topic Re: Sent GW now CR says consumer disputes in Rebuilding Your Credit

Sent GW now CR says consumer disputes

HUMPTYZ — Wed, 30 Apr 2008 17:27:00 GMT

So I sent a GW letter to Countrywide on some old lates and then some lates form 18 months ago differed from my record because I thought I only had one and they said I had four. Is this why it says consumer disputes because I wasn't really disputing just looking for some GW I hope I didn't screw this up. Antbody ever have any luck with GW and a mortgage company?

Re: Sent GW now CR says consumer disputes

fixmycredit — Wed, 30 Apr 2008 20:15:16 GMT

*bump*

The same thing happened to me - anybody out there know if it looks bad if your CR says "consumer disputes"???

Thanks.

Re: Sent GW now CR says consumer disputes

quirkypixie — Wed, 30 Apr 2008 20:33:06 GMT

I think if you are saying you have blank number of lates (even in a goodwill letter), and it is different than the number they have.....you are technically "disputing". For their legal safety they put that. I *don't* think it hurts to have that on your report........it will be taken off as soon as they have finished investigation it.....

Re: Sent GW now CR says consumer disputes

Jesedmotherof5 — Thu, 01 May 2008 01:25:12 GMT

I have one and its because they came back verified that it was mine.. it was from a verizon wireless charges that I didnt authorize.. I fought it they wouldnt take it off my bill so I canceled my servce and they sent me to collections. I disputed it throught the CRAs way back when it first appread and the CRA put in the messgaes at the bottom that I dispute the act for unauthorized charges.... its still there but now I know about DOFD stuff and I know it was at least 6-7 years so I DV'd them no answer yet. I will pay anything that I owe but I will not PAY for charges that I didnt do!