http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PRA-showing-as-OC-Quick-input-needed/m-p/1832145#M232531 <p>On my credit reports its showing PRA as OC. Is this something that needs to be or should be corrected? Thoughts anybody?</p> Thu, 24 Jan 2013 23:59:16 GMT SamsungHDTV 2013-01-24T23:59:16Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PRA-showing-as-OC-Quick-input-needed/m-p/1832145#M232531 <p>On my credit reports its showing PRA as OC. Is this something that needs to be or should be corrected? Thoughts anybody?</p> Thu, 24 Jan 2013 23:59:16 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PRA-showing-as-OC-Quick-input-needed/m-p/1832145#M232531 SamsungHDTV 2013-01-24T23:59:16Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PRA-showing-as-OC-Quick-input-needed/m-p/1832349#M232559 <p>It depends on several things.  First off, where did you get your report from?  Some aren't quite as reliable as others and don't truly reflect the information on your CR.  Are they reporting as a factoring company?  This is a tactic they use to show themselves as an OC and give them some of the OC's reporting abilities.  It's not wrong in itself, but can be depending on they do with the reporting.</p> Fri, 25 Jan 2013 01:33:07 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PRA-showing-as-OC-Quick-input-needed/m-p/1832349#M232559 Shogun 2013-01-25T01:33:07Z