topic Re: Walmart FICO rebuild in Rebuilding Your Credit

Walmart FICO rebuild

Shogun — Wed, 12 Dec 2012 18:55:29 GMT

Your FICO® Score
As of December 03, 2012 your FICO® Score is:	759

Your FICO® Score History

Re: Walmart FICO rebuild

westo12 — Wed, 12 Dec 2012 18:43:40 GMT

NICE! :)

Re: Walmart FICO rebuild

minnie77 — Wed, 12 Dec 2012 18:55:45 GMT

Like!

Re: Walmart FICO rebuild

Shogun — Wed, 12 Dec 2012 18:56:13 GMT

+83 points. DW's went up 82 points. Not that I'm competing with her. lol

Re: Walmart FICO rebuild

RN67 — Wed, 12 Dec 2012 19:07:55 GMT

Congratulations!!!

Re: Walmart FICO rebuild

ficochat — Wed, 12 Dec 2012 19:26:49 GMT

way to go!!!

Re: Walmart FICO rebuild

madmann26 — Wed, 12 Dec 2012 19:55:42 GMT

Congrats Shogun!!

Re: Walmart FICO rebuild

Blizz127 — Wed, 12 Dec 2012 20:36:21 GMT

Is the Walmart Fico score reliable? From what i've seen around here it looks like it. But i've used American Express and another (creditkeeper) and it was a bit different.

Re: Walmart FICO rebuild

madmann26 — Wed, 12 Dec 2012 20:37:07 GMT

Very reliable.

Re: Walmart FICO rebuild

rckstrscott — Wed, 12 Dec 2012 20:48:40 GMT

Blizz127 wrote:
Is the Walmart Fico score reliable? From what i've seen around here it looks like it. But i've used American Express and another (creditkeeper) and it was a bit different.

The Walmart FICO is a FICO score... The AMEX one is a FAKO score... The CreditKeeper score is a FAKO..

The Walmart FICO uses a score that is used by lenders, and is branded by FICO. FICO scores are used in 90 percent of lender decisions.

-scott

Re: Walmart FICO rebuild

Shogun — Wed, 12 Dec 2012 21:38:40 GMT

AMEX doesn't even use the AMEX score.

Re: Walmart FICO rebuild

kingmidas — Wed, 12 Dec 2012 22:32:41 GMT

Oh wow that's my exactly 100 above my score from walmart fico updated on 12/3! Nice

Re: Walmart FICO rebuild

Sha80 — Wed, 12 Dec 2012 22:42:37 GMT

Very nice. Almost 100 points in 3 months. There is hope for me yet. I had a 28 point jump and I'm doing the happy dance. Can't imagine what I'd do for 83:smileytongue:

Re: Walmart FICO rebuild

Shogun — Wed, 12 Dec 2012 22:54:38 GMT

DW has had a 107 bump in 3 months. She just checks with me every so often. "What's my score now?" :)

Re: Walmart FICO rebuild

sphinx313 — Wed, 12 Dec 2012 23:50:03 GMT

LOL you know you're competing.

Re: Walmart FICO rebuild

Shogun — Thu, 13 Dec 2012 00:45:26 GMT

But I'm the one cleaning and building her scores too. So kind of working against myself. :)

Re: Walmart FICO rebuild

sphinx313 — Thu, 13 Dec 2012 00:57:56 GMT

My wife doesn't work, I'm very "old school" for a young guy. She does enough work taking care of me and my 2 boys. I'm so jealous when I pull her credit and I get the "You have a thin credit file" and they don't give me anything. Obviously, without income of her own she can't do much but I wonder if I could start "building" positive history for her with secured's and AU's as I get better down the road..set her up in case I pass or something.

Re: Walmart FICO rebuild

Epcot — Thu, 13 Dec 2012 05:36:48 GMT

Very nice, my walmart TU score remains unchanged since last month.

Re: Walmart FICO rebuild

Unique620 — Sat, 15 Dec 2012 02:34:56 GMT

Congrats!

Re: Walmart FICO rebuild

pineappledaydreams — Sat, 15 Dec 2012 02:49:15 GMT

Sphinx, same with future/wife but she is headed to different route. Regardless she has a thin credit file, if in were you I'd get her an secured card. Whatever the limit is have that amount saved somewhere never to be touched except for that card if you're ever unable to pay, I know doesn't make sense because it's a secured account. This however is someone else's life, and report, you should be extra careful. That's what I'm currently doing for my girlfriend/fiance. I'll let you know what her fico is next month =)