topic Re: First Premier Success HOLY SMOKES!!!!! in Rebuilding Your Credit

First Premier Success HOLY SMOKES!!!!!

xwill04 — Mon, 10 Dec 2012 17:58:32 GMT

So I sent a DV about 3 and half weeks ago.. A couple days ago I recieved an alert showing the account.. But no change.. Weird. Figured they probably were in the process of validating. I did a couple searches on here and saw that another person had success with a debt transfer program where you pay the amount that you are over your original limit and they reopen the account and remove the charge off status. There was also a number the person had called.

So after seeing the alert, i finally decided to bite the bullet and take a shot at them over the phone to pay if off and hopefully take advantage of the program.

I called 30 mins ago and asked about the program they asked me for my social past address and phone dumber dob... Blah blah blah

He looks up the notes and says "it looks like i have a couple notes here on both your accounts that we performed a fraud review and realized you are not responsible for these accounts. They have been marked for deletion"

Holy crap here I am offering to pay to take advantage of a program and cough up some cash and hes telling me no worries accounts are being deleted!

I asked for confirmation email or something and he said there was 2 letters sent out one on 12/4/2012 and one on 12/5/2012.

He even placed me on hold to verify with somebody else that the notes were accurate and came back and said they were.

He told me to dispute with CRA and I told him I already have and that they came back verified. He told me to give it some time that they take a while to update...

I told him i sent a letter asking for the debt to be verified and if i was going to be receiving a response in the mail with deletion. He said I should be receieving those letters in the next couple days!!

Wow im so happy!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

:smileylol:

Re: First Premier Success HOLY SMOKES!!!!!

Epcot — Mon, 10 Dec 2012 18:21:51 GMT

Wow, that's great! Congrats! :)

Re: First Premier Success HOLY SMOKES!!!!!

tattooedhusker — Mon, 10 Dec 2012 18:36:04 GMT

Congrats! I wish I had any semblence of luck with FP...they are a tough one!

Re: First Premier Success HOLY SMOKES!!!!!

xwill04 — Mon, 10 Dec 2012 21:34:53 GMT

Thanks guys!!

BTW was so excited that I decided to come home for lunch to check my mail... And BAM! 2 letters from First Premier one from each account saying they are deleting!! :smileyhappy:

Re: First Premier Success HOLY SMOKES!!!!!

ficochat — Mon, 10 Dec 2012 21:51:25 GMT

wow congratulations! they are a tough one!

Re: First Premier Success HOLY SMOKES!!!!!

sphinx313 — Mon, 10 Dec 2012 22:06:41 GMT

Go xwill! RUN!

Re: First Premier Success HOLY SMOKES!!!!!

madmann26 — Tue, 11 Dec 2012 00:09:24 GMT

Congrats!!!!

Re: First Premier Success HOLY SMOKES!!!!!

FluteLadyWHS12 — Tue, 11 Dec 2012 00:45:12 GMT

Congrats!! Can I please get the number that you called? In a PM? I wonder if they would let me do that? I don't know which one would be better that program or the paid charge off as I hear they don't PFD or GW. TIA

Re: First Premier Success HOLY SMOKES!!!!!

xwill04 — Tue, 11 Dec 2012 06:27:53 GMT

Thanks Guys!!!

You guys have got me addicted to fixing my credit lol

Re: First Premier Success HOLY SMOKES!!!!!

sphinx313 — Tue, 11 Dec 2012 07:45:02 GMT

xwill04 wrote:
Thanks Guys!!!

You guys have got me addicted to fixing my credit lol

Lol that's the plan brother!

Re: First Premier Success HOLY SMOKES!!!!!

devinlebron — Thu, 13 Dec 2012 03:30:49 GMT

Congrats on all your success. What would suggest my approach be with 2 FP chargeoffs..one is 300 the other is 400bucz.Transfer program soundz nice too.DOD aug/2010.

Re: First Premier Success HOLY SMOKES!!!!!

xwill04 — Thu, 13 Dec 2012 04:38:46 GMT

Definitely a 623 letter it's kinda similar to DV for collection agencies.. If you google 623 you can find some and get an idea of the structure and then go from there making ur own..

Re: First Premier Success HOLY SMOKES!!!!!

xwill04 — Thu, 13 Dec 2012 04:40:45 GMT

Btw sent u a pm with a link to a sample letter