topic Re: Thank you all! Huge score boost in Rebuilding Your Credit http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Thank-you-all-Huge-score-boost/m-p/1758660#M224747 <p>It seems some creditors will list false payments.  Unkown why, unless to change the DOLA which is irrelevant.  Now if they change the DOFD because of false payments, that's a huge issue.</p> Wed, 19 Dec 2012 19:49:53 GMT Shogun 2012-12-19T19:49:53Z Thank you all! Huge score boost http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Thank-you-all-Huge-score-boost/m-p/1758152#M224673 <p>Thank you all here for your advice. I was on 623, now on 735!!! Delighted, thanks to myfico! Got the one collection deleted and got a secured card from cap1</p> Wed, 19 Dec 2012 13:40:26 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Thank-you-all-Huge-score-boost/m-p/1758152#M224673 Edk83 2012-12-19T13:40:26Z Re: Thank you all! Huge score boost http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Thank-you-all-Huge-score-boost/m-p/1758162#M224674 <p>Congrats!</p><p> </p><p>Movin' on up!!</p> Wed, 19 Dec 2012 13:46:10 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Thank-you-all-Huge-score-boost/m-p/1758162#M224674 NewbieReed 2012-12-19T13:46:10Z Re: Thank you all! Huge score boost http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Thank-you-all-Huge-score-boost/m-p/1758202#M224680 <p>Congrats!! HUGE improvement!  Was that in just a little over a month??</p> Wed, 19 Dec 2012 15:00:56 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Thank-you-all-Huge-score-boost/m-p/1758202#M224680 electra 2012-12-19T15:00:56Z Re: Thank you all! Huge score boost http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Thank-you-all-Huge-score-boost/m-p/1758222#M224686 <p>Good god, nice boost!</p> Wed, 19 Dec 2012 15:16:25 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Thank-you-all-Huge-score-boost/m-p/1758222#M224686 Jutz 2012-12-19T15:16:25Z Re: Thank you all! Huge score boost http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Thank-you-all-Huge-score-boost/m-p/1758224#M224687 <p>A month's work there alright, Experian FAKO is 725 and credit karma FAKO is 635? Anyway the Fico score is what matters I guess!</p> Wed, 19 Dec 2012 15:23:04 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Thank-you-all-Huge-score-boost/m-p/1758224#M224687 Edk83 2012-12-19T15:23:04Z Re: Thank you all! Huge score boost http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Thank-you-all-Huge-score-boost/m-p/1758256#M224693 <p>Can you tell us what you did to get eras deleted? &amp; congrats! </p> Wed, 19 Dec 2012 15:45:08 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Thank-you-all-Huge-score-boost/m-p/1758256#M224693 Mishwatson 2012-12-19T15:45:08Z Re: Thank you all! Huge score boost http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Thank-you-all-Huge-score-boost/m-p/1758296#M224701 <p>Sent a PDF to the collection agency. Think they agreed as I caught them reporting shadow payments!</p> Wed, 19 Dec 2012 16:13:22 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Thank-you-all-Huge-score-boost/m-p/1758296#M224701 Edk83 2012-12-19T16:13:22Z Re: Thank you all! Huge score boost http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Thank-you-all-Huge-score-boost/m-p/1758336#M224708 <p>Awesome job, congrats!!!</p> Wed, 19 Dec 2012 16:28:20 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Thank-you-all-Huge-score-boost/m-p/1758336#M224708 Shogun 2012-12-19T16:28:20Z Re: Thank you all! Huge score boost http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Thank-you-all-Huge-score-boost/m-p/1758418#M224713 <blockquote><hr>Edk83 wrote:<br><p>Sent a PDF to the collection agency. Think they agreed as I caught them reporting shadow payments!</p><hr></blockquote><p>What are shadow payments?</p> Wed, 19 Dec 2012 17:10:39 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Thank-you-all-Huge-score-boost/m-p/1758418#M224713 Rhaeny 2012-12-19T17:10:39Z Re: Thank you all! Huge score boost http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Thank-you-all-Huge-score-boost/m-p/1758660#M224747 <p>It seems some creditors will list false payments.  Unkown why, unless to change the DOLA which is irrelevant.  Now if they change the DOFD because of false payments, that's a huge issue.</p> Wed, 19 Dec 2012 19:49:53 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Thank-you-all-Huge-score-boost/m-p/1758660#M224747 Shogun 2012-12-19T19:49:53Z Re: Thank you all! Huge score boost http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Thank-you-all-Huge-score-boost/m-p/1759294#M224855 <p>Is thaei boost only because the coll was deleted. I just sent a PDF for my coll, the only one I have, and hoping to get at least 50 pts boost.</p><blockquote><hr>Edk83 wrote:<br><p>Thank you all here for your advice. I was on 623, now on 735!!! Delighted, thanks to myfico! Got the one collection deleted and got a secured card from cap1</p><hr></blockquote><p> </p> Thu, 20 Dec 2012 02:54:58 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Thank-you-all-Huge-score-boost/m-p/1759294#M224855 Mama-j 2012-12-20T02:54:58Z Re: Thank you all! Huge score boost http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Thank-you-all-Huge-score-boost/m-p/1759476#M224874 That's great, keep it up! Congrats! Thu, 20 Dec 2012 04:52:19 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Thank-you-all-Huge-score-boost/m-p/1759476#M224874 Epcot 2012-12-20T04:52:19Z