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    <title>topic Re: I NEED HELP with Charge off..Paid in full &amp;quot;UNIVERSITY OF PHOENIX&amp;quot; in Student Loans</title>
    <link>http://ficoforums.myfico.com/t5/Student-Loans/I-NEED-HELP-with-Charge-off-paid-in-full-quot-UNIVERSITY-OF/m-p/1802340#M10419</link>
    <description>&lt;p&gt;Thank you for the suggestion. I will be send them a GW letter and hopefully they can update my account.&lt;/p&gt;</description>
    <pubDate>Thu, 10 Jan 2013 21:19:57 GMT</pubDate>
    <dc:creator>goal_seeker</dc:creator>
    <dc:date>2013-01-10T21:19:57Z</dc:date>
    <item>
      <title>I NEED HELP with Charge off...paid in full "UNIVERSITY OF PHOENIX"</title>
      <link>http://ficoforums.myfico.com/t5/Student-Loans/I-NEED-HELP-with-Charge-off-paid-in-full-quot-UNIVERSITY-OF/m-p/1797498#M10404</link>
      <description>&lt;p&gt;&lt;font face="book antiqua,palatino" color="#000000" size="3"&gt;HELLO ALL, &lt;/font&gt;&lt;/p&gt;&lt;p&gt;&lt;font face="book antiqua,palatino" color="#000000" size="3"&gt; &lt;/font&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;span style="font-family: 'book antiqua', palatino; color: #000000; line-height: normal; font-size: medium;"&gt;I attended University of Phoenix and was not able to complete the course due to personal issues. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;font face="book antiqua,palatino" color="#000000" size="3"&gt;However, I paid the outstanding balance but it still show as charge off and this is hurting my credit score BIG time.&lt;/font&gt;&lt;/p&gt;&lt;p&gt;&lt;font face="book antiqua,palatino" color="#000000" size="3"&gt; &lt;/font&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;UNIVERSITY OF PHOENIX&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Address:&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;4615 E ELWOOD ST&lt;/p&gt;&lt;p&gt;PHOENIX, AZ 85040 &lt;em&gt;&lt;br&gt;&lt;/em&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Status: &lt;/strong&gt;Paid,Closed.$1,759 writtenoff.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;&lt;strong&gt;Date Opened:&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;08/2006&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Reported Since:&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;04/2008&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Date of Status:&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;06/2008&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Last Reported:&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;06/2008&lt;/p&gt;&lt;p&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Account History:&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Type:&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Installment&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Terms:&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;1 Months&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Monthly Payment:&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;$0&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Responsibility:&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Individual&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Credit Limit/Original Amount:&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;$1,759&lt;/p&gt;&lt;p&gt;&lt;strong&gt;High Balance:&lt;/strong&gt;NA&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Recent Balance:&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;NA&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Recent Payment:&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;NA&lt;/p&gt;&lt;p&gt;Charge Off as of May 2008, Apr 2008&lt;/p&gt;&lt;p&gt;&lt;font face="'book antiqua', palatino" color="#000000" size="3"&gt;&lt;span style="line-height: normal;"&gt; &lt;/span&gt;&lt;/font&gt;&lt;/p&gt;&lt;p&gt;&lt;font face="book antiqua,palatino" color="#000000" size="3"&gt; &lt;/font&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;&lt;font face="book antiqua,palatino" color="#FF0000" size="3"&gt; &lt;/font&gt;&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;&lt;font face="book antiqua,palatino" color="#FF0000" size="3"&gt;What are the steps that I should take in order to resolve this matter with them? Please help!!!&lt;/font&gt;&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;font face="book antiqua,palatino" color="#000000" size="3"&gt; &lt;/font&gt;&lt;/p&gt;&lt;p&gt;&lt;font face="book antiqua,palatino" color="#000000" size="3"&gt; &lt;/font&gt;&lt;/p&gt;&lt;p&gt;&lt;font face="book antiqua,palatino" color="#000000" size="3"&gt; &lt;/font&gt;&lt;/p&gt;&lt;p&gt;&lt;font face="book antiqua,palatino" color="#000000" size="3"&gt; &lt;/font&gt;&lt;/p&gt;&lt;p&gt;&lt;font face="book antiqua,palatino" color="#000000" size="3"&gt; &lt;/font&gt;&lt;/p&gt;&lt;p&gt;&lt;font face="book antiqua,palatino" color="#000000" size="3"&gt; &lt;/font&gt;&lt;/p&gt;&lt;p&gt;&lt;font face="book antiqua,palatino" color="#000000" size="3"&gt;Thank you in advance, &lt;/font&gt;&lt;/p&gt;&lt;p&gt;&lt;font face="book antiqua,palatino" color="#000000" size="3"&gt;-Goal Seeker&lt;/font&gt;&lt;/p&gt;</description>
      <pubDate>Tue, 08 Jan 2013 23:21:33 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Student-Loans/I-NEED-HELP-with-Charge-off-paid-in-full-quot-UNIVERSITY-OF/m-p/1797498#M10404</guid>
      <dc:creator>goal_seeker</dc:creator>
      <dc:date>2013-01-08T23:21:33Z</dc:date>
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    <item>
      <title>Re: I NEED HELP with Charge off...paid in full "UNIVERSITY OF PHOENIX"</title>
      <link>http://ficoforums.myfico.com/t5/Student-Loans/I-NEED-HELP-with-Charge-off-paid-in-full-quot-UNIVERSITY-OF/m-p/1799040#M10406</link>
      <description>&lt;p&gt;Sounds like you paid the balace after it charged off -- at this point the best course would be to GW them.&lt;/p&gt;</description>
      <pubDate>Wed, 09 Jan 2013 14:34:55 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Student-Loans/I-NEED-HELP-with-Charge-off-paid-in-full-quot-UNIVERSITY-OF/m-p/1799040#M10406</guid>
      <dc:creator>203bravo</dc:creator>
      <dc:date>2013-01-09T14:34:55Z</dc:date>
    </item>
    <item>
      <title>Re: I NEED HELP with Charge off..Paid in full "UNIVERSITY OF PHOENIX"</title>
      <link>http://ficoforums.myfico.com/t5/Student-Loans/I-NEED-HELP-with-Charge-off-paid-in-full-quot-UNIVERSITY-OF/m-p/1802340#M10419</link>
      <description>&lt;p&gt;Thank you for the suggestion. I will be send them a GW letter and hopefully they can update my account.&lt;/p&gt;</description>
      <pubDate>Thu, 10 Jan 2013 21:19:57 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Student-Loans/I-NEED-HELP-with-Charge-off-paid-in-full-quot-UNIVERSITY-OF/m-p/1802340#M10419</guid>
      <dc:creator>goal_seeker</dc:creator>
      <dc:date>2013-01-10T21:19:57Z</dc:date>
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