http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Woke-up-this-morning-to-a-Midland-Deletion/m-p/1772926#M226232 Congrats! Sat, 29 Dec 2012 14:14:06 GMT shorrttyycm1 2012-12-29T14:14:06Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Woke-up-this-morning-to-a-Midland-Deletion/m-p/1772924#M226231 <p>Paid Midland couple months ago not knowing what I know today by reading this awesome forum daily and decided to dispute Experian first because it was showing unpaid and past due on my report even tho it was paid. I woke up this morning to an email from experian and they deleted it, awesome!!!. </p><p> </p><p>I'm currently disputing the same thing through TU and had to actually go through the CFPB because my initial dispute was verified as accurate even tho I paid and had copy showing it? Made me think they didn't even check it. It can take up to 90 days if you dispute through CFPB so I'll post back when I get the outcome.</p><p> </p><p>This is the only bad thing i've ever had on my credit and it was from an old t-mobile bill for $403 which wasn't even reporting the correct amount. It was never reported on EQ so luckily have not had to deal with them. I'm trying to build a solid credit history and getting off to a late start &quot;just turned 36 in Dec&quot; luckily I'm on the right track now thanks to my girlfriend for bringing it to my attention &quot;wanting to buy house in the future&quot;.</p><p> </p><p><strong>Edit: Called Transunion to check the status of my dispute since it has been over 30 days and the lady said they  deleted midland from my report today and they will mail me a fresh report. Thank God! This was the only negative left on my report and I am now starting with a clean slate!!!!</strong></p><p><strong> </strong></p><p><strong>Got approved for a $1,500 Discover it card today as well!!</strong></p><p> </p> Sat, 19 Jan 2013 00:37:52 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Woke-up-this-morning-to-a-Midland-Deletion/m-p/1772924#M226231 SE7EN57 2013-01-19T00:37:52Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Woke-up-this-morning-to-a-Midland-Deletion/m-p/1772926#M226232 Congrats! Sat, 29 Dec 2012 14:14:06 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Woke-up-this-morning-to-a-Midland-Deletion/m-p/1772926#M226232 shorrttyycm1 2012-12-29T14:14:06Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Woke-up-this-morning-to-a-Midland-Deletion/m-p/1773144#M226253 <p>Well that was a nice wake up!!!!</p> Sat, 29 Dec 2012 16:44:08 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Woke-up-this-morning-to-a-Midland-Deletion/m-p/1773144#M226253 Shogun 2012-12-29T16:44:08Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Woke-up-this-morning-to-a-Midland-Deletion/m-p/1773308#M226269 <p>Congrats!!!!!</p><p>I am working on getting them deleted right now,hope I can say the same before long!</p> Sat, 29 Dec 2012 17:54:45 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Woke-up-this-morning-to-a-Midland-Deletion/m-p/1773308#M226269 mmmlive1999 2012-12-29T17:54:45Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Woke-up-this-morning-to-a-Midland-Deletion/m-p/1773360#M226282 <p>Yayyyy!</p> Sat, 29 Dec 2012 18:22:47 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Woke-up-this-morning-to-a-Midland-Deletion/m-p/1773360#M226282 awdsmama 2012-12-29T18:22:47Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Woke-up-this-morning-to-a-Midland-Deletion/m-p/1774416#M226381 <p>Congrats</p> Sun, 30 Dec 2012 16:41:42 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Woke-up-this-morning-to-a-Midland-Deletion/m-p/1774416#M226381 Cadillac-XTS 2012-12-30T16:41:42Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Woke-up-this-morning-to-a-Midland-Deletion/m-p/1820457#M231142 <p>Edited original post! Transunion deleted Midland today finally! I'm finally free.....</p> Fri, 18 Jan 2013 21:48:02 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Woke-up-this-morning-to-a-Midland-Deletion/m-p/1820457#M231142 SE7EN57 2013-01-18T21:48:02Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Woke-up-this-morning-to-a-Midland-Deletion/m-p/1820527#M231152 <p>What a wonderful feeling.  Happy dance!</p> Fri, 18 Jan 2013 22:48:51 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Woke-up-this-morning-to-a-Midland-Deletion/m-p/1820527#M231152 Shogun 2013-01-18T22:48:51Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Woke-up-this-morning-to-a-Midland-Deletion/m-p/1820643#M231159 <p>CONGRATS!</p> Sat, 19 Jan 2013 00:09:50 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Woke-up-this-morning-to-a-Midland-Deletion/m-p/1820643#M231159 awdsmama 2013-01-19T00:09:50Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Woke-up-this-morning-to-a-Midland-Deletion/m-p/1820681#M231162 <p>Just got approved for a $1,500 Discover it card as well. My TU fico score jumped from 615 to 671 when midland got deleted today. I'm so happy right now!!!!!</p> Sat, 19 Jan 2013 00:34:44 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Woke-up-this-morning-to-a-Midland-Deletion/m-p/1820681#M231162 SE7EN57 2013-01-19T00:34:44Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Woke-up-this-morning-to-a-Midland-Deletion/m-p/1820687#M231163 <p>WOOOHOOO Congrats!!</p> Sat, 19 Jan 2013 00:38:24 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Woke-up-this-morning-to-a-Midland-Deletion/m-p/1820687#M231163 MsTime4Change 2013-01-19T00:38:24Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Woke-up-this-morning-to-a-Midland-Deletion/m-p/1820719#M231166 <p>Thanks, this forum has been just awesome!</p> Sat, 19 Jan 2013 00:57:19 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Woke-up-this-morning-to-a-Midland-Deletion/m-p/1820719#M231166 SE7EN57 2013-01-19T00:57:19Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Woke-up-this-morning-to-a-Midland-Deletion/m-p/1821265#M231215 Great news!!<br>How old was the account with tmobile ? Did you PIF ?<br>Thanks ! And best of luck as you search for a new home !!<br>:) Sat, 19 Jan 2013 10:28:45 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Woke-up-this-morning-to-a-Midland-Deletion/m-p/1821265#M231215 hellojnet32 2013-01-19T10:28:45Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Woke-up-this-morning-to-a-Midland-Deletion/m-p/1821281#M231219 The TMobile account was 2 years old but midland was only about 3 months old when it went on my report. The bill was $400 and I payed them half that amount. Sat, 19 Jan 2013 11:32:33 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Woke-up-this-morning-to-a-Midland-Deletion/m-p/1821281#M231219 SE7EN57 2013-01-19T11:32:33Z