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    <title>topic Re: 11 point increase , why ? in Rebuilding Your Credit</title>
    <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/11-point-increase-why/m-p/1834997#M232918</link>
    <description>&lt;p&gt;I just checked credit karma. Under the derogatory remarks it shows 3. But on the monthly  tracker it still shows 4.&lt;/p&gt;</description>
    <pubDate>Sat, 26 Jan 2013 16:15:48 GMT</pubDate>
    <dc:creator>Kartel34</dc:creator>
    <dc:date>2013-01-26T16:15:48Z</dc:date>
    <item>
      <title>11 point increase , why ?</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/11-point-increase-why/m-p/1834921#M232909</link>
      <description>&lt;p&gt;i checked my credit karma score today an it showed a 11 point increase. is that because of having a medical collection deleted from my credit report? Or is it because i received a 200$ cli on one of my cards? &lt;/p&gt;</description>
      <pubDate>Sat, 26 Jan 2013 15:42:29 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/11-point-increase-why/m-p/1834921#M232909</guid>
      <dc:creator>Kartel34</dc:creator>
      <dc:date>2013-01-26T15:42:29Z</dc:date>
    </item>
    <item>
      <title>Re: 11 point increase , why ?</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/11-point-increase-why/m-p/1834929#M232911</link>
      <description>&lt;p&gt;Or a combination of both?  Congats anyway!&lt;/p&gt;</description>
      <pubDate>Sat, 26 Jan 2013 15:44:17 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/11-point-increase-why/m-p/1834929#M232911</guid>
      <dc:creator>Shogun</dc:creator>
      <dc:date>2013-01-26T15:44:17Z</dc:date>
    </item>
    <item>
      <title>Re: 11 point increase , why ?</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/11-point-increase-why/m-p/1834969#M232915</link>
      <description>&lt;p&gt;Log into Credit Karma and go to your Score center. Look at credit cards. If it was becuase of the increase it will show.&lt;/p&gt;&lt;p&gt;other loans may show a decrease as well for a delete. I had 100.00 medical bill deleted and it increase vantage score but not transunion.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Also look at Credit Report Card, Click on Derogatory Remarks and see if the Numbers changed from you had before in collections.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Congrats!!&lt;/p&gt;</description>
      <pubDate>Sat, 26 Jan 2013 16:03:28 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/11-point-increase-why/m-p/1834969#M232915</guid>
      <dc:creator>ktl72455</dc:creator>
      <dc:date>2013-01-26T16:03:28Z</dc:date>
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    <item>
      <title>Re: 11 point increase , why ?</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/11-point-increase-why/m-p/1834989#M232917</link>
      <description>&lt;p&gt;I guess I was expecting a bigger increase since I had a collection deleted. At least it's in the right direction :smileyhappy:&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;thanks&lt;/p&gt;</description>
      <pubDate>Sat, 26 Jan 2013 16:11:40 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/11-point-increase-why/m-p/1834989#M232917</guid>
      <dc:creator>Kartel34</dc:creator>
      <dc:date>2013-01-26T16:11:40Z</dc:date>
    </item>
    <item>
      <title>Re: 11 point increase , why ?</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/11-point-increase-why/m-p/1834997#M232918</link>
      <description>&lt;p&gt;I just checked credit karma. Under the derogatory remarks it shows 3. But on the monthly  tracker it still shows 4.&lt;/p&gt;</description>
      <pubDate>Sat, 26 Jan 2013 16:15:48 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/11-point-increase-why/m-p/1834997#M232918</guid>
      <dc:creator>Kartel34</dc:creator>
      <dc:date>2013-01-26T16:15:48Z</dc:date>
    </item>
    <item>
      <title>Re: 11 point increase , why ?</title>
      <link>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/11-point-increase-why/m-p/1835015#M232920</link>
      <description>&lt;p&gt;Thats becuase for the month of January you started out with 4, next month will show three.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;I didnt get an increase on transunion but vantage went way up,  but I am happy with knowing one more is off my report so the numbers will all go up eventually :-) &lt;/p&gt;</description>
      <pubDate>Sat, 26 Jan 2013 16:21:54 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/11-point-increase-why/m-p/1835015#M232920</guid>
      <dc:creator>ktl72455</dc:creator>
      <dc:date>2013-01-26T16:21:54Z</dc:date>
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