topic Re: You know you're obsessed with FICO when... in SmorgasBoard

You know you're obsessed with FICO when...

thankfulheart — Wed, 09 May 2012 22:22:02 GMT

You know 2 statements cut on the 9th and it's KILLING you to see the ScoreWatch update for them being paid to $0, going from 50% to 0% on those 2 cards.

When you are kicking yourself for pulling out the WRONG credit card during a wee shopping spree and hoping that the charges do NOT hit before the statement cuts later today.

When you are counting dimes, nickles, and pennies to go pay the Target card in cash before it's due date because you screwed up and forgot to pay off the last of the balance last month.

I have 40 days until I plan to apply for a mortgage, darnit. Gimme a 660 across the board, 680 would be flippin' awesome!

Re: You know you're obsessed with FICO when...

AZHeather — Wed, 09 May 2012 22:31:57 GMT

Once a month (on that special day) you wake up earlier than usual to make sure that you have enough time to pull your monthly FICO scores before you go to work.

You check your emails a little more than usual when you are expecting a SW alert.

When you start calculating all of your cc due dates before they will hit your cr's instead of the due date on your statements.

Re: You know you're obsessed with FICO when...

AutumnC74 — Thu, 10 May 2012 03:03:23 GMT

When you pay for an updated report because you don't want to wait for score watch to alert you after you have noticed that the equifax report from the other paid service you use has updated because you need to know your fico. You know that that one hard inquiry costs seven points but going down to less than 30% utilization can net over 20!

Re: You know you're obsessed with FICO when...

669 — Thu, 10 May 2012 18:04:46 GMT

When your significant other catches you at 2:00 in the morning trolling the forums and tells you that "You really need to seek some professional help"

Re: You know you're obsessed with FICO when...

LS2982 — Fri, 11 May 2012 01:19:32 GMT

I'm probably the saddest of all....

I pay for all 3 bureau's CMS's and myFICO SW and QM and AMEX CreditSecure, and update them every day.

My life literally revolves around my credit cards. :smileysad:

Re: You know you're obsessed with FICO when...

669 — Fri, 11 May 2012 01:50:07 GMT

LS Wrote:

I'm probably the saddest of all....

I pay for all 3 bureau's CMS's and myFICO SW and QM and AMEX CreditSecure, and update them every day.

My life literally revolves around my credit cards.

Admitting your problem is the first step to self help.....:smileyvery-happy:

Re: You know you're obsessed with FICO when...

AutumnC74 — Fri, 11 May 2012 03:18:29 GMT

I pay for all three, quarterly monitoring here and scorewatch here and mycreditinform though capital one, I have paid for quizzle recently too and do not get out of bed without doing my daily update on creditkarma!!! I think I have spent about $150 in the past month alone on updated fico scores for tu and eq. Of course I'm attempting to clean up for a mortgage application and expect that in wont be so obsessed by the time I am finally living in my new home but who knows!!!

Re: You know you're obsessed with FICO when...

Booner72 — Fri, 11 May 2012 16:46:42 GMT

I am obsessed because I risk work by being on a forum when that is against the rules!

Re: You know you're obsessed with FICO when...

kjm79 — Fri, 11 May 2012 17:34:08 GMT

Booner72 wrote:
I am obsessed because I risk work by being on a forum when that is against the rules!

+100000000....same here Guilty as charged. lol I've become the master of the minimize button. I just look at it as exercising my reaction skills.

Re: You know you're obsessed with FICO when...

JenniferinFL — Fri, 11 May 2012 20:41:16 GMT

You know you're obsessed with FICO when...

your sitting at the computer cussing and swearing and your SO thinks something serious has happened, but it's just that your statement hasn't cut yet and it's already afternoon on the day it usually cuts and now it might not update in three days but you've been counting down for your new balance to post to wring those few extra points out of your score... and your explaining this while your SO looks at you like you just might not be operating with a full deck anymore..

your mood can be predicted by looking at your creditkarma graph. In fact, anyone can tell what your mood has been every day for the last month. "happy - sad - happy - blegh - happy- really sad" which = "score went up 2 pts - score went down 2 pts - score went up 3 pts - score stayed the same - score went up 1 pt - score dropped 6 pts"

your spouse checks your creditkarma in the morning for you to see what kind of day he/she is going to have

Re: You know you're obsessed with FICO when...

Eberron — Fri, 11 May 2012 21:34:59 GMT

I think that when we are so focused on our scores their isn't much more that can pull our attention.

I have a 3 month old and when I am up in the middle of the night rather then falling asleep I pull up myfico so I can see whats new. My partner looks over and goes thats not myfico is it...lol Well yes yes it is.

So I know I am a bit addicted.

Re: You know you're obsessed with FICO when...

AZHeather — Fri, 11 May 2012 21:42:12 GMT

JenniferinFL wrote:
your spouse checks your creditkarma in the morning for you to see what kind of day he/she is going to have

:smileylol:

Re: You know you're obsessed with FICO when...

marty56 — Fri, 11 May 2012 23:10:05 GMT

You're are late with your mother's day present since you didn't want to charge it so near the statement drop date.

Re: You know you're obsessed with FICO when...

LS2982 — Sat, 12 May 2012 01:22:06 GMT

marty56 wrote:
You're are late with your mother's day present since you didn't want to charge it so near the statement drop date.

+1,000!!!!

Arguing with yourself on what card to use for a charge because you don't want high util.

Re: You know you're obsessed with FICO when...

wmcodywilson — Sat, 12 May 2012 01:53:24 GMT

Your computer, your iPad, and your smart phone all have 1 click bookmarks to the forums.... And SW! +1 to the work computer though :D

Re: You know you're obsessed with FICO when...

psychoinhell — Sat, 12 May 2012 08:57:10 GMT

JenniferinFL wrote:

your spouse checks your creditkarma in the morning for you to see what kind of day he/she is going to have

I think this will be the ultimate win

Re: You know you're obsessed with FICO when...

psychoinhell — Sat, 12 May 2012 19:01:21 GMT

Wait I got one :) After applying for a new card online, you make a screen shot of your latest acceptance notification and turn it into your latest desktop :smileylol:

Re: You know you're obsessed with FICO when...

AZHeather — Sat, 12 May 2012 19:13:22 GMT

You have a minor panic attack because DH tells you that today you are not allowed to go onto myfico, check reports on any CM website, or check the mail for a green card or response because he really just wants one day with me without the "distraction."

Note: I'm on my cell phone - he's in the bathroom...shhhhhhh! :smileylol:

Re: You know you're obsessed with FICO when...

pakman92 — Sat, 12 May 2012 19:27:54 GMT

wen you've read all 12099 posts on the FIFO challenge thread.

Re: You know you're obsessed with FICO when...

delayedinsanity — Mon, 14 May 2012 15:03:31 GMT

AZHeather wrote:
You have a minor panic attack because DH tells you that today you are not allowed to go onto myfico, check reports on any CM website, or check the mail for a green card or response because he really just wants one day with me without the "distraction."

Note: I'm on my cell phone - he's in the bathroom...shhhhhhh! :smileylol:

That has a totally different meaning for some of us. I panic if I go into the safe and don't see mine right away. I've been asked for mail with my address on it a few times recently, and you should see the eyes widen when you say, "Why yes, would something from Homeland Security suffice?". Alright, we now return you to your regularly scheduled program...