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    <title>topic Re: MIDLAND VICTORY in Rebuilding Your Credit</title>
    <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1801680#M229118</link>
    <description>Congrats!!! Today is happiest day of mine too!!!&lt;br&gt;I had two lines of midland deleted from Transunion report!!!&lt;br&gt;If anyone wants info with whom I spoke and how I did please inbox me, I will be glad to pass along. The person I spoke at midland believe or not was 100% helpfull, but I had to be persistent.&lt;br&gt;I offer what I thought was fair they took and after I overnight the check and they deposited I sent an email to the person with the cleared image and I pretty much suck it up all my anger and very calm and politely asked if the lines could be UPDATED at the same day. The person said yes he would be doing that for me. So here is how long it took for the whole thing to end:&lt;br&gt;Overnight check: 12/29/2012&lt;br&gt;Received: 12/31/2012&lt;br&gt;Deposited:01/02/2013&lt;br&gt;Cleared overnight&lt;br&gt;Email: 01/03/2013 ... Updated same day&lt;br&gt;Called Transunion today 01/10/2013&lt;br&gt;MIDLAND IS GONE!!!&lt;br&gt;Hooooray&lt;br&gt;&lt;br&gt;Good luck to everyone I know how hard and frustrated it is!!!&lt;br&gt;</description>
    <pubDate>Thu, 10 Jan 2013 16:04:24 GMT</pubDate>
    <dc:creator>Julesny</dc:creator>
    <dc:date>2013-01-10T16:04:24Z</dc:date>
    <item>
      <title>MIDLAND VICTORY</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1563068#M204529</link>
      <description>&lt;p&gt;I think today is the greatest day of my life!!!&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;MIDLAND FUNDING DELETED!!!!&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Thank you thank you thank you everyone in these forums for all their help!&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Im so happy I cant even go back to sleep now that I opend that email! :smileyvery-happy:&lt;/p&gt;</description>
      <pubDate>Wed, 29 Aug 2012 13:26:09 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1563068#M204529</guid>
      <dc:creator>jadorejessie</dc:creator>
      <dc:date>2012-08-29T13:26:09Z</dc:date>
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      <title>Re: MIDLAND VICTORY</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1563074#M204531</link>
      <description>&lt;p&gt;WOW!! Congrats! How did you get them to delete?&lt;/p&gt;</description>
      <pubDate>Wed, 29 Aug 2012 13:28:47 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1563074#M204531</guid>
      <dc:creator>jm2908</dc:creator>
      <dc:date>2012-08-29T13:28:47Z</dc:date>
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    <item>
      <title>Re: MIDLAND VICTORY</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1563204#M204537</link>
      <description>Thats great! I am curious how you did this as well. Im currently doing everything i can to try and remove a paid collection from them.</description>
      <pubDate>Wed, 29 Aug 2012 14:30:01 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1563204#M204537</guid>
      <dc:creator>billy41</dc:creator>
      <dc:date>2012-08-29T14:30:01Z</dc:date>
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      <title>Re: MIDLAND VICTORY</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1563298#M204549</link>
      <description>&lt;p&gt;So glad to hear that!   Congrats!!!!&lt;/p&gt;</description>
      <pubDate>Wed, 29 Aug 2012 15:39:06 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1563298#M204549</guid>
      <dc:creator>Shogun</dc:creator>
      <dc:date>2012-08-29T15:39:06Z</dc:date>
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    <item>
      <title>Re: MIDLAND VICTORY</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1563428#M204565</link>
      <description>&lt;p&gt;That's great! How were you able to do it?&lt;/p&gt;&lt;p&gt;I've been trying to get them to PFD, but they just keep telling me they can't do it.&lt;/p&gt;</description>
      <pubDate>Wed, 29 Aug 2012 16:55:12 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1563428#M204565</guid>
      <dc:creator>Raiders1</dc:creator>
      <dc:date>2012-08-29T16:55:12Z</dc:date>
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      <title>Re: MIDLAND VICTORY</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1563756#M204591</link>
      <description>&lt;p&gt;Congratulations!  I had luck with them, too.  Glad to see they are still helping us rebuilders out.&lt;/p&gt;</description>
      <pubDate>Wed, 29 Aug 2012 19:52:48 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1563756#M204591</guid>
      <dc:creator>John060675</dc:creator>
      <dc:date>2012-08-29T19:52:48Z</dc:date>
