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    <title>topic Re: Has anyone had recent sucess using HIPAA in Rebuilding Your Credit</title>
    <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Has-anyone-had-recent-sucess-using-HIPAA/m-p/1721584#M220137</link>
    <description>&lt;p&gt;&lt;font size="2" color="#003300"&gt;&lt;strong&gt;&lt;font size="2"&gt;Let me update my last response b&lt;font size="2"&gt;y saying that&lt;/font&gt;&lt;/font&gt;&lt;br&gt;&lt;/strong&gt;&lt;/font&gt;&lt;/p&gt;&lt;p&gt;&lt;font size="2" color="#003300"&gt;&lt;strong&gt;&lt;font size="2"&gt;&lt;font size="2"&gt; &lt;/font&gt;&lt;/font&gt;&lt;/strong&gt;&lt;/font&gt;&lt;/p&gt;&lt;p&gt;&lt;font size="2" color="#003300"&gt;&lt;strong&gt;&lt;font size="2"&gt;&lt;font size="2"&gt;although on account was updated to show a zero balance (falls off in feb anyway)&lt;br&gt;&lt;/font&gt;&lt;/font&gt;&lt;/strong&gt;&lt;/font&gt;&lt;/p&gt;&lt;p&gt;&lt;font size="2" color="#003300"&gt;&lt;strong&gt;&lt;font size="2"&gt;&lt;font size="2"&gt; &lt;/font&gt;&lt;/font&gt;&lt;/strong&gt;&lt;/font&gt;&lt;/p&gt;&lt;p&gt;&lt;font size="2" color="#003300"&gt;&lt;strong&gt;&lt;font size="2"&gt;&lt;font size="2"&gt;the new&lt;font size="2"&gt;er one &lt;font size="2"&gt;from May of this year was remo&lt;font size="2"&gt;ved :)&lt;/font&gt;&lt;/font&gt;&lt;/font&gt;&lt;br&gt;&lt;/font&gt;&lt;/font&gt;&lt;/strong&gt;&lt;/font&gt;&lt;/p&gt;&lt;p&gt; &lt;/p&gt;</description>
    <pubDate>Wed, 28 Nov 2012 12:51:57 GMT</pubDate>
    <dc:creator>hoping2rebuild</dc:creator>
    <dc:date>2012-11-28T12:51:57Z</dc:date>
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      <title>Has anyone had recent sucess using HIPAA</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Has-anyone-had-recent-sucess-using-HIPAA/m-p/1705090#M218436</link>
      <description>&lt;p&gt;Has anyone had recent sucess using the HIPAA process to remove medical collections??&lt;/p&gt;</description>
      <pubDate>Sat, 17 Nov 2012 03:34:56 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Has-anyone-had-recent-sucess-using-HIPAA/m-p/1705090#M218436</guid>
      <dc:creator>whodatnation2</dc:creator>
      <dc:date>2012-11-17T03:34:56Z</dc:date>
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      <title>Re: Has anyone had recent sucess using HIPAA</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Has-anyone-had-recent-sucess-using-HIPAA/m-p/1705420#M218455</link>
      <description>&lt;p&gt;&lt;font size="2" color="#000080"&gt;&lt;strong&gt;&lt;font size="2"&gt;Nope they just verified mine&lt;/font&gt;&lt;br&gt;&lt;/strong&gt;&lt;/font&gt;&lt;/p&gt;&lt;p&gt;&lt;font size="2" color="#000080"&gt;&lt;strong&gt;&lt;font size="2"&gt; &lt;/font&gt;&lt;/strong&gt;&lt;/font&gt;&lt;/p&gt;&lt;p&gt;&lt;font size="2" color="#000080"&gt;&lt;strong&gt;&lt;font size="2"&gt;one did change to a 0 b&lt;font size="2"&gt;alance but other then that&lt;/font&gt;&lt;br&gt;&lt;/font&gt;&lt;/strong&gt;&lt;/font&gt;&lt;/p&gt;&lt;p&gt;&lt;font size="2" color="#000080"&gt;&lt;strong&gt;&lt;font size="2"&gt;&lt;font size="2"&gt; &lt;/font&gt;&lt;/font&gt;&lt;/strong&gt;&lt;/font&gt;&lt;/p&gt;&lt;p&gt;&lt;font size="2" color="#000080"&gt;&lt;strong&gt;&lt;font size="2"&gt;&lt;font size="2"&gt;&lt;font size="2"&gt;it didn't do any good,  I think the &lt;font size="2"&gt;CRA's are getting wise to&lt;/font&gt;&lt;/font&gt;&lt;br&gt;&lt;/font&gt;&lt;/font&gt;&lt;/strong&gt;&lt;/font&gt;&lt;/p&gt;&lt;p&gt;&lt;font size="2" color="#000080"&gt;&lt;strong&gt;&lt;font size="2"&gt;&lt;font size="2"&gt;&lt;font size="2"&gt;&lt;font size="2"&gt; &lt;/font&gt;&lt;/font&gt;&lt;/font&gt;&lt;/font&gt;&lt;/strong&gt;&lt;/font&gt;&lt;/p&gt;&lt;p&gt;&lt;font size="2" color="#000080"&gt;&lt;strong&gt;&lt;font size="2"&gt;&lt;font size="2"&gt;&lt;font size="2"&gt;&lt;font size="2"&gt;&lt;font size="2"&gt;the way HIPAA works&lt;font size="2"&gt;.&lt;/font&gt;&lt;/font&gt;&lt;br&gt;&lt;/font&gt;&lt;/font&gt;&lt;/font&gt;&lt;/font&gt;&lt;/strong&gt;&lt;/font&gt;&lt;/p&gt;&lt;p&gt; &lt;/p&gt;</description>
