http://ficoforums.myfico.com/t5/Student-Loans/Consolidated-Loans/m-p/1730966#M10158 <p>Where is it telling you that they're negative?  And where did you get your report from?</p><p> </p><p>It sounds like they're reporting correctly, the remark you mention is similar to what I have on some of my consolidated SLs and I've never seen them listed as negative.</p> Tue, 04 Dec 2012 02:06:37 GMT SCF 2012-12-04T02:06:37Z http://ficoforums.myfico.com/t5/Student-Loans/Consolidated-Loans/m-p/1730894#M10157 I have several student loans that I consolidated in 2007-08. The loans are showing as negative on my report even though there were never any lates (in fact they were in grace). How can I get these updated? The remarks show &quot;closed-refinance&quot;. Idk what to do. Tue, 04 Dec 2012 01:41:43 GMT http://ficoforums.myfico.com/t5/Student-Loans/Consolidated-Loans/m-p/1730894#M10157 queen_britt2003 2012-12-04T01:41:43Z http://ficoforums.myfico.com/t5/Student-Loans/Consolidated-Loans/m-p/1730966#M10158 <p>Where is it telling you that they're negative?  And where did you get your report from?</p><p> </p><p>It sounds like they're reporting correctly, the remark you mention is similar to what I have on some of my consolidated SLs and I've never seen them listed as negative.</p> Tue, 04 Dec 2012 02:06:37 GMT http://ficoforums.myfico.com/t5/Student-Loans/Consolidated-Loans/m-p/1730966#M10158 SCF 2012-12-04T02:06:37Z http://ficoforums.myfico.com/t5/Student-Loans/Consolidated-Loans/m-p/1731098#M10160 I pulled them the free annual credit report site. All three reports show them as negative accounts. Tue, 04 Dec 2012 03:00:14 GMT http://ficoforums.myfico.com/t5/Student-Loans/Consolidated-Loans/m-p/1731098#M10160 queen_britt2003 2012-12-04T03:00:14Z