topic Re: Another Monday...What are YOU working on this week? in Rebuilding Your Credit

Another Monday...What are YOU working on this week?

awdsmama — Mon, 21 Jan 2013 14:53:22 GMT

This week I'm following up on GWs on 2 CAs. Sounds simple enough right? :smileywink:

Re: Another Monday...What are YOU working on this week?

NewbieReed — Mon, 21 Jan 2013 15:19:04 GMT

I'm working on controlling myself long enough to not pull my score again until February aaaaaand I'm baalncing my accounts from spending this weekend. And filling in a great spreadsheet that i received from another myFico member.

Re: Another Monday...What are YOU working on this week?

fishbjc — Mon, 21 Jan 2013 15:27:57 GMT

I finished my taxes, so that's off my plate. Should see a healthy return and the IRS will be PAID IN FULL.

Anything left over will go toward settlement offers on one medical (not reporting) turned in care lease (not reporting) and lvnv (reporting).

I need to fax over NFCU my supporting membership documents to verify myself.

Re: Another Monday...What are YOU working on this week?

madmann26 — Mon, 21 Jan 2013 15:48:37 GMT

Getting ready to pay my last 2 CA's and I will be CA free. I know one will do a PFD and I am hoping the other one will as well.

Re: Another Monday...What are YOU working on this week?

madmann26 — Mon, 21 Jan 2013 16:27:09 GMT

Just paid one for $840 AND they confirmed they would delete before the weekend! This was for A-1 collections, division of TRAF Group.

/fistpump

Re: Another Monday...What are YOU working on this week?

fishbjc — Mon, 21 Jan 2013 16:36:56 GMT

we need a master thread of Ca's who are willing to accept pfd's....

Re: Another Monday...What are YOU working on this week?

madmann26 — Mon, 21 Jan 2013 16:40:13 GMT

fishbjc wrote:
we need a master thread of Ca's who are willing to accept pfd's....

I agree 100%. If people will send me PM's on who does, I can get a list together and see if a mod would be willing to sticky it. I will say, I asked the nice lady I spoke with about a PFD and she said it wouldn't be an issue. I was stoked. My last CA will do a PFD, so I am not worried about that.

Re: Another Monday...What are YOU working on this week?

electra — Mon, 21 Jan 2013 16:43:06 GMT

1) GW to San Mateo County Treasurer for old traffic citation (sent email and will send snail mail tomorrow...have letter all ready to go!)

2) PFD to Valley Creditors for old out-of-SOL charge from a preschool

3) Need to determine course of action for old out-of-SOL for $100 medical which I managed to mess up by sending combo dispute/PFD letter for. (Hipaa or another reworded PFD?)

4) Working with my accountant on withdrawal of IRS liens

5) Call up Courthouse tomorrow to figure out whether threatenting notice recieved from GC Services for 12 year old traffic citation is bogus.

Re: Another Monday...What are YOU working on this week?

electra — Mon, 21 Jan 2013 16:59:01 GMT

PFD success thread is a great idea! I would suggest including a template like what they do in Auto Loans.

Maybe something like:

CA Name:

Snail Address:

email address:

Within SOL (y/n)

Amount claimed by CA

Amount paid

DOFD:

Date paid:

Time lapsed between agreement and deletion from CR:

Re: Another Monday...What are YOU working on this week?

426MW — Mon, 21 Jan 2013 19:43:20 GMT

Waiting on a response from EQ about a DV letter that I sent and came back as undeliverable.

Need to call all 3 bureaus and ask to remove "Disputed" notation on a couple accounts.

Formulating my next move with LVNV and MCM.

Re: Another Monday...What are YOU working on this week?

Shogun — Mon, 21 Jan 2013 22:12:46 GMT

Getting ready to pay off a mortgage on one of my houses. :)

Re: Another Monday...What are YOU working on this week?

awdsmama — Mon, 21 Jan 2013 22:36:07 GMT

Shogun wrote:
Getting ready to pay off a mortgage on one of my houses. :)

NICELY DONE!

Re: Another Monday...What are YOU working on this week?

KTR1215 — Mon, 21 Jan 2013 22:41:41 GMT

Doing a PFD/Settlement on a judgement. Offered 25% today and waiting to hear back. Was advised I would hear something within 24 hours via phone and once all parties agree would get the settlement in writing via snail mail. Fingers crossed!

Re: Another Monday...What are YOU working on this week?

raisinitup — Tue, 22 Jan 2013 03:58:18 GMT

fishbjc wrote:
I finished my taxes, so that's off my plate. Should see a healthy return and the IRS will be PAID IN FULL.

Anything left over will go toward settlement offers on one medical (not reporting) turned in care lease (not reporting) and lvnv (reporting).

I need to fax over NFCU my supporting membership documents to verify myself.

Hey fishbjc, on the NFCU account, I'm a new member and I've never had to "verify". Does everyone have to do that ? What does that entail exactly ? How soon after you became a member did you have to do that?

Re: Another Monday...What are YOU working on this week?

Mishwatson — Tue, 22 Jan 2013 05:33:26 GMT

This week started off great.. So I'm going to fight the temptation of pulling scores until 2/2, send out Dv to pinnacle. Figure out what the heck to do when Oc is reporting as charge off under accounts with balance still being considered in my utilization (allied bank) any suggestions?? Ive only got 3 baddies left 2 I listed 1 I sent dv to on 12/31 (asset acceptance) so if no response by 2/2 ill file complaint with bbb and FTC see if that stirs anything up for them ...

Re: Another Monday...What are YOU working on this week?

starry1 — Tue, 22 Jan 2013 05:39:53 GMT

Nothing! I'm taking a break from working on my credit this week. Still kinda planning my next moves though.

Re: Another Monday...What are YOU working on this week?

beb86 — Tue, 22 Jan 2013 05:40:46 GMT

Shogun wrote:
Getting ready to pay off a mortgage on one of my houses. :)

Call up 5/3 bank and tell them you want to pay off beb's mortgage while your at it :smileytongue:

Re: Another Monday...What are YOU working on this week?

Shogun — Tue, 22 Jan 2013 18:05:30 GMT

Lol, Now Beb, that mortgage is on a rent house, I still have my hands full on my mortgage or I would. :)