      <pubDate>Sat, 17 Nov 2012 13:13:48 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Has-anyone-had-recent-sucess-using-HIPAA/m-p/1705420#M218455</guid>
      <dc:creator>hoping2rebuild</dc:creator>
      <dc:date>2012-11-17T13:13:48Z</dc:date>
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      <title>Re: Has anyone had recent sucess using HIPAA</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Has-anyone-had-recent-sucess-using-HIPAA/m-p/1705458#M218459</link>
      <description>&lt;p&gt;I still do see some success from others posted on the process, but it does seem to have slowed quite a bit.&lt;/p&gt;</description>
      <pubDate>Sat, 17 Nov 2012 14:19:14 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Has-anyone-had-recent-sucess-using-HIPAA/m-p/1705458#M218459</guid>
      <dc:creator>Shogun</dc:creator>
      <dc:date>2012-11-17T14:19:14Z</dc:date>
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      <title>Re: Has anyone had recent sucess using HIPAA</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Has-anyone-had-recent-sucess-using-HIPAA/m-p/1705970#M218497</link>
      <description>&lt;p&gt;&lt;font size="2" color="#003366"&gt;&lt;strong&gt;I'll &lt;font size="2"&gt;give it another shot around the first and see if that helps an&lt;font size="2"&gt;y&lt;/font&gt;&lt;/font&gt;&lt;br&gt;&lt;/strong&gt;&lt;/font&gt;&lt;/p&gt;&lt;p&gt;&lt;font size="2" color="#003366"&gt;&lt;strong&gt;&lt;font size="2"&gt;&lt;font size="2"&gt; &lt;/font&gt;&lt;/font&gt;&lt;/strong&gt;&lt;/font&gt;&lt;/p&gt;&lt;p&gt;&lt;font size="2" color="#003366"&gt;&lt;strong&gt;&lt;font size="2"&gt;&lt;font size="2"&gt; &lt;/font&gt;&lt;/font&gt;&lt;/strong&gt;&lt;/font&gt;&lt;/p&gt;&lt;p&gt; &lt;/p&gt;</description>
      <pubDate>Sat, 17 Nov 2012 20:55:39 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Has-anyone-had-recent-sucess-using-HIPAA/m-p/1705970#M218497</guid>
      <dc:creator>hoping2rebuild</dc:creator>
      <dc:date>2012-11-17T20:55:39Z</dc:date>
    </item>
    <item>
      <title>Re: Has anyone had recent sucess using HIPAA</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Has-anyone-had-recent-sucess-using-HIPAA/m-p/1707180#M218583</link>
      <description>&lt;p&gt;I just got a $900 medical bill deleted from both Transunion and Experian using the HIPAA process on the first try. You must follow the process exactly.&lt;/p&gt;</description>
      <pubDate>Sun, 18 Nov 2012 21:43:42 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Has-anyone-had-recent-sucess-using-HIPAA/m-p/1707180#M218583</guid>
      <dc:creator>kcc</dc:creator>
      <dc:date>2012-11-18T21:43:42Z</dc:date>
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    <item>
      <title>Re: Has anyone had recent sucess using HIPAA</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Has-anyone-had-recent-sucess-using-HIPAA/m-p/1710740#M218950</link>
      <description>&lt;p&gt;I'm currently working on my first and only HIPAA medical debt that has been PIF since 2007. I have disputed this with the CRA's and sent GW after GW and this company won't budge. I sent the first HIPAA letter off a few weeks ago and the CA sent me a real generic letter and didn't include any of the info. I demanded they provide as they are required by law. At this point I decided (today) to go ahead and file a complaint with the BBB and see if that gets me anywhere. I'll wait and see what happens after that to see if I should continue with the res of the HIPAA process or not.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Good luck to you, I like reading about those that have had success with the HIPAA method.&lt;/p&gt;</description>
      <pubDate>Tue, 20 Nov 2012 21:04:17 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Has-anyone-had-recent-sucess-using-HIPAA/m-p/1710740#M218950</guid>
      <dc:creator>RW771</dc:creator>
