http://ficoforums.myfico.com/t5/Student-Loans/Discover-Graduate-Loan-w-Cosigner-which-score-matters-more/m-p/1729118#M10147 <p>The only reason to have a co-signer is because you would not qualify for the loan on your own.  As such, the co-signer's good credit has to outweigh any negatives on the primary applicants report in the eyes of the lender.  How exactly all of that is weighted is the sort of thing that varies from lender to lender and they probably aren't going to give out those details.</p> Mon, 03 Dec 2012 01:47:28 GMT SCF 2012-12-03T01:47:28Z http://ficoforums.myfico.com/t5/Student-Loans/Discover-Graduate-Loan-w-Cosigner-which-score-matters-more/m-p/1728608#M10145 <p>I am applying for a Discover graduate student loan with a cosigner in a few months and I was wondering which score mattered more - mine or my cosigner's. I called and asked and the rep said they were both taken into consideration, but she coudln't tell me which one weighed more. Anyone have a clue?</p><p> </p><p>Also, does anyone know what bureau Discover usually pulls?</p><p> </p><p>Any help and general advice is appreciated, thanks.</p> Sun, 02 Dec 2012 18:22:19 GMT http://ficoforums.myfico.com/t5/Student-Loans/Discover-Graduate-Loan-w-Cosigner-which-score-matters-more/m-p/1728608#M10145 QuantumCredit 2012-12-02T18:22:19Z http://ficoforums.myfico.com/t5/Student-Loans/Discover-Graduate-Loan-w-Cosigner-which-score-matters-more/m-p/1729118#M10147 <p>The only reason to have a co-signer is because you would not qualify for the loan on your own.  As such, the co-signer's good credit has to outweigh any negatives on the primary applicants report in the eyes of the lender.  How exactly all of that is weighted is the sort of thing that varies from lender to lender and they probably aren't going to give out those details.</p> Mon, 03 Dec 2012 01:47:28 GMT http://ficoforums.myfico.com/t5/Student-Loans/Discover-Graduate-Loan-w-Cosigner-which-score-matters-more/m-p/1729118#M10147 SCF 2012-12-03T01:47:28Z