topic Re: First FICO pull since rebuild started... in Rebuilding Your Credit

First FICO pull since rebuild started...

CollectionKing — Sat, 17 Nov 2012 21:51:19 GMT

467 on EQ, talk about gut wrenching, I have a LONG way to go. Guess I will get to know everyone here quite well.

This is my second journey to rebuild, I started back in 08 and went from a sub 500 score to 620+ and got my house, then I got sued and pretty much lost everything. I'm 26 so I guess the positive to all of this is that it's happening when I'm young.

Re: First FICO pull since rebuild started...

madmann26 — Sat, 17 Nov 2012 22:18:23 GMT

Sorry for the troubles. You're in good hands around here.

Re: First FICO pull since rebuild started...

sphinx313 — Sun, 18 Nov 2012 00:28:07 GMT

+1 good hands for sure. I am 25 and have been in the high 300's so I can relate. Good luck to you!

Re: First FICO pull since rebuild started...

TrishN — Sun, 18 Nov 2012 01:26:12 GMT

This is how I did.

Paid all CO and CO Seattle or PIF or PFD whatever they accept.then wait for 6 months when first round done. Then hire credit repair do these job. Leave it alone go vacation or do something for another 6 months. Then you see big change lol. I just hoping lol. But remember pay bill ontime . Now I'm on vacation the only 1 thing I did it sent PFD on 2 account will fall off longer than another lol

Re: First FICO pull since rebuild started...

nicholasyud — Sun, 18 Nov 2012 01:37:45 GMT

I did all my credit repair myself by look up everything on this forum and some others.......Take note.....Learn......Bold Tips and many important thing on my credit file. I start on 550 and get up to 675 up till today. Down from 3 collection 2 charge off few lates and now im down to 2 charge off...........My score increase so much and i believe you can do that too.....Just dont give up..........I sent about 200 letter so far with my process......but i guess its work out so good......Dont even had to paid a penny since they all out of SOL and get my credit so clean...........

From no credit at all from last years and now i own USAA credit card, Amex Express NSPL and Delta...........i mean.....its feel great that u submit the application button and its went straight approved for 5 second. There is nothing better than that...............

Re: First FICO pull since rebuild started...

CollectionKing — Sun, 18 Nov 2012 01:39:33 GMT

Yea I plan on doing everything myself, Lexington won't be getting a dime from me.

Re: First FICO pull since rebuild started...

TrishN — Sun, 18 Nov 2012 02:08:09 GMT

I know how you feel lol. And you know how I feel too. Lol

The different is: I can't write too much letter. I'll fall to sleep when I look and writting letter. ^_~

Re: First FICO pull since rebuild started...

Madman94044 — Sun, 18 Nov 2012 04:12:11 GMT

You're un the right place to rebuild. It's nothing a little money and time can't fix. :)

Re: First FICO pull since rebuild started...

beb86 — Mon, 19 Nov 2012 03:51:54 GMT

CollectionKing wrote:
467 on EQ, talk about gut wrenching, I have a LONG way to go. Guess I will get to know everyone here quite well.

This is my second journey to rebuild, I started back in 08 and went from a sub 500 score to 620+ and got my house, then I got sued and pretty much lost everything. I'm 26 so I guess the positive to all of this is that it's happening when I'm young.

That is a tough situation you are in but you have pulled yourself out of the ashes once and will do it once again.....I look forward to hearing about your future success.

Edited because my earlier post was from my phone and didn't quite see the entire post like I should have.

Re: First FICO pull since rebuild started...

Shogun — Sun, 18 Nov 2012 05:14:18 GMT

Well give us some info, we're ready to get this ball going!

Re: First FICO pull since rebuild started...

CollectionKing — Sun, 18 Nov 2012 14:07:34 GMT

All the info about me is in my rebuild thread here

Re: First FICO pull since rebuild started...

StartingLifeOver — Sun, 18 Nov 2012 14:14:19 GMT

CollectionKing wrote:
467 on EQ, talk about gut wrenching, I have a LONG way to go. Guess I will get to know everyone here quite well.
D
This is my second journey to rebuild, I started back in 08 and went from a sub 500 score to 620+ and got my house, then I got sued and pretty much lost everything. I'm 26 so I guess the positive to all of this is that it's happening when I'm young.

You can do it! I started from the same place--check out my scores (and I have a BK)…anything's possible.

Re: First FICO pull since rebuild started...

CollectionKing — Sun, 18 Nov 2012 14:52:21 GMT

Yea I filed Chapter 7 back in 2010

Re: First FICO pull since rebuild started...

dodgerslv — Mon, 19 Nov 2012 00:30:13 GMT

CollectionKing wrote:
467 on EQ, talk about gut wrenching, I have a LONG way to go. Guess I will get to know everyone here quite well.

This is my second journey to rebuild, I started back in 08 and went from a sub 500 score to 620+ and got my house, then I got sued and pretty much lost everything. I'm 26 so I guess the positive to all of this is that it's happening when I'm young.

Were with ya buddy! you are not alone! I went through it also...started in the 500's all across, it can be a long and frustration journey (was in my case) but i remained positive and strong!!!

Re: First FICO pull since rebuild started...

getmycreditright — Mon, 19 Nov 2012 03:26:52 GMT

You can do it! I had a 423 in 2007 and I just got into a good spot in 2012. It takes a LOT of patience, but it can certainly be done. The biggest change comes from within you! I'm here to help in anyway I can. Best of luck on your journey!