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    <item>
      <title>Re: MIDLAND VICTORY</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1563764#M204592</link>
      <description>&lt;p&gt;If someone could PM me how they dealt with Midland, I would greatly appreciate it. I went the BBB route and they just failed to respond.&lt;/p&gt;</description>
      <pubDate>Wed, 29 Aug 2012 19:55:26 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1563764#M204592</guid>
      <dc:creator>snsforever916</dc:creator>
      <dc:date>2012-08-29T19:55:26Z</dc:date>
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      <title>Re: MIDLAND VICTORY</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1564238#M204652</link>
      <description>&lt;blockquote&gt;&lt;hr&gt;snsforever916 wrote:&lt;br&gt;&lt;p&gt;If someone could PM me how they dealt with Midland, I would greatly appreciate it. I went the BBB route and they just failed to respond.&lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;how is that fail to response ?&lt;/p&gt;&lt;p&gt; &lt;/p&gt;</description>
      <pubDate>Thu, 30 Aug 2012 02:10:22 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1564238#M204652</guid>
      <dc:creator>nicholasyud</dc:creator>
      <dc:date>2012-08-30T02:10:22Z</dc:date>
    </item>
    <item>
      <title>Re: MIDLAND VICTORY</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1564622#M204718</link>
      <description>&lt;p&gt;Would also appreciate a PM with how you attained your victory.&lt;/p&gt;</description>
      <pubDate>Thu, 30 Aug 2012 05:18:58 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1564622#M204718</guid>
      <dc:creator>migo13</dc:creator>
      <dc:date>2012-08-30T05:18:58Z</dc:date>
    </item>
    <item>
      <title>Re: MIDLAND VICTORY</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1564996#M204747</link>
      <description>&lt;p&gt;I'd also like that info. Midland is pretty much the only tradeline left that's really negatively impacting me and I'd love to get rid of them.&lt;/p&gt;</description>
      <pubDate>Thu, 30 Aug 2012 15:06:31 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1564996#M204747</guid>
      <dc:creator>mmb</dc:creator>
      <dc:date>2012-08-30T15:06:31Z</dc:date>
    </item>
    <item>
      <title>Re: MIDLAND VICTORY</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1565012#M204749</link>
      <description>&lt;blockquote&gt;&lt;hr&gt;nicholasyud wrote:&lt;br&gt;&lt;blockquote&gt;&lt;hr&gt;snsforever916 wrote:&lt;br&gt;&lt;p&gt;If someone could PM me how they dealt with Midland, I would greatly appreciate it. I went the BBB route and they just failed to respond.&lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;how is that fail to response ?&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;&lt;br&gt;They failed to respond to my rebuttal on my  BBB complaint. It's a common practice with Midland. They do not have to respond to a BBB complaint if they do not want to. My next step is going to be AG. But since I work for the AG, I'm trying not to go that route.&lt;/p&gt;&lt;p&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;On a side note, If you are not willing to share basic information on the route you took PFD, BBB, FTC, AG, calling, e-mailing or snail mail...then please keep your &amp;quot;I got this deleted.&amp;quot; We are all here to help and if you are unwilling to share any information on your process, then just do not post.&lt;/strong&gt;&lt;/p&gt;</description>
      <pubDate>Thu, 30 Aug 2012 15:24:46 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1565012#M204749</guid>
      <dc:creator>snsforever916</dc:creator>
      <dc:date>2012-08-30T15:24:46Z</dc:date>
    </item>
    <item>
      <title>Re: MIDLAND VICTORY</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1565058#M204751</link>
      <description>&lt;p&gt;CONGRATS!! Can you please send me the info for Midland I have two accts with them that I've been disputing for a few months with NO LUCK. &lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Thanks&lt;/p&gt;</description>
      <pubDate>Thu, 30 Aug 2012 15:23:34 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1565058#M204751</guid>
      <dc:creator>slm10</dc:creator>
      <dc:date>2012-08-30T15:23:34Z</dc:date>
    </item>
    <item>
      <title>Re: MIDLAND VICTORY</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1566240#M204888</link>
      <description>&lt;p&gt;Congrads!!!&lt;/p&gt;&lt;p&gt;Can you be so kind as to send me the letter used to have them deleted? Thanks in Advance.&lt;/p&gt;</description>
      <pubDate>Fri, 31 Aug 2012 01:21:37 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1566240#M204888</guid>
