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    <title>topic Re: Banking Advice needed.... please. in SmorgasBoard</title>
    <link>http://ficoforums.myfico.com/t5/SmorgasBoard/Banking-Advice-needed-please/m-p/1747176#M30466</link>
    <description>&lt;p&gt;What do you want advice with?&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;If you have all the bank accounts open, keep them open if they are &amp;quot;free&amp;quot;.  Make sure you understand the rules for each account.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;I have multiple accounts (military - we move around alot and had to open new ones when we moved - kept them open - this was before online banking, etc).  I just make small deposits into them (either transfer online or in person or through paypal) and keep them active.   &lt;/p&gt;</description>
    <pubDate>Wed, 12 Dec 2012 18:20:32 GMT</pubDate>
    <dc:creator>IOBA</dc:creator>
    <dc:date>2012-12-12T18:20:32Z</dc:date>
    <item>
      <title>Banking Advice needed.... please.</title>
      <link>http://ficoforums.myfico.com/t5/SmorgasBoard/Banking-Advice-needed-please/m-p/1747136#M30464</link>
      <description>&lt;p&gt;I have been banking with Citizens Bank for the past 4 years now. I had a problem with a overdraft at HSBC, which placed me in the Chexsystem. Citizens Bank opened up my checking and saving account with no problem. However, I suffer from Bi-Polar, and when I was manic, I did a few crazy things one night because I couldn't sleep. To make a long story short, I tried to open a bank account online... to see if I was indeed still in the Chexsystem.... then another, and another. Well, now, I have an account with Bank of America, Citizens Bank, and my local credit union. Oh, and my student bank account. I don't know what to do!!!!!! Advice is greatly needed.&lt;/p&gt;&lt;p&gt;I forgot to add, I don't have a BOA in my town, if I don't do online banking... I have to drive 25miles to the closest Bank.&lt;/p&gt;</description>
      <pubDate>Wed, 12 Dec 2012 18:00:51 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/SmorgasBoard/Banking-Advice-needed-please/m-p/1747136#M30464</guid>
      <dc:creator>Miss_Donna30</dc:creator>
      <dc:date>2012-12-12T18:00:51Z</dc:date>
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    <item>
      <title>Re: Banking Advice needed.... please.</title>
      <link>http://ficoforums.myfico.com/t5/SmorgasBoard/Banking-Advice-needed-please/m-p/1747176#M30466</link>
      <description>&lt;p&gt;What do you want advice with?&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;If you have all the bank accounts open, keep them open if they are &amp;quot;free&amp;quot;.  Make sure you understand the rules for each account.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;I have multiple accounts (military - we move around alot and had to open new ones when we moved - kept them open - this was before online banking, etc).  I just make small deposits into them (either transfer online or in person or through paypal) and keep them active.   &lt;/p&gt;</description>
      <pubDate>Wed, 12 Dec 2012 18:20:32 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/SmorgasBoard/Banking-Advice-needed-please/m-p/1747176#M30466</guid>
      <dc:creator>IOBA</dc:creator>
      <dc:date>2012-12-12T18:20:32Z</dc:date>
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