Shogun wrote:&lt;br&gt;&lt;p&gt;Don't forget the skittle either.... that's the deal breaker!&lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;That just made my day. :smileyvery-happy:&lt;/p&gt;&lt;p&gt; &lt;/p&gt;</description>
      <pubDate>Fri, 12 Oct 2012 12:50:40 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MCM-is-getting-nervous-I-think-but-still-jerks/m-p/1639252#M212113</guid>
      <dc:creator>scarrollprint</dc:creator>
      <dc:date>2012-10-12T12:50:40Z</dc:date>
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