      <dc:creator>Cadillac-XTS</dc:creator>
      <dc:date>2012-08-31T01:21:37Z</dc:date>
    </item>
    <item>
      <title>Re: MIDLAND VICTORY</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1630448#M211158</link>
      <description>&lt;p&gt;As with the previous posters I'd like to know how you were able to get a victory with Midland?  Please feel free to message me if you don't want to post.  Thanks&lt;/p&gt;</description>
      <pubDate>Sun, 07 Oct 2012 23:08:54 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1630448#M211158</guid>
      <dc:creator>Zorasmiles</dc:creator>
      <dc:date>2012-10-07T23:08:54Z</dc:date>
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    <item>
      <title>Re: MIDLAND VICTORY</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1631654#M211288</link>
      <description>&lt;p&gt;Could I get the information also&lt;/p&gt;</description>
      <pubDate>Mon, 08 Oct 2012 18:58:03 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1631654#M211288</guid>
      <dc:creator>poohda23</dc:creator>
      <dc:date>2012-10-08T18:58:03Z</dc:date>
    </item>
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      <title>Re: MIDLAND VICTORY</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1632410#M211344</link>
      <description>&lt;p&gt;Congrats!!! I had a Midland deleted on my Experian (it never showed on my Equifax) and I am currently trying to wait patiently for the completion of my Transunion dispute with them. My account has been paid since Aug 2011, so I'm really hoping they won't even bother since it's paid. When I had them deleted from Experian, all I did was an online dispute and it was gone within a week.&lt;/p&gt;</description>
      <pubDate>Tue, 09 Oct 2012 01:18:41 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1632410#M211344</guid>
      <dc:creator>irishpassion9702</dc:creator>
      <dc:date>2012-10-09T01:18:41Z</dc:date>
    </item>
    <item>
      <title>Re: MIDLAND VICTORY</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1672198#M215336</link>
      <description>&lt;p&gt;Hi tehre, I have 2 unpaid collections with them. Do you suggest I pay them  first or do a PFD?&lt;/p&gt;</description>
      <pubDate>Tue, 30 Oct 2012 18:46:32 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1672198#M215336</guid>
      <dc:creator>iwant700fico</dc:creator>
      <dc:date>2012-10-30T18:46:32Z</dc:date>
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      <title>Re: MIDLAND VICTORY</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1673514#M215475</link>
      <description>Can you please PM the contact you have for midland.</description>
      <pubDate>Wed, 31 Oct 2012 08:00:45 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1673514#M215475</guid>
      <dc:creator>Greene718</dc:creator>
      <dc:date>2012-10-31T08:00:45Z</dc:date>
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      <title>Re: MIDLAND VICTORY</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1758610#M224729</link>
      <description>&lt;p&gt;i've been trying to get this deleted all month -- various emails. I'm even guessing email addresses from the company website &amp;amp; naming arrangements.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;I received a generic response email asking me to call regarding my inquiry. then I received a voicemail from a rep in Consumer Support Services. When I called him back, he told me that they will NOT delete records of accounts that have been PIF. I PIF in March 2012, before I knew about the forums. It was only ~$200. I wish I knew about PFD back then because right now, he is telling me that they wont delete satisfied accounts -- which is absurd..... UGh. I need help with this Midland baddie. Does anyone have any MORE contacts or better methods?&lt;/p&gt;&lt;p&gt;I have a list of email addresses, but no one else has responded but this one  guy.&lt;/p&gt;</description>
      <pubDate>Wed, 19 Dec 2012 19:58:49 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1758610#M224729</guid>
      <dc:creator>NewbieReed</dc:creator>
      <dc:date>2012-12-19T19:58:49Z</dc:date>
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      <title>Re: MIDLAND VICTORY</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1758630#M224736</link>
      <description>&lt;p&gt;have you tried to dispute it through the CRA's? Some posters have claimed that Midland does not respond to accounts once they are paid..&lt;/p&gt;</description>
      <pubDate>Wed, 19 Dec 2012 19:38:44 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/MIDLAND-VICTORY/m-p/1758630#M224736</guid>
      <dc:creator>tmobileguy</dc:creator>
      <dc:date>2012-12-19T19:38:44Z</dc:date>
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