topic LVNV Slayed!! in Rebuilding Your Credit

LVNV Slayed!!

426MW — Tue, 22 Jan 2013 22:55:36 GMT

MESSAGE FROM BUSINESS:

January 19, 2013

BBB Rep

Greenville, SC 29601-2164

RE: 426MW; Case/File No. 00000

Reference Number: 000000

Dear BBB Rep:

This letter is in response to the additional concerns 426MW submitted on January 14, 2013. LVNV Funding LLC (“LVNV”) currently owns the account number ending in 0000. Resurgent Capital Services L.P. (“Resurgent”) is the servicer of the account owned by LVNV.

After further investigation, the following account has been closed. A request to delete the LVNV tradeline will be submitted to the three major consumer reporting agencies during the next reporting cycle. Please allow 30-45 days for this update to occur. We apologize for any inconvenience experienced regarding this account. Additionally, 426MW should receive no further communication from our office regarding this account.

Acct No. xxxxxxxxxxxx0000 Reference No. 000000 Original Creditor: Some Bank, N.A.

If you have any further questions, comments or concerns, please contact Customer Service at 888-665-0374.

Sincerely,

LVNV, Resurgent, and all other names they go by....

Compliance Department

Resurgent Capital Services L.P.

What a great message to read!! It can be done folks, just stay the course! One giant down, now on to Midland....... :smileysurprised:

Re: LVNV Slayed!!

Epcot — Tue, 22 Jan 2013 22:58:16 GMT

Nice, Congrats!

Re: LVNV Slayed!!

Cadillac-XTS — Wed, 23 Jan 2013 00:33:10 GMT

Congrats

Re: LVNV Slayed!!

Shogun — Wed, 23 Jan 2013 03:44:19 GMT

Win. Very nice!

Re: LVNV Slayed!!

Lookuptojets — Wed, 23 Jan 2013 20:53:53 GMT

Hey!

Struggling with LVNV myself, I know every situation is unique, just wondering how you beat them?

Re: LVNV Slayed!!

RobertEG — Wed, 23 Jan 2013 22:14:28 GMT

I hope that your complaint centered on their practice of reporting as a creditor, and thus having an installment loan obligation with the consumer?

It would be great to know if they are backing off of that tactic!

Re: LVNV Slayed!!

426MW — Wed, 23 Jan 2013 23:43:54 GMT

RobertEG wrote:
I hope that your complaint centered on their practice of reporting as a creditor, and thus having an installment loan obligation with the consumer?
It would be great to know if they are backing off of that tactic!

That was not the full basis of my complaint. I had sent multiple DV letters that went unanswered. I disputed them with CRA's several times to no avail and they kept reporting back that everything was correct and being reported correctly. They rebutted to my initial submission with a copy of the dunning letter they supposedley sent me, which had an incorrect address on it. I knew I had a shot after seeing that. I also requested through the BBB the MOV for the debt and received the above answer from them. I'd be happy to PM that rebuttal letter to anyone interested in fighting these SOB's.

Re: LVNV Slayed!!

Jasbrek — Thu, 24 Jan 2013 00:38:37 GMT

I would like that pm, I recently filed a dispute much along the same lines and could use a good reference if a rebuttal is required.

Re: LVNV Slayed!!

jmco — Thu, 24 Jan 2013 02:18:16 GMT

would love a pm with that rebuttal, please......

Re: LVNV Slayed!!

blunderbust — Thu, 24 Jan 2013 02:57:05 GMT

I have just recieved a letter from these guys and have no idea what to do! I have a credit monitor through equifax to kinda help me rebuild credit and see where all the bad stuff is.

The problem is that lvnv did not show up on my list of bad credit. I'm sure the debt is mine, but i was unable to track it down when i wanted to pay it. Debt is old, at least 7 years.

what am i missing? Can some one point me in a direction for help?

i want a success letter :smileyhappy:

thanks

blunderbust

Re: LVNV Slayed!!

Lookuptojets — Thu, 24 Jan 2013 03:44:42 GMT

I would appreciate that pm as well. Thanks!

Re: LVNV Slayed!!

phuck — Thu, 24 Jan 2013 04:13:42 GMT

I would also like that pm. I am currently in a BBB struggle with LVNV. BBB offered to set up a conference call and after 7 days still no reponse from LVNV/Resurgent or whatever these crooks call themselves. Thanks

Re: LVNV Slayed!!

426MW — Thu, 24 Jan 2013 13:56:47 GMT

I think I got everyone their PM's.

Best of luck to everyone fighting these folks. It's an uphill struggle for sure!

Re: LVNV Slayed!!

igids1 — Thu, 24 Jan 2013 18:39:12 GMT

Can I have the PM also. Still fighting with them as well, already went the BBB route. Thanks

Re: LVNV Slayed!!

426MW — Thu, 24 Jan 2013 18:53:56 GMT

igids1 wrote:
Can I have the PM also. Still fighting with them as well, already went the BBB route. Thanks

Done. Good luck!

Re: LVNV Slayed!!

vee2four — Fri, 25 Jan 2013 02:57:14 GMT

Can you please provide me a copy of the LVNV information? We are in the same boat with those clowns and I would like to write the BBB and have them slayed as well.

thanks

Re: LVNV Slayed!!

jezzica123 — Mon, 11 Feb 2013 22:35:10 GMT

Can I get the PM to? They are crushing my score - reporting 90 days late every month. This will be 7 years old in March, only 180 days after that before it should fall off! I would like to get it removed so I can get my score up. Any advice would be helpful!

Re: LVNV Slayed!!

acire — Wed, 20 Feb 2013 05:16:40 GMT

Hello,

Is there anyway you could send me the info as well? This is my last bit of "bad debt" on my credit report...and I think the original account is older than 7 years old.

Thanks!

Re: LVNV Slayed!!

dddfresh — Wed, 27 Feb 2013 03:09:29 GMT

Can anyone please send me the info as well!!!! Much appreciated!!!!

Re: LVNV Slayed!!

chapal75 — Wed, 27 Feb 2013 05:23:00 GMT

Can you please PM me that rebuttal letter? I also need to deal with these clowns :smileysad: