http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/closed-Chase-cc-lates-all-the-sudden-showing-up-on-credit-report/m-p/1842513#M233776 <p>Jan and Sept of 2011</p> Wed, 30 Jan 2013 04:12:54 GMT crew99 2013-01-30T04:12:54Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/closed-Chase-cc-lates-all-the-sudden-showing-up-on-credit-report/m-p/1841925#M233700 <p>This is strange.....I have my last month's experian and transunion and the most current ones, everything is the same except now I have a new derog from chase....it's never been on any of my credit reports before, but could it be since I applied for a chase credit card(and was approved) they somehow realized that they didn't report it to the credit agencies before?  2 30 day lates....ugh.  This is from a closed chase credit card back in 2010.  Any suggestions on what I can do to try and delete it?</p> Tue, 29 Jan 2013 23:59:38 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/closed-Chase-cc-lates-all-the-sudden-showing-up-on-credit-report/m-p/1841925#M233700 crew99 2013-01-29T23:59:38Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/closed-Chase-cc-lates-all-the-sudden-showing-up-on-credit-report/m-p/1842061#M233717 <p>When were the lates?</p> Wed, 30 Jan 2013 00:52:33 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/closed-Chase-cc-lates-all-the-sudden-showing-up-on-credit-report/m-p/1842061#M233717 llecs 2013-01-30T00:52:33Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/closed-Chase-cc-lates-all-the-sudden-showing-up-on-credit-report/m-p/1842513#M233776 <p>Jan and Sept of 2011</p> Wed, 30 Jan 2013 04:12:54 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/closed-Chase-cc-lates-all-the-sudden-showing-up-on-credit-report/m-p/1842513#M233776 crew99 2013-01-30T04:12:54Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/closed-Chase-cc-lates-all-the-sudden-showing-up-on-credit-report/m-p/1843021#M233840 <p>Might be worth a GW. I'd only do so though if I were still making payments. I'd hate to send a GW and delete the entire TL instead.</p> Wed, 30 Jan 2013 13:20:23 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/closed-Chase-cc-lates-all-the-sudden-showing-up-on-credit-report/m-p/1843021#M233840 llecs 2013-01-30T13:20:23Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/closed-Chase-cc-lates-all-the-sudden-showing-up-on-credit-report/m-p/1843483#M233883 <p>the entire cc was paid off in full by oct 2011.  It's already been closed.  Even if they delete the entire TL, it would get rid of these 2 late payments that's now going to be until 2017 probably no?</p> Wed, 30 Jan 2013 18:01:57 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/closed-Chase-cc-lates-all-the-sudden-showing-up-on-credit-report/m-p/1843483#M233883 crew99 2013-01-30T18:01:57Z http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/closed-Chase-cc-lates-all-the-sudden-showing-up-on-credit-report/m-p/1843523#M233886 <p>How old is the TL and how would it impact your AAoA if deleted?</p><p> </p> Wed, 30 Jan 2013 18:29:53 GMT http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/closed-Chase-cc-lates-all-the-sudden-showing-up-on-credit-report/m-p/1843523#M233886 llecs 2013-01-30T18:29:53Z