topic Re: 9 months later and 84 points higher! in Rebuilding Your Credit

9 months later and 84 points higher!

echo13 — Sat, 29 Dec 2012 05:16:21 GMT

9 months ago, I decided to take action of my credit and improve it. I was sick and tired of the situation so I decided to sign up for this site and take control. Now I am no where near where I want to be but I've improved none the less. Where at once I had no credit available credit, I now have 4 and with major companies. After registering for this site I seeing how bad my credit was I figured why not take the chance and sign up of a capitalone card to try and rebuild my credit. With my luck i was approved for for card 500CL. I used this card as my gas card and only paid for gas with it. As gas was charges to manage and payoff. After doing this for a few months my CL was upped to 750. After this happen I continued doing the same thing and to see how long I could go. Then for whatever reason last month I decided to apply for the capital one cash rewards card and with my luck I was approved with a 1000CL. On the same day I also applied for a chase freedom card and was also approved with a 1000CL. After paying off my statement balance this month, I decided to aim high and complete and completed a mail offer letter I got from AmEx for a Green card. Again with my luck I was approved for a green card with no spending limit. Today I decided to aim high again and applied for a discover it card, I was approved but only this time I had to call in and answer a few questions about my past.

I'm happy to say thanks to all of you guys I now have 4 cards and I'm up 84 points.

Chase Freedom (1000 CL), Capital One No-Hassle (750 CL) & Cash Rewards (1000 CL) American Express Green (NSPL), Discover Card IT (1500 CL).

Re: 9 months later and 84 points higher!

NY_Beauty — Sat, 29 Dec 2012 05:18:51 GMT

Awesome! What were you starting scores?

Re: 9 months later and 84 points higher!

echo13 — Sat, 29 Dec 2012 05:37:00 GMT

I was at 545, now at 629 average score.

Re: 9 months later and 84 points higher!

Shogun — Sat, 29 Dec 2012 12:26:03 GMT

Nice work!

Re: 9 months later and 84 points higher!

Chi2012 — Sun, 30 Dec 2012 07:41:00 GMT

Is that trans union or your fico score ?

Re: 9 months later and 84 points higher!

Cadillac-XTS — Sun, 30 Dec 2012 16:35:28 GMT

Congrats

Re: 9 months later and 84 points higher!

jetsfan2013 — Sun, 30 Dec 2012 20:50:28 GMT

Congrats awesome job

Re: 9 months later and 84 points higher!

NewbieReed — Sun, 30 Dec 2012 20:57:43 GMT

Congrats!

Re: 9 months later and 84 points higher!

echo13 — Wed, 02 Jan 2013 03:56:26 GMT

Chi2012 wrote:
Is that trans union or your fico score ?

fico score

Re: 9 months later and 84 points higher!

stormb28 — Wed, 02 Jan 2013 04:05:21 GMT

Jealous.

Re: 9 months later and 84 points higher!

Give_Me_Credit_Please — Wed, 02 Jan 2013 04:07:21 GMT

Congrats!! This the kind fof success story that keeps me motivated and I'm sure others as well. Good job!!

Re: 9 months later and 84 points higher!

changeisvital — Wed, 02 Jan 2013 19:31:20 GMT

Awesome job!

Re: 9 months later and 84 points higher!

crew99 — Wed, 02 Jan 2013 19:33:01 GMT

that's great to hear! congrats!!

Re: 9 months later and 84 points higher!

Kartel34 — Wed, 02 Jan 2013 21:00:27 GMT

Awesome job !

Re: 9 months later and 84 points higher!

vee2four — Thu, 03 Jan 2013 06:37:36 GMT

congrats..good job....I hope to have the intensity this year to move my scores foward.