http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Deleted-Medical-Collections/m-p/1637812#M211958 <p>I'm usually only a reader/Troll on these boards, but I've actually joined now. I want to share some of my success in having medical collections removed from my CRs.</p><p> </p><p>I Called and paid the collection and asked it they would do a pfd if I paid he entire balance. They agreed, but instead of waiting for them to update, I initiated disputes online and many were off a few days later. One CA told me they could not do a pfd and I still paid it off,disputed and it was removed. I explained to them, that despite my Internet education I'm going to take them at their word for the pfd and that since I was paying them regardless there was no need to lie about whether or not they could make that happen. </p><p> </p><p>Next project:</p><p>30/60 day late mortgage payments</p><p> </p><p> </p> Thu, 11 Oct 2012 17:54:15 GMT vandm97 2012-10-11T17:54:15Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Deleted-Medical-Collections/m-p/1637812#M211958 <p>I'm usually only a reader/Troll on these boards, but I've actually joined now. I want to share some of my success in having medical collections removed from my CRs.</p><p> </p><p>I Called and paid the collection and asked it they would do a pfd if I paid he entire balance. They agreed, but instead of waiting for them to update, I initiated disputes online and many were off a few days later. One CA told me they could not do a pfd and I still paid it off,disputed and it was removed. I explained to them, that despite my Internet education I'm going to take them at their word for the pfd and that since I was paying them regardless there was no need to lie about whether or not they could make that happen. </p><p> </p><p>Next project:</p><p>30/60 day late mortgage payments</p><p> </p><p> </p> Thu, 11 Oct 2012 17:54:15 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Deleted-Medical-Collections/m-p/1637812#M211958 vandm97 2012-10-11T17:54:15Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Deleted-Medical-Collections/m-p/1637816#M211960 <p>Congrats</p> Thu, 11 Oct 2012 17:55:24 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Deleted-Medical-Collections/m-p/1637816#M211960 Cadillac-XTS 2012-10-11T17:55:24Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Deleted-Medical-Collections/m-p/1637820#M211961 <p>Congrats on the success for your deletions.  Keep it up!</p> Thu, 11 Oct 2012 17:56:26 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Deleted-Medical-Collections/m-p/1637820#M211961 Shogun 2012-10-11T17:56:26Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Deleted-Medical-Collections/m-p/1637830#M211965 <p>Woohoo!  Congratulations!</p> Thu, 11 Oct 2012 17:58:32 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Deleted-Medical-Collections/m-p/1637830#M211965 fuzzybean 2012-10-11T17:58:32Z