http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Medical-Bill-Deletion-and-my-Score/m-p/1824695#M231557 <p>When the 1st CA hits your CR, you take a decent hit. Any subsequent CA's hurt, but hurt less. If these are the only 5 CA's on your CR, then you should see a nice bump once they get pulled off. YMMV as always.</p> Mon, 21 Jan 2013 16:37:09 GMT madmann26 2013-01-21T16:37:09Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Medical-Bill-Deletion-and-my-Score/m-p/1824523#M231517 <p>Does anyone have any experience with how much of an improvement I might see after having 5 very recent Medical Bills deleted from my reports?</p> Mon, 21 Jan 2013 15:23:24 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Medical-Bill-Deletion-and-my-Score/m-p/1824523#M231517 PresidentPatton 2013-01-21T15:23:24Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Medical-Bill-Deletion-and-my-Score/m-p/1824565#M231525 <p>I had one go away, got +17, YMMV.  There are a lot of factors involved. </p> Mon, 21 Jan 2013 15:43:39 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Medical-Bill-Deletion-and-my-Score/m-p/1824565#M231525 fishbjc 2013-01-21T15:43:39Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Medical-Bill-Deletion-and-my-Score/m-p/1824643#M231545 <p>I had 5 deleted off of my TU report which gave me 12 point increase. The status on them at the time they were removed was iibk though.</p> Mon, 21 Jan 2013 16:16:30 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Medical-Bill-Deletion-and-my-Score/m-p/1824643#M231545 Scupra 2013-01-21T16:16:30Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Medical-Bill-Deletion-and-my-Score/m-p/1824695#M231557 <p>When the 1st CA hits your CR, you take a decent hit. Any subsequent CA's hurt, but hurt less. If these are the only 5 CA's on your CR, then you should see a nice bump once they get pulled off. YMMV as always.</p> Mon, 21 Jan 2013 16:37:09 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Medical-Bill-Deletion-and-my-Score/m-p/1824695#M231557 madmann26 2013-01-21T16:37:09Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Medical-Bill-Deletion-and-my-Score/m-p/1825547#M231703 <p>+1 madman</p><p> </p><p>It would depend on what else is on your CR.  Do you have any other baddies?  What type of positive TLs do you have.</p> Tue, 22 Jan 2013 00:10:18 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Medical-Bill-Deletion-and-my-Score/m-p/1825547#M231703 Shogun 2013-01-22T00:10:18Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Medical-Bill-Deletion-and-my-Score/m-p/1826461#M231795 <p>Thank you everyone for your comments!</p><p> </p><p>Sadly I have several baddies on my report that I am trying to figure out what is what and how to take care of them. There are two additional medical bills, plus three credit cards (some of which I know shouldn't be there), but the biggest and ugliest are my defaulted SL's that show up on my report 4 x as US of ED and once as the OC, I am currently in a rehab program for this though and should complete the 9 month process in June.</p><p> </p><p>I'm really hoping to get to where I can purchase my first home via FHA by mid summer, does anyone know if this is possible after the rehab program and cleaning up what I can on my report?</p> Tue, 22 Jan 2013 15:00:49 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Medical-Bill-Deletion-and-my-Score/m-p/1826461#M231795 PresidentPatton 2013-01-22T15:00:49Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Medical-Bill-Deletion-and-my-Score/m-p/1826843#M231840 <p>Is it possible?  Well, before I came here, my credit was in absolute shambles, I couldn't get a pack of gum on credit.  But after reading, posting, asking, begging, etc., and most of all, learning.  I've figured out how to do everything opposite of how I was before.  Yes, it is possible, with some work, you will get a new house.</p> Tue, 22 Jan 2013 18:09:40 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Medical-Bill-Deletion-and-my-Score/m-p/1826843#M231840 Shogun 2013-01-22T18:09:40Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Medical-Bill-Deletion-and-my-Score/m-p/1827157#M231880 <p>Thanks Shogun! I'll keep reading/learning and do what I can!</p> Tue, 22 Jan 2013 20:55:17 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Medical-Bill-Deletion-and-my-Score/m-p/1827157#M231880 PresidentPatton 2013-01-22T20:55:17Z