      <dc:date>2012-11-20T21:04:17Z</dc:date>
    </item>
    <item>
      <title>Re: Has anyone had recent sucess using HIPAA</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Has-anyone-had-recent-sucess-using-HIPAA/m-p/1710790#M218954</link>
      <description>&lt;blockquote&gt;&lt;hr&gt;kcc wrote:&lt;br&gt;&lt;p&gt;I just got a $900 medical bill deleted from both Transunion and Experian using the HIPAA process on the first try. &lt;strong&gt;You must follow the process exactly.&lt;/strong&gt;&lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;&lt;br&gt;+1&lt;/p&gt;</description>
      <pubDate>Tue, 20 Nov 2012 21:33:06 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Has-anyone-had-recent-sucess-using-HIPAA/m-p/1710790#M218954</guid>
      <dc:creator>Yoli14</dc:creator>
      <dc:date>2012-11-20T21:33:06Z</dc:date>
    </item>
    <item>
      <title>Re: Has anyone had recent sucess using HIPAA</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Has-anyone-had-recent-sucess-using-HIPAA/m-p/1711134#M219005</link>
      <description>&lt;p&gt;Yes the process still works! TU deleted 2 UNPAID med collections! I received the letter this past Friday. I'm still waiting to hear from EQ. I'm assuming they don't have anything because they would've responded by now. I'm just patiently waiting on my 30 day mark to hit! I'm not even bothering with EX as of now. I'm also waiting on a response for my DW's disputes for TU and EQ&lt;/p&gt;</description>
      <pubDate>Wed, 21 Nov 2012 01:35:34 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Has-anyone-had-recent-sucess-using-HIPAA/m-p/1711134#M219005</guid>
      <dc:creator>dirtybird11</dc:creator>
      <dc:date>2012-11-21T01:35:34Z</dc:date>
    </item>
    <item>
      <title>Re: Has anyone had recent sucess using HIPAA</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Has-anyone-had-recent-sucess-using-HIPAA/m-p/1721584#M220137</link>
      <description>&lt;p&gt;&lt;font size="2" color="#003300"&gt;&lt;strong&gt;&lt;font size="2"&gt;Let me update my last response b&lt;font size="2"&gt;y saying that&lt;/font&gt;&lt;/font&gt;&lt;br&gt;&lt;/strong&gt;&lt;/font&gt;&lt;/p&gt;&lt;p&gt;&lt;font size="2" color="#003300"&gt;&lt;strong&gt;&lt;font size="2"&gt;&lt;font size="2"&gt; &lt;/font&gt;&lt;/font&gt;&lt;/strong&gt;&lt;/font&gt;&lt;/p&gt;&lt;p&gt;&lt;font size="2" color="#003300"&gt;&lt;strong&gt;&lt;font size="2"&gt;&lt;font size="2"&gt;although on account was updated to show a zero balance (falls off in feb anyway)&lt;br&gt;&lt;/font&gt;&lt;/font&gt;&lt;/strong&gt;&lt;/font&gt;&lt;/p&gt;&lt;p&gt;&lt;font size="2" color="#003300"&gt;&lt;strong&gt;&lt;font size="2"&gt;&lt;font size="2"&gt; &lt;/font&gt;&lt;/font&gt;&lt;/strong&gt;&lt;/font&gt;&lt;/p&gt;&lt;p&gt;&lt;font size="2" color="#003300"&gt;&lt;strong&gt;&lt;font size="2"&gt;&lt;font size="2"&gt;the new&lt;font size="2"&gt;er one &lt;font size="2"&gt;from May of this year was remo&lt;font size="2"&gt;ved :)&lt;/font&gt;&lt;/font&gt;&lt;/font&gt;&lt;br&gt;&lt;/font&gt;&lt;/font&gt;&lt;/strong&gt;&lt;/font&gt;&lt;/p&gt;&lt;p&gt; &lt;/p&gt;</description>
      <pubDate>Wed, 28 Nov 2012 12:51:57 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Has-anyone-had-recent-sucess-using-HIPAA/m-p/1721584#M220137</guid>
      <dc:creator>hoping2rebuild</dc:creator>
      <dc:date>2012-11-28T12:51:57Z</dc:date>
    </item>
    <item>
      <title>Re: Has anyone had recent sucess using HIPAA</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Has-anyone-had-recent-sucess-using-HIPAA/m-p/1722404#M220214</link>
      <description>&lt;p&gt;Can anyone send me the Hipaa process via pm Id like to know how it works&lt;/p&gt;</description>
      <pubDate>Wed, 28 Nov 2012 21:26:19 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Has-anyone-had-recent-sucess-using-HIPAA/m-p/1722404#M220214</guid>
      <dc:creator>annielorie</dc:creator>
      <dc:date>2012-11-28T21:26:19Z</dc:date>
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