topic Re: special trick to experian? in Rebuilding Your Credit

special trick to experian?

tblank65 — Wed, 05 Aug 2009 02:27:28 GMT

I am on my forth validation letter to experian...i sent it cmrr and it comes back as undeliverable what am i doing wrong here im sending to po box 2002, allen tx 75013 any hints? from the conversations on this im pretty sure...they are on a credit attorneys payroll

Re: special trick to experian?

RobertEG — Wed, 05 Aug 2009 04:33:36 GMT

Please clarify. You indicated that you asked for "validation" by way of letter to the CRA. If what you sent was labeled as a DV letter, they probably trashed it. The CRAs have NO part in the DV process. That is done strictly between you and the CA. You cannot DV an OC or a CRA.

Can you clairify what you sent?

Re: special trick to experian?

RadioRob — Wed, 05 Aug 2009 07:26:59 GMT

Robert's note above is absolutely correct in that you should not be trying to validate a debt with a CRA. The only thing you really do with the CRAs themselves is dispute information found in your report. They will in turn ask the reporting organization to verify the debt.

Regarding the address... the one that is used in Experian's online dispute system is not what you mention. They list:

Experian
PO Box 9701
Allen, TX 75013

Hope that helps!