topic Re: Hippa letters in Rebuilding Your Credit

Hippa letters

tblank65 — Wed, 04 Mar 2009 21:36:40 GMT

Does anyone know what the Hippa covers in the medical fields such as radiology?. MRI, doctors?

Re: Hippa letters

Donks3369 — Wed, 04 Mar 2009 21:48:54 GMT

Tblank,

I'm not sure what you are asking here. HIPPA mainly covers PHI, or Protected Health Information. Any individually identifiable heath information is covered. Really anything related to medical information. What exactly were you looking for?

Re: Hippa letters

kjm79 — Wed, 04 Mar 2009 22:05:03 GMT

From Fused's HIPAA letter to the OC:

The Privacy Rules prohibits a covered entity from using or disclosing an individual's protected health information ("PHI") unless specifically authorized by the individual or otherwise allowed under the Privacy Rules. In general, PHI encompasses substantially all "individually identifiable health information" that is transmitted or maintained in any medium. "Individually identifiable health information" includes health information that is created or received by a health care provider, health plan, employer, or health care clearinghouse, and that relates to an individual's physical or mental health or condition, including information related to an individual's care or the PAYMENT for such care.

Does that answer your question?

Re: Hippa letters

fused — Wed, 04 Mar 2009 22:13:37 GMT

HIPAA covers all doctors, dentists, mental health professionals, hospitals, clinic, sugery centers and etc.

Re: Hippa letters

RGT — Fri, 12 Oct 2012 07:47:35 GMT

HELP. How does one get started? To whom and what is needed in the letters using HIPPA? I would appreciate any advice.

Re: Hippa letters

hoping2rebuild — Fri, 12 Oct 2012 11:39:54 GMT

I have tackled med collections and to be completely honest a PFD is so much easier

Re: Hippa letters

RGT — Fri, 12 Oct 2012 11:55:22 GMT

What is a PFD?

Re: Hippa letters

hoping2rebuild — Fri, 12 Oct 2012 11:58:30 GMT

PFD = PAY FOR DELETE

Re: Hippa letters

fuzzybean — Fri, 12 Oct 2012 11:59:20 GMT

RGT wrote:
What is a PFD?

PFD = Pay For Deletion

Re: Hippa letters

RGT — Fri, 12 Oct 2012 17:32:15 GMT

Ah, thank you. You prefer this process and it is quicker? How do I go about it? I have two medical issues, very small (under $100), on an flawless credit record. Actually, I didn't even know they were there until i was applying for a car loan. I would appreciate any advice that you can offer.

Re: Hippa letters

fuzzybean — Fri, 12 Oct 2012 17:36:09 GMT

RGT wrote:
Ah, thank you. You prefer this process and it is quicker? How do I go about it? I have two medical issues, very small (under $100), on an flawless credit record. Actually, I didn't even know they were there until i was applying for a car loan. I would appreciate any advice that you can offer.

How old are the medical collections? Are they beyond the statute of limitations in your state? Which credit reporting agencies are they showing on?

Re: Hippa letters

Shogun — Fri, 12 Oct 2012 17:36:56 GMT

Hello and welcome to the forums. Below are a couple of links that will help familiarize yourself with the process. Good Luck!

http://ficoforums.myfico.com/t5/User-Guidelines-General/Common-Abbreviations/td-p/88458

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/What-Steps-Do-I-Take-Do-I-DV-PFD/td-p/337142

Re: Hippa letters

RGT — Fri, 12 Oct 2012 17:54:42 GMT

The issues are from 11/2011 and 02/2010, so fairly recent. Both are and have been paid.

They are showing up on Experian.

I do not know the limitations. One was from MI and the other from FL.

Re: Hippa letters

fuzzybean — Fri, 12 Oct 2012 18:28:13 GMT

RGT wrote:
The issues are from 11/2011 and 02/2010, so fairly recent. Both are and have been paid.
They are showing up on Experian.
I do not know the limitations. One was from MI and the other from FL.

Have you tried disputing it as paid on Experian? It may or may not work but it's quick and easy to try.

I'd start with sending them a good will letter asking them to remove it. If that doesn't work, try HIPPA.

Re: Hippa letters

RGT — Fri, 12 Oct 2012 18:38:12 GMT

Can you tell me about PFD? Where do I find out how to do this? Does it work?

Re: Hippa letters

kazmax — Fri, 19 Apr 2013 16:14:24 GMT

Can someone please tell me where can I find a sample copy of a HIPPA letter to send to a doctor who have violated my rights sending the collection agency my bill with the service provided.

Re: Hippa letters

guiness56 — Fri, 19 Apr 2013 16:53:16 GMT

kazmax wrote:
Can someone please tell me where can I find a sample copy of a HIPPA letter to send to a doctor who have violated my rights sending the collection agency my bill with the service provided.

That is not a violation of HIPAA. A 3rd party CA is a covered entity and the doctor can send it to them. The CA can only send it to you and no one else.