http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/How-much-do-you-think-my-credit-score-will-change/m-p/1703416#M218252 I currently have a total of 16 collection accounts and 2 medical judgments on my CR (11 on TU, 13 on EX, and 16 on EQ). On TU, 7 are scheduled to fall off in 2013, and 6 are scheduled on EX and EQ. How much should my score change after those accounts are gone? My "positives" are an auto loan 3/2011, personal loan 8/2012, Capital One 5/2012, Fingerhut 8/2012, SDFCU Visa 10/2012, Walmart 11/2012, JC Penney 11/2012. I also have a Target card, but it hasn't been reported yet. Hopefully you can see my current scores below. Thanks. Fri, 16 Nov 2012 10:23:01 GMT Ravensfan2001 2012-11-16T10:23:01Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/How-much-do-you-think-my-credit-score-will-change/m-p/1703416#M218252 I currently have a total of 16 collection accounts and 2 medical judgments on my CR (11 on TU, 13 on EX, and 16 on EQ). On TU, 7 are scheduled to fall off in 2013, and 6 are scheduled on EX and EQ. How much should my score change after those accounts are gone? My "positives" are an auto loan 3/2011, personal loan 8/2012, Capital One 5/2012, Fingerhut 8/2012, SDFCU Visa 10/2012, Walmart 11/2012, JC Penney 11/2012. I also have a Target card, but it hasn't been reported yet. Hopefully you can see my current scores below. Thanks. Fri, 16 Nov 2012 10:23:01 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/How-much-do-you-think-my-credit-score-will-change/m-p/1703416#M218252 Ravensfan2001 2012-11-16T10:23:01Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/How-much-do-you-think-my-credit-score-will-change/m-p/1703452#M218257 You should see a bump, but in my experience with that many collections, the scores don't change much. You'll get better score jumps when you only have 1 or 2 left, I think. Fri, 16 Nov 2012 12:24:09 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/How-much-do-you-think-my-credit-score-will-change/m-p/1703452#M218257 gatortrades 2012-11-16T12:24:09Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/How-much-do-you-think-my-credit-score-will-change/m-p/1703524#M218266 Thanks. I'm hoping to see some kind of change! Fri, 16 Nov 2012 13:37:13 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/How-much-do-you-think-my-credit-score-will-change/m-p/1703524#M218266 Ravensfan2001 2012-11-16T13:37:13Z